Debts
€180,035 77% of the balance sheet
Financial debts 55%Suppliers 30%Taxes and wages 14%
Of this, €80,121 falls due within a year.
XXL4YOU
Lifetime
3 annual accounts with figures on one time axispeak €39,744 (2022)
€2,790▼ 91.9%
lowest -€1,345 (2024)
-€1,345▼ €25,497
peak €56,565 (2023)
€55,220▼ 2.4%
€180,035▲ 17.9%
Board1 name since 2021
1 directorDIEU Eddy Yves Marie
Documentsfilings and deeds
03-10-202564 days late
2024micro format
Gross margin from €34,644 to €2,790Loss of €1,345Debts from €152,754 to €180,035Cash from €9,482 to €3,927
Key points
from the 2024 annual accountsChecked score
36
Weak
Financially stronger than 34% of micro companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.6%
01-2025: 3.5%▼ -0.1 percentage points vs 12-2024
02-2025: 3.5%● unchanged vs 01-2025
03-2025: 3.5%● unchanged vs 02-2025
04-2025: 3.6%▲ +0.1 percentage points vs 03-2025
05-2025: 3.6%● unchanged vs 04-2025
06-2025: 3.2%▼ -0.4 percentage points vs 05-2025lowest value
07-2025: 3.3%▲ +0.1 percentage points vs 06-2025
08-2025: 4.0%▲ +0.7 percentage points vs 07-2025
09-2025: 4.1%▲ +0.1 percentage points vs 08-2025
10-2025: 5.3%▲ +1.2 percentage points vs 09-2025
11-2025: 3.5%▼ -1.8 percentage points vs 10-2025
12-2025: 3.5%● unchanged vs 11-2025
01-2026: 3.4%▼ -0.1 percentage points vs 12-2025
02-2026: 3.5%▲ +0.1 percentage points vs 01-2026
03-2026: 3.6%▲ +0.1 percentage points vs 02-2026
04-2026: 3.6%● unchanged vs 03-2026
05-2026: 3.6%● unchanged vs 04-2026
06-2026: 3.6%● unchanged vs 05-2026
07-2026: 3.7%▲ +0.1 percentage points vs 06-2026
08-2026: 4.2%▲ +0.5 percentage points vs 07-2026
09-2026: 4.4%▲ +0.2 percentage points vs 08-2026
10-2026: 5.7%▲ +1.3 percentage points vs 09-2026highest value
11-2026: 5.7%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 64 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 06-10-2025)
Founded in 2021
Size: total assets €235,255
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 39% of them on solvency, 34% on liquidity, 28% on profitability and 34% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,548 companies had the same profile as XXL4YOU has now. Each dot stands for 4 companies, two years later.
91.2%
were still trading
3.9%
stopped another way
4.3%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of XXL4YOU itself is higher: 5.7% within 12 months. It rests on far more data about XXL4YOU than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,548 companies, not a prediction for XXL4YOU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.94 (1.37 in 2023), above the usual 1.5. Short-term debt is 34.1% and cash 1.7% of total assets. However, 76.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 64 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
64 days late
2023
64 days late
2022
415 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 181 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0774405834
Incorporation
Founding capital of €2,000, 100 shares · Founder: DIEU, Eddy Yves Marie · Appointment: DIEU, Eddy Yves Marie (director) · published on 23-09-2021 · Gazette deed
First establishment
Boulevard Initialis 26, Mons
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| XXL4YOU Mons | €235,255 | €2,790 | 23.5% | - |
| PXP TOURNAI Charleroi | €346,561 | -€5,335 | -55.1% | - |
| V.S.G. Deerlijk | €252,992 | -€22,267 | -15.0% | - |
| LELOU & JANI Bastogne | €142,496 | €5,857 | 9.4% | - |
| Objet AB Sint-Genesius-Rode | €308,582 | -€11,456 | -55.0% | - |
| BEAUTY FASHION Lendelede | €309,868 | -€20,172 | 94.8% | - |
| ANGE-OU-DEMON Gerpinnes | €215,645 | -€17,797 | -54.2% | - |
These companies have the same main activity as XXL4YOU: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €142,000 and €347,000, founded between 2019 and 2024.
Official details
Source: KBO- Status
- Active since 21-09-2021Normal situation
- Activity
- Retail sale of women's outerwearNACE 47711
- Establishment unit
- 2.321.947.6937000 Mons, since 21-09-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on XXL4YOU
XXL4YOU files the micro format. That format states no turnover. The gross margin fell from €39,744 in 2022 to €2,790 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about XXL4YOU
- What is the company number of XXL4YOU?
- The company number of XXL4YOU is 0774.405.834. The VAT number is the same number with BE in front: BE 0774.405.834.
- Where is XXL4YOU based?
- The registered office is at Boulevard Initialis 26, 7000 Mons.Company details
- What does XXL4YOU do?
- According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
- What is the legal form of XXL4YOU?
- XXL4YOU is a private limited company (BV).
- When was XXL4YOU founded?
- XXL4YOU was founded on 21-09-2021.
- Is XXL4YOU still active?
- Yes, XXL4YOU is an active enterprise in the KBO register.
- What is the turnover of XXL4YOU?
- The turnover in financial year 2024 is ≈ €29,000. This figure is estimated from the gross margin of €2,790 and 118 comparable companies (NACE 477). It probably lies between €11,000 and €62,000. It is a rough estimate.Financials
- Is XXL4YOU profitable?
- In financial year 2024, XXL4YOU made a loss of €1,345.
- Where can I find the annual accounts of XXL4YOU?
- XXL4YOU filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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