XPT-Engineering
ActiveXPT-Engineering has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €40k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-5
Solvency70▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.52 in 2024; short-term debt: 27.1% and cash: 12.4% of total assets), and 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45%
Return on assets
7.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-10-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
3 d early
2023
1 d early
2022
5 d early
2021
5 d early
2020
12 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€230k▲ 13.9%
2024 · €202k
2019: €122k
2020: €150k
2021: €152k
2022: €167k
2023: €230k
2024: €202k
2019 → 2025
Total assets
€510k▼ 11.8%
2024 · €578k
2019: €379k
2020: €393k
2021: €384k
2022: €389k
2023: €433k
2024: €578k
2019 → 2025
Net result
€40k▲ 103%
2024 · €20k
2019: €12k
2020: €28k
2021: €2k
2022: €16k
2023: €62k
2024: €20k
2019 → 2025
Working capital
€-25k▲ 73.2%
2024 · €-92k
2019: €42k
2020: €34k
2021: €56k
2022: €17k
2023: €38k
2024: €-92k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€167k▲ 10.2%€230k▲ 37.2%€202k▼ 12.2%€230k▲ 13.9%
Operating result€15k-€32k▲ 112%€99k▲ 207%€34k▼ 65.4%€-6k
Net result€2k-€16k▲ 614%€62k▲ 301%€20k▼ 68.1%€40k▲ 103%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €34k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €510k
Fixed assets
€397k▼ 17.2%
Current assets
€113k▲ 14.7%
Equity and liabilities €510k
Equity
€230k▲ 13.9%
Debt
€281k▼ 25.5%
The debt ratio falls from 65.2% to 55.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €74k
Cash flow
€95k▲
2024 · €60k
Solvency
45.0%▲
2024 · 34.8%
Current ratio
0.82▲
2024 · 0.52
Quick ratio
0.82▲
2024 · 0.52
Debt / equity
1.22▼
2024 · 1.87
ROE
17.5%▲
2024 · 9.8%
ROA
7.9%▲
2024 · 3.4%
Interest coverage
4.67▼
2024 · 13.25
Debt
€281k▼
2024 · €377k
Debt ≤ 1 year
€138k▼
2024 · €191k
Debt > 1 year
€141k▼
2024 · €185k
Income taxes
€6k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€578k€510k▼
Fixed assets21/28€479k€397k▼
Tangible fixed assets22/27€214k€167k▼
Land and buildings22€63k€42k▼
Plant, machinery and equipment23€9k€10k▲
Furniture and vehicles24€143k€116k▼
Financial fixed assets28€265k€229k▼
Current assets29/58€99k€113k▲
Amounts receivable within one year40/41€52k€35k▼
Trade receivables40€36k€28k▼
Other amounts receivable41€16k€7k▼
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€32k€64k▲
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€578k€510k▼
Equity10/15€202k€230k▲
Contributions10/11€56k€56k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€142k€170k▲
Amounts payable17/49€377k€281k▼
Amounts payable after more than one year17€185k€141k▼
Financial debts170/4€185k€141k▼
Amounts payable within one year42/48€191k€138k▼
Current portion of amounts payable after more than one year42€50k€51k▲
Trade debts44€87k€64k▼
Suppliers440/4€87k€64k▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€48k€13k▼
Accrued charges and deferred income492/3€246€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€54k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€77k€53k▼
Operating profit (loss)9901€34k€-6k▼
Financial income75/76B€4k€62k▲
Recurring financial income75€4k€62k▲
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€33k€46k▲
Income taxes67/77€13k€6k▼
Profit (loss) for the period9904€20k€40k▲
Profit (loss) for the period to be appropriated9905€20k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€189k€182k▼
Profit (loss) brought forward from the previous period14P€170k€142k▼
Profit to be distributed694/7€48k€12k▼
Return on contributions (dividend)694€48k€12k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €62k ▲301%
Operating result €99k, net result €62k, both a record.
31-03
Financial
Equity above €200kEq €230k ▲37.2%
5 profitable years in a row build equity to €230k.
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €2k ▼92.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €150kEq €152k ▲1.5%
3 profitable years in a row build equity to €152k.
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Picardiëlaan 222970 SchildeGround area
517 m²
Building footprint
126 m²
Volume, LiDAR
609 m³
Parcel 11039D0290/00A003, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Picardiëlaan 22, 2970 Schilde
since 20092.182.309.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0290/00A003 | Flanders | 517 m² | 1 · 126 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ESTATE INVEST
BE 0443.108.074
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-09-2009
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
20590Manufacture of chemicals and chemical products
46423Wholesale of clothing, excluding workwear and underwear
46450Wholesale of perfume and cosmetics
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:033551612