XILA
ActiveSummary
XILA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €567k and a net result of €214k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+21
Solvency94▲+39
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 9.63 against 3.99 in 2024; short-term debt: 10.3% and cash: 28.4% of total assets), and 30.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
26.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
27 d late
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€567k▲ 60.7%
2024 · €353k
2018: €139klowest in 8 years
2019: €203k▲ +46.3% vs 2018
2020: €249k▲ +22.7% vs 2019
2021: €279k▲ +12.1% vs 2020
2022: €220k▼ -21.4% vs 2021
2023: €258k▲ +17.7% vs 2022
2024: €353k▲ +36.5% vs 2023
2025: €567k▲ +60.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€820k▼ 30.1%
2024 · €1.17M
2018: €180klowest in 8 years
2019: €252k▲ +39.8% vs 2018
2020: €480k▲ +90.3% vs 2019
2021: €659k▲ +37.3% vs 2020
2022: €883k▲ +34.0% vs 2021
2023: €962k▲ +9.0% vs 2022
2024: €1.17M▲ +22.0% vs 2023highest in 8 years
2025: €820k▼ -30.1% vs 2024
2018 → 2025
Net result
€214k▲ 127%
2024 · €94k
2018: €42k
2019: €64k▲ +51.8% vs 2018
2020: €46k▼ -28.3% vs 2019
2021: €30k▼ -34.3% vs 2020
2022: €-60k▼ -298% vs 2021lowest in 8 years
2023: €39k▲ +165% vs 2022
2024: €94k▲ +143% vs 2023
2025: €214k▲ +127% vs 2024highest in 8 years
2018 → 2025
Working capital
€727k▼ 16.7%
2024 · €872k
2018: €137klowest in 8 years
2019: €221k▲ +61.2% vs 2018
2020: €439k▲ +98.5% vs 2019
2021: €554k▲ +26.1% vs 2020
2022: €743k▲ +34.2% vs 2021
2023: €775k▲ +4.2% vs 2022
2024: €872k▲ +12.6% vs 2023highest in 8 years
2025: €727k▼ -16.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€279k-€220k▼ 21.4%€258k▲ 17.7%€353k▲ 36.5%€567k▲ 60.7%
2021: €279k
2022: €220k▼ -21.4% vs 2021lowest in 5 years
2023: €258k▲ +17.7% vs 2022
2024: €353k▲ +36.5% vs 2023
2025: €567k▲ +60.7% vs 2024highest in 5 years
Operating result€40k-€-72k€24k€110k▲ 360%€314k▲ 185%
2021: €40k
2022: €-72k▼ -278% vs 2021lowest in 5 years
2023: €24k▲ +133% vs 2022
2024: €110k▲ +360% vs 2023
2025: €314k▲ +185% vs 2024highest in 5 years
Net result€30k-€-60k€39k€94k▲ 143%€214k▲ 127%
2021: €30k
2022: €-60k▼ -298% vs 2021lowest in 5 years
2023: €39k▲ +165% vs 2022
2024: €94k▲ +143% vs 2023
2025: €214k▲ +127% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 185% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €820k
Fixed assets
€9k ▼ 5.9%
Current assets
€811k ▼ 30.3%
Equity and liabilities €820k
Equity
€567k ▲ 60.7%
Debt
€253k ▼ 69.2%
Debt's share of the balance-sheet total falls from 69.9% to 30.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€316k▲
2024 · €113k
Cash flow
€216k▲
2024 · €97k
Current ratio
9.63▲
2024 · 3.99
Quick ratio
8.20▲
2024 · 2.17
Debt to equity
0.45▼
2024 · 2.32
ROE
37.8%▲
2024 · 26.8%
ROA
26.1%▲
2024 · 8.1%
Interest coverage
21.60▼
2024 · 220.47
Debt ≤ 1 year
€84k▼
2024 · €291k
Debt > 1 year
€148k▼
2024 · €527k
Income taxes
€96k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€820k▼
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€9k▼
Current assets29/58€1.16M€811k▼
Amounts receivable after more than one year29€555k€98k▼
Other amounts receivable291€555k€98k▼
Stocks and contracts in progress3€531k€120k▼
Stocks30/36€531k€120k▼
Amounts receivable within one year40/41€34k€357k▲
Trade receivables40€32k€347k▲
Other amounts receivable41€2k€10k▲
Cash at bank and in hand54/58€40k€233k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.17M€820k▼
Equity10/15€353k€567k▲
Contributions10/11€19k€19k=
Reserves13€334k€548k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€332k€547k▲
Amounts payable17/49€820k€253k▼
Amounts payable after more than one year17€527k€148k▼
Financial debts170/4€527k€148k▼
Amounts payable within one year42/48€291k€84k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Advances received on contracts in progress46€239k-
Taxes, remuneration and social security45€8k€26k▲
Taxes450/3€8k€26k▲
Other amounts payable47/48€42k€57k▲
Accrued charges and deferred income492/3€2k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€115k€318k▲
Operating profit (loss)9901€110k€314k▲
Financial income75/76B€15k€11k▼
Recurring financial income75€15k€11k▼
Financial charges65/66B€513€15k▲
Recurring financial charges65€513€15k▲
Profit (loss) for the period before taxes9903€125k€311k▲
Income taxes67/77€30k€96k▲
Profit (loss) for the period9904€94k€214k▲
Profit (loss) for the period to be appropriated9905€94k€214k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€214k▲
Profit (loss) brought forward from the previous period14P€-21k-
Transfer to equity691/2€74k€214k▲
To other reserves6921€74k€214k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €2k | €3k | €3k | €2k | ▼ 25.7% |
| Other operating charges640/8 | €983 | €1k | €1k | €2k | €2k | ▲ 44.0% |
| Gross operating margin9900 | €48k | €-68k | €28k | €115k | €318k | ▲ 178% |
| Operating profit (loss)9901 | €40k | €-72k | €24k | €110k | €314k | ▲ 185% |
| Financial income75/76B | €12k | €12k | €15k | €15k | €11k | ▼ 25.0% |
| Recurring financial income75 | €12k | €12k | €15k | €15k | €11k | ▼ 25.0% |
| Financial charges65/66B | €9k | €132 | €77 | €513 | €15k | ▲ 2,753% |
| Recurring financial charges65 | €9k | €132 | €77 | €513 | €15k | ▲ 2,753% |
| Profit (loss) for the period before taxes9903 | €43k | €-60k | €39k | €125k | €311k | ▲ 149% |
| Income taxes67/77 | €13k | €174 | €188 | €30k | €96k | ▲ 219% |
| Profit (loss) for the period9904 | €30k | €-60k | €39k | €94k | €214k | ▲ 127% |
| Profit (loss) for the period to be appropriated9905 | €30k | €-60k | €39k | €94k | €214k | ▲ 127% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €659k | €883k | €962k | €1.17M | €820k | ▼ 30.1% |
| Fixed assets21/28 | €5k | €4k | €12k | €10k | €9k | ▼ 5.9% |
| Tangible fixed assets22/27 | €5k | €4k | €12k | €10k | €9k | ▼ 5.9% |
| Plant, machinery and equipment23 | €326 | €119 | - | - | - | - |
| Furniture and vehicles24 | €5k | €4k | €12k | €10k | €9k | ▼ 5.9% |
| Current assets29/58 | €653k | €879k | €949k | €1.16M | €811k | ▼ 30.3% |
| Amounts receivable after more than one year29 | €397k | €493k | €540k | €555k | €98k | ▼ 82.4% |
| Other amounts receivable291 | €397k | €493k | €540k | €555k | €98k | ▼ 82.4% |
| Stocks and contracts in progress3 | €185k | €303k | €318k | €531k | €120k | ▼ 77.4% |
| Stocks30/36 | €185k | €303k | €318k | €531k | €120k | ▼ 77.4% |
| Amounts receivable within one year40/41 | €37k | €52k | €59k | €34k | €357k | ▲ 953% |
| Trade receivables40 | €10k | €42k | €49k | €32k | €347k | ▲ 986% |
| Other amounts receivable41 | €27k | €10k | €10k | €2k | €10k | ▲ 423% |
| Cash at bank and in hand54/58 | €35k | €31k | €32k | €40k | €233k | ▲ 478% |
| Deferred charges and accrued income490/1 | - | - | - | €3k | €3k | ▲ 2.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €659k | €883k | €962k | €1.17M | €820k | ▼ 30.1% |
| Equity10/15 | €279k | €220k | €258k | €353k | €567k | ▲ 60.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €260k | €260k | €260k | €334k | €548k | ▲ 64.0% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €259k | €259k | €259k | €332k | €547k | ▲ 64.4% |
| Profit (loss) carried forward14 | €462 | €-59k | €-21k | - | - | - |
| Amounts payable17/49 | €379k | €663k | €703k | €820k | €253k | ▼ 69.2% |
| Amounts payable after more than one year17 | €278k | €526k | €527k | €527k | €148k | ▼ 71.9% |
| Financial debts170/4 | €278k | €526k | €527k | €527k | €148k | ▼ 71.9% |
| Amounts payable within one year42/48 | €100k | €135k | €175k | €291k | €84k | ▼ 71.1% |
| Trade debts44 | €59k | €8k | €29k | €3k | €1k | ▼ 46.7% |
| Suppliers440/4 | €59k | €8k | €29k | €3k | €1k | ▼ 46.7% |
| Advances received on contracts in progress46 | - | €84k | €95k | €239k | - | - |
| Taxes, remuneration and social security45 | €10k | €37 | €37 | €8k | €26k | ▲ 223% |
| Taxes450/3 | €10k | €37 | €37 | €8k | €26k | ▲ 223% |
| Other amounts payable47/48 | €30k | €44k | €50k | €42k | €57k | ▲ 37.9% |
| Accrued charges and deferred income492/3 | €2k | €2k | €2k | €2k | €21k | ▲ 1,272% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30k | €-60k | €39k | €94k | €214k | ▲ 127% |
| + Depreciation and write-downs630 | €7k | €2k | €3k | €3k | €2k | ▼ 25.7% |
| Operating cash flow (approximation) | €37k | €-58k | €42k | €97k | €216k | ▲ 122% |
| Investment in fixed assets (approximation) | - | €-748 | €-11k | €0 | €-2k | - |
| Change in cash | - | €-4k | €830 | €8k | €192k | ▲ 2,219% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €214k ▲127%
Operating result €314k, net result €214k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 9.63
Current ratio from 3.99 to 9.63; short-term debt falls from €291k to €84k.
31-12
Financial
Equity above €500kEq €567k ▲60.7%
3 profitable years in a row build equity to €567k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
Show earlier events
2019
31-12
Financial
Equity above €200kEq €203k ▲46.3%
2 profitable years in a row build equity to €203k.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2009
Ground area
2,883 m²
Building footprint
240 m²
Volume, LiDAR
2,813 m³
Parcel 41005C0408/00L000, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
XILA
since 20092.181.678.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41005C0408/00L000 | Flanders | 2,882 m² | 1 · 240 m² | 16.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GENERAL HOUSING
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 4,324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43221Plumbing work
43320Joinery installation
47812Retail trade
47551Retail sale of household furniture
47554Retail trade
70200Business and other management consultancy
73200Market research and public opinion polling
Contact
E-mail
siegertl@yahoo.com
Phone
0495505019
Scores and ratios are computed by Checked and are not a credit decision.