XELEOS
ActiveXELEOS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 42% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency69▲+6
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.59 in 2024; short-term debt: 56.1% and cash: 33.6% of total assets), but 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.9%
Return on assets
5.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
35 d early
2023
44 d early
2022
46 d early
2021
38 d early
2020
46 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▼ 27.3%
2024 · €166k
2018: €150k
2019: €162k
2020: €169k
2021: €98k
2022: €121k
2023: €134k
2024: €166k
2018 → 2025
Total assets
€274k▼ 37.1%
2024 · €436k
2018: €398k
2019: €399k
2020: €347k
2021: €432k
2022: €318k
2023: €386k
2024: €436k
2018 → 2025
Net result
€15k▼ 53.4%
2024 · €32k
2018: €23k
2019: €12k
2020: €7k
2021: €6k
2022: €22k
2023: €13k
2024: €32k
2018 → 2025
Working capital
€103k▼ 34.9%
2024 · €158k
2018: €143k
2019: €156k
2020: €169k
2021: €80k
2022: €98k
2023: €117k
2024: €158k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€121k▲ 22.8%€134k▲ 11.0%€166k▲ 23.6%€120k▼ 27.3%
Operating result€13k-€23k▲ 83.7%€23k▼ 0.9%€49k▲ 115%€22k▼ 55.0%
Net result€6k-€22k▲ 272%€13k▼ 40.8%€32k▲ 139%€15k▼ 53.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€17k▲ 53.4%
Current assets
€257k▼ 39.5%
Equity and liabilities €274k
Equity
€120k▼ 27.3%
Debt
€154k▼ 43.1%
The debt ratio falls from 62.0% to 56.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €50k
Cash flow
€33k▲
2024 · €32k
Solvency
43.9%▲
2024 · 38.0%
Current ratio
1.67▲
2024 · 1.59
Quick ratio
1.67▲
2024 · 1.59
Debt / equity
1.28▼
2024 · 1.63
ROE
12.3%▼
2024 · 19.1%
ROA
5.4%▼
2024 · 7.3%
Interest coverage
172.18▲
2024 · 13.22
Debt
€154k▼
2024 · €270k
Debt ≤ 1 year
€154k▼
2024 · €266k
Income taxes
€8k▼
2024 · €15k
Staff costs
€106k▲
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€436k€274k▼
Fixed assets21/28€11k€17k▲
Tangible fixed assets22/27€9k€17k▲
Furniture and vehicles24€9k€17k▲
Financial fixed assets28€2k€0▼
Current assets29/58€424k€257k▼
Amounts receivable within one year40/41€186k€122k▼
Trade receivables40€162k€115k▼
Other amounts receivable41€24k€8k▼
Current investments50/53€72k€38k▼
Cash at bank and in hand54/58€158k€92k▼
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€436k€274k▼
Equity10/15€166k€120k▼
Contributions10/11€6k€6k=
Reserves13€159k€112k▼
Distributable reserves133€159k€112k▼
Profit (loss) carried forward14€528€2k▲
Amounts payable17/49€270k€154k▼
Amounts payable within one year42/48€266k€154k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€202k€134k▼
Suppliers440/4€202k€134k▼
Taxes, remuneration and social security45€22k€20k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€16k€18k▲
Other amounts payable47/48€42k€0▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Non-recurring operating income76A€9k€0▼
Remuneration, social security and pensions62€96k€106k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€386€19k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€146k€147k▲
Operating profit (loss)9901€49k€22k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€4k€236▼
Recurring financial charges65€4k€236▼
Profit (loss) for the period before taxes9903€47k€23k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€32k€15k▼
Profit (loss) for the period to be appropriated9905€32k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€15k▼
Profit (loss) brought forward from the previous period14P€528€528=
Transfer from equity791/2-€62k
Transfer to equity691/2€32k€15k▼
To other reserves6921€32k€15k▼
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €32k ▲139%
Operating result €49k, net result €32k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲23.6%
7 profitable years in a row build equity to €166k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €121k ▲22.8%
5 profitable years in a row build equity to €121k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €6k ▼11.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Interleuvenlaan 623001 LeuvenGround area
9,445 m²
Building footprint
412 m²
Volume, LiDAR
2,601 m³
Parcel 24514C0086/00N000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Interleuvenlaan 62, 3001 Leuven
since 19972.084.659.860
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0086/00N000 | Flanders | 9,445 m² | 1 · 412 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 227 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 227 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-1997
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.