XS EPIL

Active

Private limited companyfounded 20242 yrs activeGuldenschaapstraat 6, 1800 Vilvoorde, BelgiumKBO/BCE: BE 1008.846.124

Summary

The computed 12-month bankruptcy probability of XS EPIL is 4.4% (elevated). The 2025 annual accounts show equity of €11,431 and a net result of €6,101. Its solvency ranks better than 65% of 5520 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

XS EPILActiveChecked score 41/100

Risk analysis Report Compare

Activity

Beauty care and other beauty treatments

NACE 96220Beauty treatment NACE 96022

Size

€24,745total assets 2025

Equity: €11,431
Profit: €6,101

Turnover not published (abridged schema)

Financial health

41 Weak Checked score 2025

Bankruptcy chance 12 m: 4.4%

Structure

Accounts filed 42 d late0 of 2 deeds read

Why 41- No establishment unit in the KBO- Founded in 2024- Latest accounts 42 days late; 2 of the last 3 late- Size: total assets €24,745Show the evidence

Checked score

Score 2025

41 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 65% of its sector peers (NACE 96, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 71+6

equity 46.2% of total assets

Liquidity 23-46

short-term debt 53.8% · cash 0.4%

Profitability 99-1

return on assets 24.7%

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,591 companies)

Last 24 months 05-2025: 5.9% 06-2025: 5.9%● 0.0% vs 05-2025 07-2025: 6.1%▲ +2.3% vs 06-2025 08-2025: 6.7%▲ +10.5% vs 07-2025 09-2025: 7.0%▲ +4.4% vs 08-2025highest value 10-2025: 2.8%▼ -59.9% vs 09-2025 11-2025: 2.8%● 0.0% vs 10-2025 12-2025: 2.9%▲ +2.4% vs 11-2025 01-2026: 2.9%▲ +0.1% vs 12-2025 02-2026: 2.9%● 0.0% vs 01-2026 03-2026: 2.9%▲ +2.1% vs 02-2026 04-2026: 3.6%▲ +22.8% vs 03-2026 05-2026: 3.9%▲ +7.2% vs 04-2026 06-2026: 3.9%▲ +0.8% vs 05-2026 07-2026: 4.0%▲ +3.1% vs 06-2026 08-2026: 2.7%▼ -31.6% vs 07-2026lowest value 09-2026: 3.2%▲ +16.6% vs 08-2026 10-2026: 4.4%▲ +38.8% vs 09-2026

No establishment unit in the KBO raises the probability
Founded in 2024 raises the probability for this profile
Latest accounts 42 days late; 2 of the last 3 late raises the probability
Size: total assets €24,745 raises the probability for this profile

No publishable credit limit; credit only on tighter terms

Liquidity ample (current ratio 1.86 against 1.67 in 2024; short-term debt: 53.8% and cash: 0.4% of total assets), but 53.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 65%, liquidity 18%, profitability 85%, growth against the median 91%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts 42 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €24,745

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

42 d late

2024

56 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 49 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage