XIRRUS
ActiveXIRRUS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263k and a net result of €819. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-45
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 20.15 against 6.67 in 2024), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
0.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €263k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
38 d early
2023
35 d early
2022
30 d late
2021
22 d late
2020
33 d early
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€263k▲ 0.3%
2024 · €262k
2018: €376k
2019: €379k
2020: €374k
2021: €343k
2022: €202k
2023: €237k
2024: €262k
2018 → 2025
Total assets
€374k▲ 27.0%
2024 · €294k
2018: €554k
2019: €538k
2020: €529k
2021: €482k
2022: €487k
2023: €250k
2024: €294k
2018 → 2025
Net result
€819▼ 96.7%
2024 · €25k
2018: €9k
2019: €3k
2020: €-5k
2021: €-31k
2022: €9k
2023: €35k
2024: €25k
2018 → 2025
Working capital
€200k▲ 11.8%
2024 · €179k
2018: €505k
2019: €511k
2020: €497k
2021: €469k
2022: €472k
2023: €227k
2024: €179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€343k-€202k▼ 41.1%€237k▲ 17.1%€262k▲ 10.4%€263k▲ 0.3%
Operating result€-35k-€7k€23k▲ 226%€28k▲ 19.8%€520▼ 98.1%
Net result€-31k-€9k€35k▲ 289%€25k▼ 28.5%€819▼ 96.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets
€163k▲ 95.5%
Current assets
€211k=
Equity and liabilities €374k
Equity
€263k▲ 0.3%
Provisions
€640▼ 20.3%
Debt
€110k▲ 249%
The debt ratio rises from 10.8% to 29.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€23k▼
2024 · €33k
Cash flow
€24k▼
2024 · €30k
Solvency
70.3%▼
2024 · 89.0%
Current ratio
20.15▲
2024 · 6.67
Quick ratio
20.15▲
2024 · 6.67
Debt / equity
0.42▲
2024 · 0.12
ROE
0.3%▼
2024 · 9.5%
ROA
0.2%▼
2024 · 8.4%
Interest coverage
88.93▼
2024 · 136.96
Debt
€110k▲
2024 · €32k
Debt ≤ 1 year
€10k▼
2024 · €32k
Debt > 1 year
€100k
Income taxes
€1k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€294k€374k▲
Fixed assets21/28€83k€163k▲
Tangible fixed assets22/27€83k€163k▲
Plant, machinery and equipment23€15k€12k▼
Furniture and vehicles24€61k€144k▲
Other tangible fixed assets26€8k€7k▼
Current assets29/58€211k€211k=
Amounts receivable within one year40/41€12k€16k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€2k€5k▲
Current investments50/53€27k€53k▲
Cash at bank and in hand54/58€170k€140k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€294k€374k▲
Equity10/15€262k€263k▲
Contributions10/11€19k€19k=
Reserves13€242k€242k▼
Tax-exempt reserves132€3k€3k▼
Distributable reserves133€239k€239k=
Profit (loss) carried forward14€906€2k▲
Provisions and deferred taxes16€803€640▼
Deferred taxes168€803€640▼
Amounts payable17/49€32k€110k▲
Amounts payable after more than one year17-€100k
Other amounts payable178/9-€100k
Amounts payable within one year42/48€32k€10k▼
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€7k€1k▼
Other amounts payable47/48€21k€6k▼
Income statement
Code20242025
Non-recurring operating income76A€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€23k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€34k€25k▼
Operating profit (loss)9901€28k€520▼
Financial income75/76B€6k€2k▼
Recurring financial income75€6k€2k▼
Financial charges65/66B€239€263▲
Recurring financial charges65€239€263▲
Profit (loss) for the period before taxes9903€34k€2k▼
Transfer from deferred taxes780€13€163▲
Transfer to deferred taxes680€816-
Income taxes67/77€8k€1k▼
Profit (loss) for the period9904€25k€819▼
Transfer from tax-exempt reserves789€50€653▲
Transfer to tax-exempt reserves689€3k-
Profit (loss) for the period to be appropriated9905€22k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€2k▼
Profit (loss) brought forward from the previous period14P€883€906▲
Transfer to equity691/2€22k-
To other reserves6921€22k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 20.15
Current ratio from 6.67 to 20.15; short-term debt falls from €32k to €10k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €35k ▲289%
Net result €35k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 245.98
Current ratio from 79.64 to 245.98; short-term debt falls from €6k to €2k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 79.64
Current ratio from 23.20 to 79.64; short-term debt falls from €22k to €6k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bekegemsestraat 1A8211 ZedelgemGround area
2,143 m²
Building footprint
224 m²
Volume, LiDAR
70 m³
Parcel 31001A1189/00F000, Flanders · tallest building 5.8 m. Linked by address, not a title deed.
1 establishment unit
XIRRUS
since 20012.097.791.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31001A1189/00F000 | Flanders | 2,143 m² | 1 · 224 m² | 5.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 60 EUR awarded · 60 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 60 EUR | 60 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,429 companies in sector 41003 we hold annual accounts for 1,047. 682 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2000
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
52431
47721Retail sale of footwear
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.