Skip to content

XSS

Active
Private limited companyfounded 200323 yrs activeEikse Amer 15, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0859.687.541

XSS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €25k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
62 / 100
Healthy▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+28
Solvency67▲+5
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.67 in 2024), and 51.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.9%
Return on assets
4.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
386 d late
2022
17 d early
2021
2 d early
2020
9 d early
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€259k▲ 10.6%
2024 · €235k
2018: €124k 2019: €115k 2020: €119k 2021: €117k 2022: €175k 2023: €244k 2024: €235k
2018 → 2025
Total assets
€530k▲ 4.7%
2024 · €506k
2018: €175k 2019: €225k 2020: €319k 2021: €304k 2022: €405k 2023: €503k 2024: €506k
2018 → 2025
Net result
€25k▲ 170%
2024 · €9k
2018: €18k 2019: €-9k 2020: €4k 2021: €-2k 2022: €57k 2023: €137k 2024: €9k
2018 → 2025
Working capital
€-53k▲ 24.2%
2024 · €-70k
2018: €47k 2019: €-5k 2020: €17k 2021: €796 2022: €12k 2023: €8k 2024: €-70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€117k-€175k▲ 48.9%€244k▲ 39.7%€235k▼ 3.8%€259k▲ 10.6%
Operating result€-2k-€90k€199k▲ 121%€23k▼ 88.6%€50k▲ 120%
Net result€-2k-€57k€137k▲ 139%€9k▼ 93.3%€25k▲ 170%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €-2k€-2kNet result 2021: €-2k€-2kOperating result 2022: €90k€90kNet result 2022: €57k€57kOperating result 2023: €199k€199kNet result 2023: €137k€137kOperating result 2024: €23k€23kNet result 2024: €9k€9kOperating result 2025: €50k€50kNet result 2025: €25k€25k20212022202320242025
The operating result recovers in 2025; 2025 is 120% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €530k
Fixed assets €357k▼ 2.1%
Current assets €174k▲ 22.4%
Equity and liabilities €530k
Equity €259k▲ 10.6%
Debt €271k▼ 0.3%
The debt ratio falls from 53.7% to 51.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€205k
2024 · €151k
Cash flow
€180k
2024 · €137k
Solvency
48.9%
2024 · 46.3%
Current ratio
0.77
2024 · 0.67
Quick ratio
0.77
2024 · 0.67
Debt / equity
1.04
2024 · 1.16
ROE
9.5%
2024 · 3.9%
ROA
4.7%
2024 · 1.8%
Interest coverage
27.50
2024 · 13.76
Debt
€271k
2024 · €272k
Debt ≤ 1 year
€226k
2024 · €211k
Debt > 1 year
€44k
2024 · €58k
Income taxes
€20k
2024 · €4k
Staff costs
€10k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€506k€530k
Fixed assets21/28€364k€357k
Intangible fixed assets21€238k€231k
Tangible fixed assets22/27€126k€126k
Land and buildings22€106k€101k
Plant, machinery and equipment23€3k€4k
Furniture and vehicles24€5k€13k
Leasing and similar rights25€13k€7k
Financial fixed assets28€214€214=
Current assets29/58€142k€174k
Amounts receivable within one year40/41€96k€143k
Trade receivables40€60k€116k
Other amounts receivable41€37k€27k
Cash at bank and in hand54/58€32k€27k
Deferred charges and accrued income490/1€13k€4k
Equity and liabilities
Total equity and liabilities10/49€506k€530k
Equity10/15€235k€259k
Contributions10/11€19k€19k=
Reserves13€216k€241k
Tax-exempt reserves132€42k€42k=
Distributable reserves133€174k€199k
Amounts payable17/49€272k€271k
Amounts payable after more than one year17€58k€44k
Financial debts170/4€58k€44k
Amounts payable within one year42/48€211k€226k
Current portion of amounts payable after more than one year42€28k€25k
Trade debts44€5k€15k
Suppliers440/4€5k€15k
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€30k€12k
Taxes450/3€28k€11k
Remuneration and social security454/9€2k€962
Other amounts payable47/48€144k€174k
Accrued charges and deferred income492/3€2k€59
Income statement Code20242025
Non-recurring operating income76A€7k€10k
Remuneration, social security and pensions62€12k€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€128k€155k
Other operating charges640/8€55k€2k
Non-recurring operating charges66A-€2k
Gross operating margin9900€217k€219k
Operating profit (loss)9901€23k€50k
Financial income75/76B€2k€3k
Recurring financial income75€2k€3k
Financial charges65/66B€11k€7k
Recurring financial charges65€11k€7k
Profit (loss) for the period before taxes9903€14k€45k
Income taxes67/77€4k€20k
Profit (loss) for the period9904€9k€25k
Profit (loss) for the period to be appropriated9905€9k€25k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€25k
Transfer from equity791/2€18k-
Transfer to equity691/2€9k€25k
To other reserves6921€9k€25k
Profit to be distributed694/7€18k-
Return on contributions (dividend)694€18k-

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 386 days late
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
31-12
Financial Highest result since 2018net €137k ▲139%
Operating result €199k, net result €137k, both a record.
31-12
Financial Equity above €200kEq €244k ▲39.7%
2 profitable years in a row build equity to €244k.
14-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €57k
Net result €57k after one loss-making year.
31-12
Financial Equity above €150kEq €175k ▲48.9%
Equity rises from €117k to €175k.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet €-9k ▼149%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
07-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 99 days late
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-08-2022 Resigned as Director
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 2 establishment units since 2004
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eikse Amer 152870 Puurs-Sint-Amands
Ground area
409 m²
Building footprint
209 m²
Volume, LiDAR
1,503 m³
2 parcels, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
XSS
Eikse Amer 15, 2870 Puurs-Sint-AmandsNACE 7210001
since 20042.139.186.629
Lange Kievitstraat 59, 2018 Antwerpen
Wholesale trade
since 20242.361.909.121
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12030C0253/00A002 Flanders 331 m² 1 · 134 m² 10.2 m · 1 fl.
11808H1183/00A003 Flanders 78 m² 1 · 75 m² 14.5 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 5 entries · 4,190 EUR awarded · 4,190 EUR paid
Year Entries awardedpaid
2025 2 1,449 EUR1,449 EUR
2024 1 1,403 EUR1,433 EUR
2023 1 168 EUR138 EUR
2022 1 1,170 EUR1,170 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
4 entries · 2,840 EUR · 2,840 EUR paid · Fonds voor Innoveren en Ondernemen
Subsidies voor internationaal ondernemen
1 entry · 1,350 EUR · 1,350 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen

Similar companies · same sector, comparable size

Of 1,272 companies in sector 58290 we hold annual accounts for 587. 433 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-07-2003
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
62020IT consultancy
62200Computer consultancy and computer facilities management
72210
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.