XM THERAPY

Active

Private limited companyfounded 20251 yr activeWhite Starplein 18, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 1024.326.433

Summary

The computed 12-month bankruptcy probability of XM THERAPY is 1.6% (moderate). The 2025 annual accounts show equity of €12,276 and a net result of €10,109. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

XM THERAPYActiveChecked score 54/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€130,140total assets 2025

Equity: €12,276
Profit: €10,109

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Accounts 38 d early0 of 1 deed read

Why 54- Founded in 2025+ Size: total assets €130,140+ No main activity registered+ Figures for FY 2025 (filed 23-06-2026)Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 32% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 34

equity 9.4% of total assets

Liquidity 22

short-term debt 61.8% · cash 3.3%

Profitability 78

return on assets 7.8%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2026: 1.3%lowest value 08-2026: 1.3%● 0.0% vs 07-2026lowest value 09-2026: 1.3%▲ +1.1% vs 08-2026 10-2026: 1.6%▲ +21.4% vs 09-2026highest value

Founded in 2025 raises the probability for this profile
Size: total assets €130,140 lowers the probability for this profile
No main activity registered lowers the probability
Figures for FY 2025 (filed 23-06-2026) lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.05; short-term debt: 61.8% and cash: 3.3% of total assets), and 90.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 22%, liquidity 13%, profitability 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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