XPD Family Fund
ActiveXPD Family Fund has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.18M and a net result of €949k. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability98▲+89
Solvency100=
Growth78
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.1 in 2023; short-term debt: 18.3% and cash: 0.9% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
81.7%
Return on assets
24.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
34 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€3.18M▲ 67.5%
2023 · €1.90M
2023: €1.90M
2023 → 2024
Total assets
€3.90M▲ 61.7%
2023 · €2.41M
2023: €2.41M
2023 → 2024
Net result
€949k
2023 · €-274k
2023: €-274k
2023 → 2024
Working capital
€-676k▼ 47.4%
2023 · €-459k
2023: €-459k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€1.90M-€3.18M▲ 67.5%
Operating result€-251k-€-143k▲ 42.9%
Net result€-274k-€949k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €143k in 2024 against €251k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.90M
Fixed assets
€3.86M▲ 63.5%
Current assets
€36k▼ 26.2%
Equity and liabilities €3.90M
Equity
€3.18M▲ 67.5%
Debt
€712k▲ 40.4%
The debt ratio falls from 21.1% to 18.3%. Equity and debt are higher.
Key figures and ratios
Solvency
81.7%▲
2023 · 78.9%
Current ratio
0.05▼
2023 · 0.10
Quick ratio
0.05▼
2023 · 0.10
Debt / equity
0.22▼
2023 · 0.27
ROE
29.8%▲
2023 · -14.4%
ROA
24.4%▲
2023 · -11.4%
Debt
€712k▲
2023 · €507k
Debt ≤ 1 year
€712k▲
2023 · €507k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.41M€3.90M▲
Fixed assets21/28€2.36M€3.86M▲
Financial fixed assets28€2.36M€3.86M▲
Current assets29/58€48k€36k▼
Cash at bank and in hand54/58€48k€36k▼
Equity and liabilities
Total equity and liabilities10/49€2.41M€3.90M▲
Equity10/15€1.90M€3.18M▲
Contributions10/11€2.18M€2.51M▲
Profit (loss) carried forward14€-274k€675k▲
Amounts payable17/49€507k€712k▲
Amounts payable within one year42/48€507k€712k▲
Financial debts43€500k€705k▲
Credit institutions430/8€500k€705k▲
Trade debts44€225€136▼
Suppliers440/4€225€136▼
Other amounts payable47/48€7k€7k▼
Income statement
Code20232024
Other operating charges640/8€1k€392▼
Gross operating margin9900€-250k€-143k▲
Operating profit (loss)9901€-251k€-143k▲
Financial income75/76B-€1.13M
Recurring financial income75-€1.13M
Financial charges65/66B€24k€42k▲
Recurring financial charges65€24k€42k▲
Profit (loss) for the period before taxes9903€-274k€949k▲
Profit (loss) for the period9904€-274k€949k▲
Profit (loss) for the period to be appropriated9905€-274k€949k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-274k€675k▲
Profit (loss) brought forward from the previous period14P-€-274k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €949k
Net result €949k after one loss-making year.
31-12
Financial
Equity above €2MEq €3.18M ▲67.5%
Equity rises from €1.90M to €3.18M.
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Pieter Potstraat 82000 AntwerpenGround area
495 m²
Building footprint
325 m²
Volume, LiDAR
3,781 m³
Parcel 11804D0233/00S000, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
XPD Family Fund
since 20222.332.412.114
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0233/00S000 | Flanders | 495 m² | 1 · 325 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded28-04-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.