XPERAVI
ActiveSummary
XPERAVI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €100k. Equity is growing by ~44.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency71▼-29
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 31.83 in 2024; short-term debt: 54.3% and cash: 58.4% of total assets), but 54.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.7%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
130 d early
2024
25 d late
2023
5 d late
2022
27 d early
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 49.4%
2024 · €353k
Total assets
€391k▲ 7.1%
2024 · €366k
Net result
€100k▲ 3.9%
2024 · €97k
Working capital
€144k▼ 58.2%
2024 · €345k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€117k-€101k▼ 13.5%€110k▲ 8.6%€121k▲ 10.5%€134k▲ 10.2%
Net result€88k-€77k▼ 12.7%€84k▲ 9.0%€97k▲ 14.9%€100k▲ 3.9%
Equity€96k-€173k▲ 80.5%€257k▲ 48.6%€353k▲ 37.6%€179k▼ 49.4%
Total assets€103k-€206k▲ 99.4%€268k▲ 30.2%€366k▲ 36.3%€391k▲ 7.1%
Debt€8k-€33k▲ 336%€11k▼ 65.7%€12k▲ 6.8%€213k▲ 1,646%
Working capital€95k-€173k▲ 82.2%€252k▲ 45.3%€345k▲ 37.1%€144k▼ 58.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets
€34k ▲ 276%
Current assets
€357k ▲ 0.2%
Equity and liabilities €391k
Equity
€179k ▼ 49.4%
Debt
€213k ▲ 1,646%
Debt's share of the balance-sheet total rises from 3.3% to 54.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€143k▲
2024 · €125k
Cash flow
€109k▲
2024 · €100k
Current ratio
1.68▼
2024 · 31.83
Debt to equity
1.19▲
2024 · 0.03
ROE
56.1%▲
2024 · 27.3%
ROA
25.6%▼
2024 · 26.4%
Interest coverage
66.15▼
2024 · 937.61
Debt ≤ 1 year
€213k▲
2024 · €11k
Income taxes
€31k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €445 | €346 | €568 | €4k | €9k | ▲ 133% |
| Other operating charges640/8 | €2k | €459 | €494 | €517 | €669 | ▲ 29.3% |
| Gross operating margin9900 | €119k | €102k | €111k | €126k | €143k | ▲ 14.1% |
| Operating profit (loss)9901 | €117k | €101k | €110k | €121k | €134k | ▲ 10.2% |
| Financial income75/76B | €0 | €6 | - | €4k | €7 | ▼ 99.8% |
| Recurring financial income75 | €0 | €6 | - | €4k | €7 | ▼ 99.8% |
| Financial charges65/66B | €2k | €825 | €347 | €133 | €2k | ▲ 1,517% |
| Recurring financial charges65 | €2k | €825 | €347 | €133 | €2k | ▲ 1,517% |
| Profit (loss) for the period before taxes9903 | €115k | €100k | €109k | €126k | €131k | ▲ 4.7% |
| Income taxes67/77 | €27k | €23k | €25k | €29k | €31k | ▲ 7.3% |
| Profit (loss) for the period9904 | €88k | €77k | €84k | €97k | €100k | ▲ 3.9% |
| Profit (loss) for the period to be appropriated9905 | €88k | €77k | €84k | €97k | €100k | ▲ 3.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €103k | €206k | €268k | €366k | €391k | ▲ 7.1% |
| Fixed assets21/28 | €592 | €247 | €6k | €9k | €34k | ▲ 276% |
| Tangible fixed assets22/27 | €592 | €247 | €6k | €9k | €34k | ▲ 276% |
| Furniture and vehicles24 | €592 | €247 | €6k | €3k | €28k | ▲ 708% |
| Other tangible fixed assets26 | - | - | - | €6k | €6k | ▲ 7.4% |
| Current assets29/58 | €103k | €206k | €262k | €356k | €357k | ▲ 0.2% |
| Amounts receivable within one year40/41 | €21k | €22k | €22k | €100k | €24k | ▼ 76.1% |
| Trade receivables40 | €21k | €22k | €22k | €22k | €24k | ▲ 8.3% |
| Other amounts receivable41 | - | - | €255 | €78k | - | - |
| Current investments50/53 | - | - | - | - | €99k | - |
| Cash at bank and in hand54/58 | €80k | €171k | €231k | €251k | €229k | ▼ 8.8% |
| Deferred charges and accrued income490/1 | €2k | €13k | €9k | €5k | €5k | ▲ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €103k | €206k | €268k | €366k | €391k | ▲ 7.1% |
| Equity10/15 | €96k | €173k | €257k | €353k | €179k | ▼ 49.4% |
| Contributions10/11 | €8k | €8k | €8k | €8k | €8k | = |
| Reserves13 | €88k | €165k | €249k | €346k | €171k | ▼ 50.5% |
| Distributable reserves133 | €88k | €165k | €249k | €346k | €171k | ▼ 50.5% |
| Amounts payable17/49 | €8k | €33k | €11k | €12k | €213k | ▲ 1,646% |
| Amounts payable within one year42/48 | €8k | €32k | €10k | €11k | €213k | ▲ 1,799% |
| Trade debts44 | €4k | €6k | €4k | €3k | €4k | ▲ 48.7% |
| Suppliers440/4 | €4k | €6k | €4k | €3k | €4k | ▲ 48.7% |
| Taxes, remuneration and social security45 | €4k | €27k | €6k | €8k | €53k | ▲ 525% |
| Taxes450/3 | €4k | €27k | €1k | €8k | €53k | ▲ 525% |
| Remuneration and social security454/9 | - | - | €5k | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €156k | - |
| Accrued charges and deferred income492/3 | - | €837 | €952 | €982 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €88k | €77k | €84k | €97k | €100k | ▲ 3.9% |
| + Depreciation and write-downs630 | €445 | €346 | €568 | €4k | €9k | ▲ 133% |
| Operating cash flow (approximation) | €89k | €77k | €85k | €100k | €109k | ▲ 8.9% |
| Investment in fixed assets (approximation) | - | €0 | €-6k | €-7k | €-34k | ▼ 380% |
| Change in cash | - | €90k | €60k | €20k | €-22k | ▼ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €100k ▲3.9%
Operating result €134k, net result €100k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 25.11
Current ratio from 6.35 to 25.11; short-term debt falls from €32k to €10k.
31-12
Financial
Equity above €200kEq €257k ▲48.6%
3 profitable years in a row build equity to €257k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €77k ▼12.7%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €173k ▲80.5%
2 profitable years in a row build equity to €173k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 2020
Ground area
661 m²
Building footprint
137 m²
Volume, LiDAR
789 m³
Parcel 52048D0071/00X000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XPERAVI
since 20202.306.845.882
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52048D0071/00X000 | Wallonia | 661 m² | 1 · 137 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,571 companies in sector 71121 we hold annual accounts for 6,561. 5,197 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail
xperavi@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.