XpertyS
ActiveSummary
XpertyS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €40k. Its solvency ranks better than 52% of 1906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency83
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.11; short-term debt: 41.9% and cash: 87.5% of total assets), and 41.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.1%
Return on assets
54.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€42k
Total assets
€72k
Net result
€40k
Working capital
€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €72k
Fixed assets
€8k
Current assets
€64k
Equity and liabilities €72k
Equity
€42k
Debt
€30k
Debt finances 41.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k
Cash flow
€43k
Current ratio
2.11
Debt to equity
0.72
ROE
94.1%
ROA
54.6%
Interest coverage
178.68
Debt ≤ 1 year
€30k
Income taxes
€10k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €120 |
| Gross operating margin9900 | €53k |
| Operating profit (loss)9901 | €50k |
| Financial charges65/66B | €297 |
| Recurring financial charges65 | €297 |
| Profit (loss) for the period before taxes9903 | €50k |
| Income taxes67/77 | €10k |
| Profit (loss) for the period9904 | €40k |
| Profit (loss) for the period to be appropriated9905 | €40k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €72k | |
| Fixed assets21/28 | €8k | |
| Tangible fixed assets22/27 | €8k | |
| Furniture and vehicles24 | €6k | |
| Other tangible fixed assets26 | €3k | |
| Current assets29/58 | €64k | |
| Amounts receivable within one year40/41 | €550 | |
| Trade receivables40 | €48 | |
| Other amounts receivable41 | €503 | |
| Cash at bank and in hand54/58 | €63k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €72k | |
| Equity10/15 | €42k | |
| Contributions10/11 | €3k | |
| Reserves13 | €40k | |
| Distributable reserves133 | €40k | |
| Amounts payable17/49 | €30k | |
| Amounts payable within one year42/48 | €30k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €24k | |
| Taxes450/3 | €19k | |
| Remuneration and social security454/9 | €5k | |
| Other amounts payable47/48 | €4k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €40k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €43k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
Ground area
500 m²
Building footprint
104 m²
Volume, LiDAR
665 m³
Parcel 12012A0410/00A000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XpertyS
since 20242.364.884.843
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12012A0410/00A000 | Flanders | 500 m² | 1 · 104 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 3,149 companies in sector 63920 we hold annual accounts for 1,524. 1,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
70100Activities of head offices
71121Engineering and related technical consultancy, excluding land surveyors
73200Market research and public opinion polling
82100Office administrative and support services
82990Other business support services
Contact
E-mail
ilse.lazou@telenet.beMechelen
Phone
0479951563Mechelen
Scores and ratios are computed by Checked and are not a credit decision.