Financials
- Financial year
- 2025
- Total assets
- €1.3m
- Profit
- €1,462
- Solvency
- 4.6%
XL IMMO
ActiveSummary
XL IMMO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,462 and a net result of €1,462. The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
“Toutes opérations immobilières et foncières quelconques, y compris celles se rapportant à tous droits…” (deed in French)
From the articles, 10 activitiesNo NACE code in the KBO yet1 site
Size
€1.3mtotal assets 2025
- Equity
- €61,462
- Profit
- €1,462
Turnover not published (micro format)
Structure
Accounts filed 24 days late
Why 63raises riskLiquidity: current ratio 2.24, cash €83Founded in 2025lowers riskSize: total assets €1.3mNo main activity registeredShow the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 31% of its sector peers (no NACE code, micro)
Financial strength
Weak
Solvency
30
equity 4.6% of total assets
Liquidity
50
short-term debt 8.3% · cash 0.0%
Profitability
53
return on assets 0.1%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 2.4%highest value
09-2026: 1.3%▼ -1.1 percentage points vs 08-2026lowest value
10-2026: 1.4%▲ +0.1 percentage points vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.24, above the usual 1.5; short-term debt: 8.3% and cash: 0% of total assets), but 95.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 19% on solvency, 38% on liquidity and 37% on profitability.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: XL MANAGEMENT (director) and…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 03-07-2025
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 27
- Who signs
- Each director alone
- Annual meeting
- Third Friday of June at 17:00
- Purpose
- “Toutes opérations immobilières et foncières quelconques, y compris celles se rapportant à…” (deed in French)
- Statutory auditor
- No statutory auditor
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