Xintera
ActiveSummary
The annual accounts of Xintera for fiscal year 2025 show a net loss of 73% of total assets and of 2,158% of the equity at the start of that year. The 2025 annual accounts show equity of €21k and a net result of €-31k. Equity is shrinking by ~16.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 48% of 7780 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency73▲+42
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.87 against 0.67 in 2024; short-term debt: 51.8% and cash: 86.9% of total assets), but 51.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.2%
Return on assets
-72.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
35 d early
2023
35 d early
2022
42 d early
2021
41 d early
2020
25 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 1,331%
2024 · €1k
2018: €92k
2019: €102k▲ +10.9% vs 2018
2020: €112k▲ +9.4% vs 2019highest in 8 years
2021: €88k▼ -21.5% vs 2020
2022: €88k▲ +0.6% vs 2021
2023: €31k▼ -65.0% vs 2022
2024: €1k▼ -95.4% vs 2023lowest in 8 years
2025: €21k▲ +1331% vs 2024
2018 → 2025
Total assets
€43k▲ 73.6%
2024 · €24k
2018: €117k
2019: €136k▲ +16.1% vs 2018highest in 8 years
2020: €121k▼ -11.6% vs 2019
2021: €102k▼ -15.4% vs 2020
2022: €95k▼ -6.9% vs 2021
2023: €39k▼ -58.8% vs 2022
2024: €24k▼ -37.3% vs 2023lowest in 8 years
2025: €43k▲ +73.6% vs 2024
2018 → 2025
Net result
€-31k▼ 4.8%
2024 · €-30k
2018: €74khighest in 8 years
2019: €10k▼ -86.3% vs 2018
2020: €10k▼ -4.5% vs 2019
2021: €-14k▼ -246% vs 2020
2022: €496▲ +104% vs 2021
2023: €-57k▼ -11672% vs 2022lowest in 8 years
2024: €-30k▲ +48.6% vs 2023
2025: €-31k▼ -4.8% vs 2024
2018 → 2025
Working capital
€19k
2024 · €-8k
2018: €91khighest in 8 years
2019: €89k▼ -1.4% vs 2018
2020: €58k▼ -34.6% vs 2019
2021: €51k▼ -11.9% vs 2020
2022: €62k▲ +19.7% vs 2021
2023: €13k▼ -78.2% vs 2022
2024: €-8k▼ -156% vs 2023lowest in 8 years
2025: €19k▲ +356% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€88k▲ 0.6%€31k▼ 65.0%€1k▼ 95.4%€21k▲ 1,331%
2021: €88k
2022: €88k▲ +0.6% vs 2021highest in 5 years
2023: €31k▼ -65.0% vs 2022
2024: €1k▼ -95.4% vs 2023lowest in 5 years
2025: €21k▲ +1331% vs 2024
Operating result€-14k-€788€-57k€-29k▲ 48.7%€-31k▼ 5.0%
2021: €-14k
2022: €788▲ +106% vs 2021highest in 5 years
2023: €-57k▼ -7344% vs 2022lowest in 5 years
2024: €-29k▲ +48.7% vs 2023
2025: €-31k▼ -5.0% vs 2024
Net result€-14k-€496€-57k€-30k▲ 48.6%€-31k▼ 4.8%
2021: €-14k
2022: €496▲ +104% vs 2021highest in 5 years
2023: €-57k▼ -11672% vs 2022lowest in 5 years
2024: €-30k▲ +48.6% vs 2023
2025: €-31k▼ -4.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €29k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€1k ▼ 85.9%
Current assets
€41k ▲ 165%
Equity and liabilities €43k
Equity
€21k ▲ 1,331%
Debt
€22k ▼ 4.5%
Debt's share of the balance-sheet total falls from 94.1% to 51.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-22k▼
2024 · €-19k
Cash flow
€-22k▼
2024 · €-19k
Current ratio
1.87▲
2024 · 0.67
Debt to equity
1.07▼
2024 · 16.08
ROE
-150.8%
ROA
-72.7%▲
2024 · -120.5%
Interest coverage
-142.84▲
2024 · -180.80
Debt ≤ 1 year
€22k▼
2024 · €23k
Income taxes
€132▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€24k€43k▲
Fixed assets21/28€9k€1k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€9k€1k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€8k€0▼
Current assets29/58€16k€41k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40-€965
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€9k€37k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€24k€43k▲
Equity10/15€1k€21k▲
Contributions10/11€19k€69k▲
Profit (loss) carried forward14€-17k€-48k▼
Amounts payable17/49€23k€22k▼
Amounts payable within one year42/48€23k€22k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Other amounts payable47/48€21k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€592€610▲
Gross operating margin9900€-19k€-21k▼
Operating profit (loss)9901€-29k€-31k▼
Financial income75/76B€0€120▲
Recurring financial income75€0€120▲
Financial charges65/66B€106€154▲
Recurring financial charges65€106€154▲
Profit (loss) for the period before taxes9903€-29k€-31k▼
Income taxes67/77€128€132▲
Profit (loss) for the period9904€-30k€-31k▼
Profit (loss) for the period to be appropriated9905€-30k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-48k▼
Profit (loss) brought forward from the previous period14P-€-17k
Transfer from equity791/2€12k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €10k | €10k | €10k | €9k | ▼ 12.4% |
| Other operating charges640/8 | €523 | €526 | €580 | €592 | €610 | ▲ 3.0% |
| Gross operating margin9900 | €2k | €11k | €-47k | €-19k | €-21k | ▼ 14.5% |
| Operating profit (loss)9901 | €-14k | €788 | €-57k | €-29k | €-31k | ▼ 5.0% |
| Financial income75/76B | €199 | €0 | - | €0 | €120 | ▲ 26,484% |
| Recurring financial income75 | €199 | €0 | - | €0 | €120 | ▲ 26,484% |
| Financial charges65/66B | €142 | €151 | €200 | €106 | €154 | ▲ 44.5% |
| Recurring financial charges65 | €142 | €151 | €200 | €106 | €154 | ▲ 44.5% |
| Profit (loss) for the period before taxes9903 | €-14k | €638 | €-57k | €-29k | €-31k | ▼ 4.8% |
| Income taxes67/77 | €150 | €141 | €132 | €128 | €132 | ▲ 3.1% |
| Profit (loss) for the period9904 | €-14k | €496 | €-57k | €-30k | €-31k | ▼ 4.8% |
| Profit (loss) for the period to be appropriated9905 | €-14k | €496 | €-57k | €-30k | €-31k | ▼ 4.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102k | €95k | €39k | €24k | €43k | ▲ 73.6% |
| Fixed assets21/28 | €36k | €27k | €18k | €9k | €1k | ▼ 85.9% |
| Intangible fixed assets21 | - | €0 | €0 | €0 | - | - |
| Tangible fixed assets22/27 | €36k | €27k | €18k | €9k | €1k | ▼ 85.9% |
| Plant, machinery and equipment23 | €1k | €1k | €524 | €1k | €1k | ▲ 10.8% |
| Furniture and vehicles24 | €35k | €26k | €17k | €8k | €0 | ▼ 100% |
| Current assets29/58 | €65k | €67k | €22k | €16k | €41k | ▲ 165% |
| Amounts receivable within one year40/41 | €18k | €39k | €3k | €3k | €2k | ▼ 29.6% |
| Trade receivables40 | €13k | €32k | €1k | - | €965 | - |
| Other amounts receivable41 | €5k | €6k | €2k | €3k | €1k | ▼ 57.9% |
| Cash at bank and in hand54/58 | €45k | €26k | €14k | €9k | €37k | ▲ 309% |
| Deferred charges and accrued income490/1 | €2k | €3k | €5k | €3k | €2k | ▼ 38.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102k | €95k | €39k | €24k | €43k | ▲ 73.6% |
| Equity10/15 | €88k | €88k | €31k | €1k | €21k | ▲ 1,331% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €69k | ▲ 269% |
| Reserves13 | €69k | €70k | €12k | - | - | - |
| Distributable reserves133 | €69k | €70k | €12k | - | - | - |
| Profit (loss) carried forward14 | - | - | - | €-17k | €-48k | ▼ 180% |
| Amounts payable17/49 | €14k | €7k | €8k | €23k | €22k | ▼ 4.5% |
| Amounts payable within one year42/48 | €14k | €6k | €8k | €23k | €22k | ▼ 4.5% |
| Trade debts44 | €3k | €706 | €518 | €2k | €1k | ▼ 37.1% |
| Suppliers440/4 | €3k | €706 | €518 | €2k | €1k | ▼ 37.1% |
| Other amounts payable47/48 | €11k | €5k | €8k | €21k | €21k | ▼ 1.7% |
| Accrued charges and deferred income492/3 | - | €682 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-14k | €496 | €-57k | €-30k | €-31k | ▼ 4.8% |
| + Depreciation and write-downs630 | €16k | €10k | €10k | €10k | €9k | ▼ 12.4% |
| Operating cash flow (approximation) | €2k | €11k | €-47k | €-19k | €-22k | ▼ 13.6% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €-1k | €-1k | ▲ 23.1% |
| Change in cash | - | €-19k | €-12k | €-5k | €28k | ▲ 667% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.67 to 1.87; short-term debt falls from €23k to €22k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €496
Net result €496 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 11.54
Current ratio from 4.66 to 11.54; short-term debt falls from €14k to €6k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 7.89
Current ratio from 3.62 to 7.89; short-term debt falls from €34k to €8k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €102k ▲10.9%
2 profitable years in a row build equity to €102k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Ground area
414 m²
Building footprint
326 m²
Volume, LiDAR
2,538 m³
Parcel 44815F3494/00G000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Lievekaai 21, 9000 Gent
since 20182.273.129.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F3494/00G000 | Flanders | 414 m² | 1 · 326 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 5,839 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.