Financials
- Fiscal year
- 2025
- Total assets
- €530,095
- Profit
- €49,266
- Solvency
- 24.5%
Total assets▲ 0.3%
Net result
20212025
XS Optix
ActiveSummary
XS Optix has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,112 and a net result of €49,266. Equity is growing by ~45.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 21938 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782
1 site
Size
€530,095total assets 2025
- Equity
- €130,112
- Profit
- €49,266
Turnover not published (abridged schema)
Structure
Accounts filed 18 d late0 of 1 deed read
Why 70- Founded in 2020- Sector Retail trade (NACE 47)+ Size: total assets €530,095+ Figures for FY 2025 (filed 18-08-2026)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
50+10
equity 24.5% of total assets
Liquidity
39+5
short-term debt 42.2% · cash 7.3%
Profitability
35-11
return on assets 9.3%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● 0.0% vs 11-2024
01-2025: 0.8%▼ -0.7% vs 12-2024
02-2025: 0.8%▲ +1.1% vs 01-2025
03-2025: 0.8%● 0.0% vs 02-2025
04-2025: 0.9%▲ +8.3% vs 03-2025
05-2025: 1.1%▲ +21.6% vs 04-2025
06-2025: 1.1%▲ +2.5% vs 05-2025
07-2025: 1.2%▲ +6.3% vs 06-2025
08-2025: 0.8%▼ -29.1% vs 07-2025
09-2025: 0.8%● 0.0% vs 08-2025
10-2025: 0.8%▼ -2.0% vs 09-2025
11-2025: 0.8%● 0.0% vs 10-2025
12-2025: 0.8%● 0.0% vs 11-2025
01-2026: 0.8%▲ +0.2% vs 12-2025
02-2026: 0.8%▼ -1.1% vs 01-2026
03-2026: 0.8%▼ -3.9% vs 02-2026
04-2026: 0.8%▲ +6.4% vs 03-2026
05-2026: 0.9%▲ +14.5% vs 04-2026
06-2026: 0.9%▼ -0.6% vs 05-2026
07-2026: 0.9%▲ +2.6% vs 06-2026
08-2026: 1.4%▲ +46.3% vs 07-2026highest value
09-2026: 0.6%▼ -56.7% vs 08-2026lowest value
10-2026: 0.6%● 0.0% vs 09-2026lowest value
- Founded in 2020 raises the probability for this profile
- Size: total assets €530,095 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
- Figures for FY 2025 (filed 18-08-2026) lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.09 in 2024; short-term debt: 42.2% and cash: 7.3% of total assets), and 75.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 40%, liquidity 37%, profitability 27%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
18 d late
2024
15 d early
2023
29 d early
2022
3 d early
2021
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €130,112 ▲60.9%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 8
- Since
- 2022
- Next accounts
- by 31-07-2027
- 18-08-2026Annual accounts filed
- 31-12-2025Equity above €100,000
- 16-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Founded
- 17-11-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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