Xperialize
ActiveXperialize has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €218k and a net result of €73k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability53▲+12
Solvency74▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.65 in 2023; short-term debt: 47% and cash: 8.7% of total assets), but 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d late
2023
27 d late
2022
26 d late
2021
25 d late
2020
30 d late
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€218k▲ 42.2%
2023 · €153k
2018: €-3k
2019: €2k
2020: €73k
2021: €168k
2022: €125k
2023: €153k
2018 → 2024
Total assets
€441k▲ 10.2%
2023 · €400k
2018: €58k
2019: €92k
2020: €278k
2021: €453k
2022: €407k
2023: €400k
2018 → 2024
Net result
€73k▲ 156%
2023 · €28k
2018: €-3k
2019: €5k
2020: €71k
2021: €94k
2022: €-43k
2023: €28k
2018 → 2024
Working capital
€211k▲ 41.8%
2023 · €149k
2018: €-23k
2019: €-12k
2020: €59k
2021: €156k
2022: €113k
2023: €149k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€73k-€168k▲ 129%€125k▼ 25.6%€153k▲ 22.7%€218k▲ 42.2%
Operating result€97k-€212k▲ 119%€197k▼ 7.2%€110k▼ 44.0%€226k▲ 105%
Net result€71k-€94k▲ 32.4%€-43k€28k€73k▲ 156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 105% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €441k
Fixed assets
€23k▼ 2.3%
Current assets
€418k▲ 11.0%
Equity and liabilities €441k
Equity
€218k▲ 42.2%
Debt
€223k▼ 9.6%
The debt ratio falls from 61.7% to 50.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€240k▲
2023 · €124k
Cash flow
€87k▲
2023 · €42k
Solvency
49.4%▲
2023 · 38.3%
Current ratio
2.02▲
2023 · 1.65
Quick ratio
2.02▲
2023 · 1.65
Debt / equity
1.02▼
2023 · 1.61
ROE
33.3%▲
2023 · 18.5%
ROA
16.5%▲
2023 · 7.1%
Interest coverage
1.58▲
2023 · 1.55
Debt
€223k▼
2023 · €247k
Debt ≤ 1 year
€207k▼
2023 · €228k
Debt > 1 year
€13k▼
2023 · €19k
Income taxes
€17k▲
2023 · €14k
Staff costs
€78k▼
2023 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€400k€441k▲
Fixed assets21/28€23k€23k▼
Tangible fixed assets22/27€23k€22k▼
Plant, machinery and equipment23€850€0▼
Furniture and vehicles24€19k€20k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€500€500=
Current assets29/58€376k€418k▲
Amounts receivable within one year40/41€296k€303k▲
Trade receivables40€56k€43k▼
Other amounts receivable41€241k€260k▲
Current investments50/53€74k€77k▲
Cash at bank and in hand54/58€6k€38k▲
Deferred charges and accrued income490/1-€339
Equity and liabilities
Total equity and liabilities10/49€400k€441k▲
Equity10/15€153k€218k▲
Contributions10/11€15k€15k=
Reserves13€96k€96k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€94k€94k=
Profit (loss) carried forward14€41k€106k▲
Amounts payable17/49€247k€223k▼
Amounts payable after more than one year17€19k€13k▼
Financial debts170/4€19k€13k▼
Amounts payable within one year42/48€228k€207k▼
Current portion of amounts payable after more than one year42€7k€7k▼
Financial debts43-€5
Credit institutions430/8-€5
Trade debts44€131k€94k▼
Suppliers440/4€131k€94k▼
Taxes, remuneration and social security45€89k€95k▲
Taxes450/3€64k€75k▲
Remuneration and social security454/9€25k€20k▼
Other amounts payable47/48-€13k
Accrued charges and deferred income492/3-€3k
Income statement
Code20232024
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€96k€78k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€226k€323k▲
Operating profit (loss)9901€110k€226k▲
Financial income75/76B€13k€15k▲
Recurring financial income75€13k€15k▲
Financial charges65/66B€80k€152k▲
Recurring financial charges65€80k€152k▲
Profit (loss) for the period before taxes9903€43k€89k▲
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€28k€73k▲
Profit (loss) for the period to be appropriated9905€28k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€119k▲
Profit (loss) brought forward from the previous period14P€13k€46k▲
Profit to be distributed694/7-€13k
Directors or managers695-€13k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
31-12
Financial
Equity above €200kEq €218k ▲42.2%
2 profitable years in a row build equity to €218k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-12
Financial
Equity above €150kEq €153k ▲22.7%
Equity rises from €125k to €153k.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Weakest financial yearnet €-43k ▼146%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €94k ▲32.4%
Net result €94k, the highest in the series.
31-12
Financial
Equity above €150kEq €168k ▲129%
3 profitable years in a row build equity to €168k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sleeckxlaan 28-321030 SchaarbeekGround area
868 m²
Building footprint
210 m²
Volume, LiDAR
3,105 m³
Parcel 21015A0432/00L004, Brussels · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Sleeckxlaan 28-32, 1030 Schaarbeek
since 20112.196.389.311
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0432/00L004 | Brussels | 868 m² | 1 · 210 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-02-2011
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.