Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Less equity than 94% of companies in head offices and management consultancy. Sector median €78,242 · 39,408 companies.
In July 2024, 1,322 companies had the same profile as XVA has now. Each dot stands for 4 companies, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for XVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| XVA Watermael-Boitsfort | €125,581 | -€19,180 | -9.7% | - |
| LETS UP Brussels | €126,818 | -€9,391 | 0.7% | 0.5 |
| DIOXINK Brussels | €147,905 | -€12,772 | 28.2% | - |
| DARWIN CONSULTING Grez-Doiceau | €125,219 | -€16,029 | 65.7% | - |
| Duke & Mortimer Capital Brasschaat | €147,234 | -€45,894 | -38.1% | 0.3 |
| JaBa Tech Management Oud-Turnhout | €106,989 | -€980 | 71.9% | - |
| AFLoos Schoten | €108,032 | -€16,085 | -13.8% | - |
These companies have the same main activity as XVA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €107,000 and €148,000, founded between 2024 and 2025.
XVA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,129) and a net result of -€19,129.
Its solvency ranks better than 8% of 39,376 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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