Xerofyt
ActiveXerofyt has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €5k. Equity is growing by ~89.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-5
Solvency49▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.01 in 2024; short-term debt: 75.7% and cash: 27.2% of total assets), and 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
13.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
163 d early
2023
32 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 81.4%
2024 · €5k
2022: €-7k
2023: €-2k
2024: €5k
2022 → 2025
Total assets
€38k▼ 5.1%
2024 · €40k
2022: €19k
2023: €30k
2024: €40k
2022 → 2025
Net result
€5k▼ 27.0%
2024 · €7k
2022: €-12k
2023: €6k
2024: €7k
2022 → 2025
Working capital
€6k▲ 1,603%
2024 · €375
2022: €-13k
2023: €-6k
2024: €375
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-7k-€-2k▲ 75.9%€5k€9k▲ 81.4%
Operating result€-12k-€6k€10k▲ 50.9%€8k▼ 16.0%
Net result€-12k-€6k€7k▲ 23.7%€5k▼ 27.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€3k▼ 40.1%
Current assets
€35k▼ 0.5%
Equity and liabilities €38k
Equity
€9k▲ 81.4%
Debt
€29k▼ 17.7%
The debt ratio falls from 87.3% to 75.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €11k
Cash flow
€7k▼
2024 · €9k
Solvency
24.3%▲
2024 · 12.7%
Current ratio
1.22▲
2024 · 1.01
Quick ratio
1.22▲
2024 · 1.01
Debt / equity
3.12▼
2024 · 6.89
ROE
54.2%▼
2024 · 134.6%
ROA
13.1%▼
2024 · 17.1%
Interest coverage
12.54▼
2024 · 44.41
Debt
€29k▼
2024 · €35k
Debt ≤ 1 year
€29k▼
2024 · €35k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€38k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€55-
Current assets29/58€35k€35k▼
Amounts receivable within one year40/41€22k€16k▼
Trade receivables40€21k€16k▼
Other amounts receivable41€321-
Cash at bank and in hand54/58€6k€10k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€40k€38k▼
Equity10/15€5k€9k▲
Contributions10/11€5k€5k=
Reserves13€76€4k▲
Distributable reserves133€76€4k▲
Amounts payable17/49€35k€29k▼
Amounts payable within one year42/48€35k€29k▼
Financial debts43€24€306▲
Credit institutions430/8€24€306▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€20k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€226€689▲
Gross operating margin9900€12k€11k▼
Operating profit (loss)9901€10k€8k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€255€785▲
Recurring financial charges65€255€785▲
Profit (loss) for the period before taxes9903€9k€7k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76€5k▲
Profit (loss) brought forward from the previous period14P€-7k-
Transfer to equity691/2€76€4k▲
To other reserves6921€76€4k▲
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2022net €7k ▲23.7%
Operating result €10k, net result €7k, both a record.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herebaan-West 1323530 Houthalen-HelchterenGround area
869 m²
Building footprint
149 m²
Volume, LiDAR
557 m³
Parcel 72015B0170/00L002, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Xerofyt
since 20212.315.260.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015B0170/00L002 | Flanders | 869 m² | 1 · 149 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,250 EUR awarded · 2,250 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,250 EUR | 2,250 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,495 companies in sector 85510 we hold annual accounts for 718. 527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2021
Fiscal year end31-03
Activities, NACEBEL
85510Sports and recreation education
85599Other education
93199Other sports activities
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:nayib_l@hotmail.com