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XYKO

Active
Private limited company (pre-2019)founded 1997active for 29 yearsKoekelberglaan 56, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0460.753.859
Summary

The annual accounts of XYKO for financial year 2025 show a net loss of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €13,867 and a net result of -€62,382. Equity has been shrinking by about 26% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 10% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 27-05-1997 Normal situation
Activity
Other specialised construction activities NACE 43990and 1 other
Establishment unit
2.082.163.792 1082 Sint-Agatha-Berchem, since 11-06-1997
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board
  • COLABUFALO FrancescoDirector
  • Colabufalo LorenzoDirector

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
-€10,473
▲ 91.0%
Loss
€62,382
▼ 59.2%
Equity
€13,867
▼ 81.8%
Total assets
€550,263
▼ 34.2%
Filed on 09-07-2026, 22 days before the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €62,382, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)Equity €13,867 (2.5% of total assets)lowers riskSize: total assets €550,263Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of micro companies in specialised construction (NACE 43)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 28-6
equity 2.5% of total assets
Liquidity 4-12
short-term debt 92.0% · cash 3.5%
Profitability 5+5
return on assets -11.3%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.7 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.4%▲ +0.2 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.1%▼ -0.4 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.08 (1.35 in 2024), below the usual 1.5. Short-term debt is 92% and cash 3.5% of total assets. 97.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 9% of them on solvency, 4% on liquidity, 10% on profitability and 5% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Loss of €62,382, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €550,263
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €13,867 (2.5% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€62,382
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
2 days early
2023
30 days early
2022
39 days early
2021
31 days late
2020
57 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€62,382 View
  • Caution: Equity fell in 2025from €76,249 to €13,867 ▼ 81.8% View
  • Caution: Lower net result than 95% of companies in specialised constructionsector median €10,221 · 34,933 companies -€62,382 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed General meeting · Merger
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as XYKO: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €490,000 and €659,000, founded between 1992 and 1998.

CompanyTotal assetsGross margin
XYKO Sint-Agatha-Berchem€550,263-€10,473
Gebroeders Verschueren Hulshout€587,785-€283,052
ERIGO Liège€497,568-€27,222
GEM 2be Waasmunster€594,377-€25,714
SPECTRACON Brugge€659,062-€2,516
LOOMANS BETONBORINGEN Antwerpen€511,018-€53,656
PATRICK BERASALUCE Jodoigne€490,264-€3,446
Full comparison

Key facts about XYKO

What is the company number of XYKO?
The company number of XYKO is 0460.753.859. The VAT number is the same number with BE in front: BE 0460.753.859.
Where is XYKO based?
The registered office is at Koekelberglaan 56, 1082 Sint-Agatha-Berchem.Company details
What does XYKO do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of XYKO?
The legal form of XYKO is Private limited company (pre-2019) (BVBA).
When was XYKO founded?
XYKO was founded on 27-05-1997.
Is XYKO still active?
Yes, XYKO is an active enterprise in the KBO register.
What is the turnover of XYKO?
The annual accounts for financial year 2025 state no turnover.Financials
Is XYKO profitable?
In financial year 2025, XYKO made a loss of €62,382.
Where can I find the annual accounts of XYKO?
XYKO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of XYKO due?
XYKO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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