Xsi
ActiveXsi has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €1k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 1617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+8
Solvency80▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 3.0 in 2024; short-term debt: 41.8% and cash: 0% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
2023
21 d late
2022
31 d late
2021
76 d late
2020
102 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k▲ 1,314%
2024 · €89
2018: €19k
2019: €-2k
2020: €1k
2021: €-13k
2022: €36k
2023: €6k
2024: €89
2018 → 2025
Working capital
€42k▲ 4.0%
2024 · €40k
2018: €19k
2019: €14k
2020: €16k
2021: €16k
2022: €44k
2023: €39k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€52k▲ 228%€40k▼ 23.5%€40k▲ 0.2%€41k▲ 3.1%
Operating result€-11k-€46k€12k▼ 73.4%€2k▼ 79.9%€8k▲ 235%
Net result€-13k-€36k€6k▼ 84.1%€89▼ 98.5%€1k▲ 1,314%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 235% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€2k▼ 40.6%
Current assets
€73k▲ 21.2%
Equity and liabilities €75k
Equity
€41k▲ 3.1%
Debt
€34k▲ 44.5%
The debt ratio rises from 36.8% to 44.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €4k
Cash flow
€2k▲
2024 · €1k
Solvency
55.1%▼
2024 · 63.2%
Current ratio
2.34▼
2024 · 3.00
Quick ratio
2.34▼
2024 · 3.00
Debt / equity
0.81▲
2024 · 0.58
ROE
3.0%▲
2024 · 0.2%
ROA
1.7%▲
2024 · 0.1%
Interest coverage
2.31▲
2024 · 1.62
Debt
€34k▲
2024 · €23k
Debt ≤ 1 year
€31k▲
2024 · €20k
Debt > 1 year
€2k▼
2024 · €3k
Income taxes
€3k▲
2024 · €201
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€75k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€60k€73k▲
Amounts receivable within one year40/41€46k€69k▲
Trade receivables40€46k€53k▲
Other amounts receivable41-€17k
Cash at bank and in hand54/58€9k€1▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€63k€75k▲
Equity10/15€40k€41k▲
Contributions10/11€19k€19k=
Reserves13€2k€3k▲
Distributable reserves133€2k€3k▲
Profit (loss) carried forward14€19k€19k=
Amounts payable17/49€23k€34k▲
Amounts payable after more than one year17€3k€2k▼
Financial debts170/4€3k€2k▼
Amounts payable within one year42/48€20k€31k▲
Current portion of amounts payable after more than one year42€1k€838▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€29-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€5k€12k▲
Operating profit (loss)9901€2k€8k▲
Financial income75/76B€110€465▲
Recurring financial income75€110€465▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€290€5k▲
Income taxes67/77€201€3k▲
Profit (loss) for the period9904€89€1k▲
Profit (loss) for the period to be appropriated9905€89€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€21k▲
Profit (loss) brought forward from the previous period14P€19k€19k▲
Transfer to equity691/2-€1k
To the legal reserve6920-€1k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 76 days late
2021
31-12
Financial
Weakest financial yearnet €-13k ▼986%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 102 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Limite 461341 Ottignies-Louvain-la-NeuveGround area
7,341 m²
Building footprint
71 m²
Volume, LiDAR
116 m³
2 parcels, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XSI SPRL
since 20172.267.052.425
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0122/00R004 | Wallonia | 7,285 m² | 1 · 26 m² | 6.0 m · 2 fl. |
| 25016A0397/00B003 | Wallonia | 56 m² | 1 · 45 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2015
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.