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XYLBOR

Active
Public limited companyfounded 199234 yrs activeBoterbloemlaan 7, 2980 Zoersel, BelgiumKBO/BCE: BE 0447.259.179

XYLBOR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €-1k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-9
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.14 in 2024; short-term debt: 1.2% and cash: 0.2% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
44 d early
2023
58 d early
2022
32 d early
2021
27 d early
2020
17 d early
2019
24 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€191k▼ 0.6%
2024 · €192k
2018: €144k 2019: €151k 2020: €157k 2021: €163k 2022: €172k 2023: €181k 2024: €192k
2018 → 2025
Total assets
€211k▼ 6.7%
2024 · €226k
2018: €314k 2019: €305k 2020: €291k 2021: €275k 2022: €260k 2023: €245k 2024: €226k
2018 → 2025
Net result
€-1k
2024 · €11k
2018: €2k 2019: €7k 2020: €7k 2021: €6k 2022: €9k 2023: €8k 2024: €11k
2018 → 2025
Working capital
€-371▲ 97.0%
2024 · €-12k
2018: €-63 2019: €2k 2020: €957 2021: €-945 2022: €-11k 2023: €-20k 2024: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€163k-€172k▲ 5.5%€181k▲ 4.9%€192k▲ 6.2%€191k▼ 0.6%
Operating result€9k-€14k▲ 45.0%€13k▼ 5.8%€17k▲ 30.2%€582▼ 96.5%
Net result€6k-€9k▲ 52.1%€8k▼ 6.3%€11k▲ 35.0%€-1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10k€15kOperating result 2021: €9k€9kNet result 2021: €6k€6kOperating result 2022: €14k€14kNet result 2022: €9k€9kOperating result 2023: €13k€13kNet result 2023: €8k€8kOperating result 2024: €17k€17kNet result 2024: €11k€11kOperating result 2025: €582€582Net result 2025: €-1k€-1k20212022202320242025
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets €209k▼ 6.9%
Current assets €2k▲ 12.3%
Equity and liabilities €211k
Equity €191k▼ 0.6%
Provisions €10k▼ 20.0%
Debt €10k▼ 53.8%
The debt ratio falls from 9.6% to 4.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16k
2024 · €32k
Cash flow
€14k
2024 · €27k
Solvency
90.4%
2024 · 84.8%
Current ratio
0.85
2024 · 0.14
Quick ratio
0.85
2024 · 0.14
Debt / equity
0.05
2024 · 0.11
ROE
-0.6%
2024 · 5.9%
ROA
-0.5%
2024 · 5.0%
Interest coverage
5.75
2024 · 15.40
Debt
€10k
2024 · €22k
Debt ≤ 1 year
€3k
2024 · €14k
Debt > 1 year
€7k
2024 · €6k
Income taxes
€1k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€226k€211k
Fixed assets21/28€224k€209k
Tangible fixed assets22/27€156k€140k
Land and buildings22€151k€137k
Plant, machinery and equipment23€5k€3k
Financial fixed assets28€68k€68k=
Current assets29/58€2k€2k
Amounts receivable within one year40/41-€2k
Trade receivables40-€2k
Cash at bank and in hand54/58€2k€376
Equity and liabilities
Total equity and liabilities10/49€226k€211k
Equity10/15€192k€191k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€31k€26k
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€25k€20k
Profit (loss) carried forward14€99k€103k
Provisions and deferred taxes16€13k€10k
Deferred taxes168€13k€10k
Amounts payable17/49€22k€10k
Amounts payable after more than one year17€6k€7k
Other amounts payable178/9€6k€7k
Amounts payable within one year42/48€14k€3k
Current portion of amounts payable after more than one year42€10k-
Trade debts44-€335
Suppliers440/4-€335
Taxes, remuneration and social security45€4k€1k
Taxes450/3€4k€1k
Other amounts payable47/48€810€810=
Accrued charges and deferred income492/3€979-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€1k€1k
Gross operating margin9900€33k€17k
Operating profit (loss)9901€17k€582
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€14k€-2k
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€6k€1k
Profit (loss) for the period9904€11k€-1k
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€16k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€99k€103k
Profit (loss) brought forward from the previous period14P€83k€99k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-1k ▼110%
Net result drops to €-1k, the lowest in the series.
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €11k ▲35%
Operating result €17k, net result €11k, both a record.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €150kEq €151k ▲4.9%
2 profitable years in a row build equity to €151k.
11-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
20-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 204 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1992
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boterbloemlaan 72980 Zoersel
Ground area
2,811 m²
Building footprint
558 m²
Volume, LiDAR
11,307 m³
2 parcels, Flanders · tallest building 27.9 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Victor Govaerslaan 14, 2170 Antwerpen
Computing infrastructure, data processing, hosting and related activities
since 19922.057.882.120
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11028A0232/00D017 Flanders 1,988 m² 1 · 453 m² 27.9 m · 8 fl.
11017A0284/00H000 Flanders 822 m² 1 · 104 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,956 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded22-04-1992
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.