Xpertz
ActiveSummary
Xpertz has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €126k and a net result of €520. Equity is growing by ~71.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability49▼-28
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 84.03 against 40.41 in 2023; short-term debt: 1.1% and cash: 18.3% of total assets), and 1.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
11 d early
2022
7 d early
2021
33 d early
2020
25 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€126k▲ 0.4%
2023 · €126k
Total assets
€128k▼ 0.9%
2023 · €129k
Net result
€520▼ 93.6%
2023 · €8k
Working capital
€118k▲ 1.6%
2023 · €116k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€12k▲ 105%€29k▲ 143%€132k▲ 358%€15k▼ 88.9%€2k▼ 85.7%
Net result€7k▲ 122%€17k▲ 159%€85k▲ 396%€8k▼ 90.3%€520▼ 93.6%
Equity€16k▲ 68.5%€33k▲ 105%€118k▲ 254%€126k▲ 6.9%€126k▲ 0.4%
Total assets€26k▲ 58.3%€50k▲ 92.5%€148k▲ 195%€129k▼ 13.0%€128k▼ 0.9%
Debt€10k▲ 44.0%€17k▲ 71.5%€31k▲ 79.2%€3k▼ 89.9%€1k▼ 54.1%
Working capital€8k▲ 1,290%€25k▲ 211%€104k▲ 319%€116k▲ 11.4%€118k▲ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 86% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €128k
Fixed assets
€8k ▼ 14.8%
Current assets
€120k ▲ 0.2%
Equity and liabilities €128k
Equity
€126k ▲ 0.4%
Debt
€1k ▼ 54.1%
Debt's share of the balance-sheet total falls from 2.4% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2023 · €18k
Cash flow
€4k▼
2023 · €12k
Current ratio
84.03▲
2023 · 40.41
Debt to equity
0.01▼
2023 · 0.02
ROE
0.4%▼
2023 · 6.5%
ROA
0.4%▼
2023 · 6.3%
Interest coverage
3.57▼
2023 · 7.08
Debt ≤ 1 year
€1k▼
2023 · €3k
Income taxes
€2k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €4k | €4k | €4k | ▲ 6.4% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €3k | ▲ 36.8% |
| Non-recurring operating charges66A | - | - | €750 | - | €1k | - |
| Gross operating margin9900 | €15k | €32k | €138k | €20k | €10k | ▼ 50.4% |
| Operating profit (loss)9901 | €12k | €29k | €132k | €15k | €2k | ▼ 85.7% |
| Financial income75/76B | - | €127 | - | €217 | €2k | ▲ 804% |
| Recurring financial income75 | €1 | €127 | - | €217 | €2k | ▲ 804% |
| Financial charges65/66B | - | €1k | €3k | €3k | €2k | ▼ 36.1% |
| Recurring financial charges65 | €862 | €1k | €3k | €3k | €2k | ▼ 36.1% |
| Profit (loss) for the period before taxes9903 | €11k | €28k | €129k | €12k | €2k | ▼ 80.3% |
| Income taxes67/77 | €4k | €11k | €44k | €4k | €2k | ▼ 54.3% |
| Profit (loss) for the period9904 | €7k | €17k | €85k | €8k | €520 | ▼ 93.6% |
| Profit (loss) for the period to be appropriated9905 | €7k | €17k | €85k | €8k | €520 | ▼ 93.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26k | €50k | €148k | €129k | €128k | ▼ 0.9% |
| Fixed assets21/28 | €8k | €8k | €13k | €10k | €8k | ▼ 14.8% |
| Tangible fixed assets22/27 | €8k | €8k | €13k | €10k | €8k | ▼ 14.8% |
| Land and buildings22 | - | €5k | €3k | €2k | €2k | ▲ 33.3% |
| Plant, machinery and equipment23 | - | €831 | €615 | €398 | €182 | ▼ 54.3% |
| Furniture and vehicles24 | - | €2k | €6k | €5k | €3k | ▼ 31.6% |
| Other tangible fixed assets26 | - | €424 | €3k | €3k | €3k | ▼ 12.5% |
| Current assets29/58 | €18k | €42k | €135k | €119k | €120k | ▲ 0.2% |
| Amounts receivable after more than one year29 | - | €15k | €35k | €35k | €35k | = |
| Other amounts receivable291 | - | €15k | €35k | €35k | €35k | = |
| Amounts receivable within one year40/41 | €4k | €23k | €8k | €16k | €33k | ▲ 110% |
| Trade receivables40 | - | €20k | €6k | €6k | €5k | ▼ 11.8% |
| Other amounts receivable41 | - | €3k | €2k | €10k | €28k | ▲ 185% |
| Current investments50/53 | - | - | - | €25k | €25k | = |
| Cash at bank and in hand54/58 | €13k | €3k | €89k | €42k | €23k | ▼ 44.4% |
| Deferred charges and accrued income490/1 | - | €914 | €2k | €1k | €3k | ▲ 135% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26k | €50k | €148k | €129k | €128k | ▼ 0.9% |
| Equity10/15 | €16k | €33k | €118k | €126k | €126k | ▲ 0.4% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €9k | €25k | €109k | €109k | €109k | = |
| Non-distributable reserves130/1 | - | €362 | €362 | €362 | €362 | = |
| Reserves not available under the articles1311 | - | €362 | €362 | €362 | €362 | = |
| Distributable reserves133 | - | €25k | €109k | €109k | €109k | = |
| Profit (loss) carried forward14 | €1k | €2k | €2k | €11k | €11k | ▲ 4.9% |
| Amounts payable17/49 | €10k | €17k | €31k | €3k | €1k | ▼ 54.1% |
| Amounts payable within one year42/48 | €10k | €17k | €31k | €3k | €1k | ▼ 51.8% |
| Trade debts44 | €2k | €438 | €3k | €616 | €686 | ▲ 11.3% |
| Suppliers440/4 | - | €438 | €3k | €616 | €686 | ▲ 11.3% |
| Taxes, remuneration and social security45 | - | €17k | €26k | €2k | €736 | ▼ 68.5% |
| Taxes450/3 | - | €17k | €25k | €2k | €736 | ▼ 68.5% |
| Remuneration and social security454/9 | - | - | €1k | - | - | - |
| Other amounts payable47/48 | - | - | €967 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €149 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €17k | €85k | €8k | €520 | ▼ 93.6% |
| + Depreciation and write-downs630 | €2k | €2k | €4k | €4k | €4k | ▲ 6.4% |
| Operating cash flow (approximation) | €9k | €19k | €88k | €12k | €4k | ▼ 63.4% |
| Investment in fixed assets (approximation) | - | €-2k | €-9k | €0 | €-2k | - |
| Change in cash | - | €-10k | €86k | €-47k | €-19k | ▲ 60.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 84.03
Current ratio from 40.41 to 84.03; short-term debt falls from €3k to €1k.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 9current ratio 40.41
Current ratio from 4.42 to 40.41; short-term debt falls from €31k to €3k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €85k ▲396%
Operating result €132k, net result €85k, both a record.
31-12
Financial
Equity above €100kEq €118k ▲254%
4 profitable years in a row build equity to €118k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Ground area
941 m²
Building footprint
151 m²
Volume, LiDAR
838 m³
Parcel 44017D1436/00T000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Xpertz
since 20092.176.733.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D1436/00T000 | Flanders | 941 m² | 1 · 151 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500629J52B452F936
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.