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XI

Active
Private limited companyfounded 20223 yrs activeZeedijk-Albertstrand 588, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0795.464.534

XI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €221k and a net result of €115k. Equity is growing by ~91.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 7954 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-12-2025, 134 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
134 d early
2024
30 d early
2023
40 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€221k▲ 109%
2024 · €106k
2023: €27k 2024: €106k
2023 → 2025
Net result
€115k▲ 46.2%
2024 · €79k
2023: €22k 2024: €79k
2023 → 2025
Total assets
€257k▲ 102%
2024 · €127k
2023: €43k 2024: €127k
2023 → 2025
Solvency
85.9%▲ 2.9pp
2024 · 83.1%
2023: 62.9% 2024: 83.1%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€27k-€106k▲ 292%€221k▲ 109%
Operating result€30k-€80k▲ 164%€132k▲ 64.6%
Net result€22k-€79k▲ 258%€115k▲ 46.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2023: €30k€30kNet result 2023: €22k€22kOperating result 2024: €80k€80kNet result 2024: €79k€79kOperating result 2025: €132k€132kNet result 2025: €115k€115k202320242025
The operating result has risen two years in a row; 2025 is 65% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets €8k▼ 17.0%
Current assets €249k▲ 112%
Equity and liabilities €257k
Equity €221k▲ 109%
Debt €36k▲ 67.7%
The debt ratio falls from 16.9% to 14.1%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
Solvency
85.9%
2024 · 83.1%
ROE
52.1%
2024 · 74.5%
ROA
44.8%
2024 · 61.9%
Debt
€36k
2024 · €22k
Debt ≤ 1 year
€36k
2024 · €22k
Income taxes
€29k
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€127k€257k
Fixed assets21/28€10k€8k
Tangible fixed assets22/27€7k€6k
Plant, machinery and equipment23€7k€6k
Financial fixed assets28€2k€2k=
Current assets29/58€117k€249k
Amounts receivable within one year40/41€10k€15k
Trade receivables40€10k€15k
Cash at bank and in hand54/58€108k€234k
Equity and liabilities
Total equity and liabilities10/49€127k€257k
Equity10/15€106k€221k
Contributions10/11€5k€5k=
Reserves13€101k€216k
Distributable reserves133€101k€216k
Amounts payable17/49€22k€36k
Amounts payable within one year42/48€22k€36k
Trade debts44€27€27
Suppliers440/4€27€27
Taxes, remuneration and social security45€21k€36k
Taxes450/3€21k€36k
Other amounts payable47/48€83€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k
Other operating charges640/8€115€126
Gross operating margin9900€81k€134k
Operating profit (loss)9901€80k€132k
Financial income75/76B€15k€12k
Recurring financial income75€15k€12k
Financial charges65/66B€53€39
Recurring financial charges65€53€39
Profit (loss) for the period before taxes9903€95k€144k
Income taxes67/77€16k€29k
Profit (loss) for the period9904€79k€115k
Profit (loss) for the period to be appropriated9905€79k€115k
Appropriation of the result
Profit (loss) to be appropriated9906€79k€115k
Transfer to equity691/2€79k€115k
To other reserves6921€79k€115k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2025
17-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial Highest result since 2023net €115k ▲46.2%
Operating result €132k, net result €115k, both a record.
30-09
Financial Equity above €200kEq €221k ▲109%
3 profitable years in a row build equity to €221k.
31-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Liquidity doublescurrent ratio 5.45
Current ratio from 2.54 to 5.45.
30-09
Financial Equity above €100kEq €106k ▲292%
2 profitable years in a row build equity to €106k.
21-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zeedijk-Albertstrand 5888300 Knokke-Heist
Ground area
551 m²
Building footprint
650 m²
Volume, LiDAR
8,731 m³
Parcel 31013A0442/00A000, Flanders · tallest building 32.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
XI
Zeedijk-Albertstrand 588, 8300 Knokke-HeistFinancial service activities, except insurance and pension funding
since 20232.340.841.315
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31013A0442/00A000indicative
ProtectedMonumentHotel RubensSource ↗
Flanders 551 m² 1 · 650 m² 32.0 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,493 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-12-2022
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.