XOS
ActiveSummary
XOS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378k and a net result of €-14k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▼-48
Solvency100▲+11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 30.86 against 35.08 in 2024; short-term debt: 3.2% and cash: 99.8% of total assets), and 10.4% of the assets are financed with debt.
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Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
-3.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
16 d early
2023
12 d early
2022
11 d early
2021
2 d early
2020
17 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€378k▼ 23.1%
2024 · €492k
Total assets
€422k▼ 45.1%
2024 · €769k
Net result
€-14k
2024 · €49k
Working capital
€408k▼ 45.3%
2024 · €747k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€56k▼ 17.2%€45k▼ 19.0%€57k▲ 25.9%€66k▲ 16.4%€-15k
Net result€40k▼ 17.6%€33k▼ 19.0%€42k▲ 27.2%€49k▲ 16.8%€-14k
Equity€369k▲ 12.3%€401k▲ 8.9%€443k▲ 10.4%€492k▲ 11.0%€378k▼ 23.1%
Total assets€626k▲ 7.9%€665k▲ 6.2%€707k▲ 6.3%€769k▲ 8.7%€422k▼ 45.1%
Debt€257k▲ 2.1%€263k▲ 2.3%€264k▲ 0.2%€277k▲ 5.0%€44k▼ 84.2%
Working capital€616k▲ 8.5%€649k▲ 5.4%€698k▲ 7.6%€747k▲ 7.0%€408k▼ 45.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €66k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €422k
Equity
€378k ▼ 23.1%
Debt
€44k ▼ 84.2%
Debt's share of the balance-sheet total falls from 36.0% to 10.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
30.86▼
2024 · 35.08
Debt to equity
0.12▼
2024 · 0.56
ROE
-3.6%▼
2024 · 9.9%
ROA
-3.2%▼
2024 · 6.3%
Debt ≤ 1 year
€14k▼
2024 · €22k
Debt > 1 year
€30k▼
2024 · €255k
Income taxes
€132▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €428 | €531 | €530 | €103 | - | - |
| Other operating charges640/8 | €889 | €777 | €304 | €1k | €868 | ▼ 24.1% |
| Gross operating margin9900 | €57k | €47k | €58k | €68k | €-14k | ▼ 121% |
| Operating profit (loss)9901 | €56k | €45k | €57k | €66k | €-15k | ▼ 123% |
| Financial income75/76B | - | - | €802 | €1k | €2k | ▲ 83.1% |
| Recurring financial income75 | - | - | €802 | €1k | €2k | ▲ 83.1% |
| Financial charges65/66B | €52 | €48 | €55 | €85 | €180 | ▲ 112% |
| Recurring financial charges65 | €52 | €48 | €55 | €85 | €180 | ▲ 112% |
| Profit (loss) for the period before taxes9903 | €56k | €45k | €58k | €67k | €-13k | ▼ 120% |
| Income taxes67/77 | €15k | €12k | €16k | €19k | €132 | ▼ 99.3% |
| Profit (loss) for the period9904 | €40k | €33k | €42k | €49k | €-14k | ▼ 128% |
| Profit (loss) for the period to be appropriated9905 | €40k | €33k | €42k | €49k | €-14k | ▼ 128% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €626k | €665k | €707k | €769k | €422k | ▼ 45.1% |
| Fixed assets21/28 | €1k | €633 | €103 | - | - | - |
| Tangible fixed assets22/27 | €1k | €633 | €103 | - | - | - |
| Furniture and vehicles24 | €1k | €633 | €103 | - | - | - |
| Current assets29/58 | €625k | €664k | €707k | €769k | €422k | ▼ 45.1% |
| Amounts receivable within one year40/41 | €22k | €24k | €26k | €26k | €421 | ▼ 98.4% |
| Trade receivables40 | €22k | €21k | €23k | €26k | - | - |
| Other amounts receivable41 | - | €3k | €3k | - | €421 | - |
| Cash at bank and in hand54/58 | €603k | €640k | €681k | €742k | €421k | ▼ 43.2% |
| Deferred charges and accrued income490/1 | €199 | €484 | €216 | €915 | €264 | ▼ 71.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €626k | €665k | €707k | €769k | €422k | ▼ 45.1% |
| Equity10/15 | €369k | €401k | €443k | €492k | €378k | ▼ 23.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €350k | €383k | €425k | €473k | €373k | ▼ 21.2% |
| Non-distributable reserves130/1 | €10k | €10k | €6k | €6k | €6k | = |
| Reserves not available under the articles1311 | €10k | €10k | €6k | €6k | €6k | = |
| Distributable reserves133 | €340k | €373k | €418k | €467k | €367k | ▼ 21.4% |
| Profit (loss) carried forward14 | €9 | €9 | €9 | €9 | €-14k | ▼ 142,937% |
| Amounts payable17/49 | €257k | €263k | €264k | €277k | €44k | ▼ 84.2% |
| Amounts payable after more than one year17 | €248k | €248k | €255k | €255k | €30k | ▼ 88.2% |
| Other amounts payable178/9 | €248k | €248k | €255k | €255k | €30k | ▼ 88.2% |
| Amounts payable within one year42/48 | €9k | €15k | €9k | €22k | €14k | ▼ 37.6% |
| Trade debts44 | €2k | €6k | €2k | €2k | €708 | ▼ 64.5% |
| Suppliers440/4 | €2k | €6k | €2k | €2k | €708 | ▼ 64.5% |
| Taxes, remuneration and social security45 | €5k | €2k | €2k | €11k | €3k | ▼ 68.6% |
| Taxes450/3 | €5k | €2k | €2k | €11k | €3k | ▼ 68.6% |
| Other amounts payable47/48 | €2k | €7k | €4k | €9k | €10k | ▲ 4.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €33k | €42k | €49k | €-14k | ▼ 128% |
| + Depreciation and write-downs630 | €428 | €531 | €530 | €103 | - | - |
| Operating cash flow (approximation) | €41k | €33k | €42k | €49k | €-14k | ▼ 128% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | €37k | €41k | €61k | €-321k | ▼ 628% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €49k ▲0.8%
Operating result €68k, net result €49k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
Ground area
47 m²
Building footprint
47 m²
Parcel 11312A0071/00Z005, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Jan De Laetstraat 32, 2140 Antwerpen
since 20012.098.236.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0071/00Z005 | Flanders | 47 m² | 1 · 47 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 13,037 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.