Financials
- Financial year
- 2026
- Total assets
- €54,879
- Profit
- €41,088
- Solvency
- 84.5%
Total assets▼ 54.9%
Net result
20232026
XEL Consulting
ActiveSummary
XEL Consulting has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €46,390 and a net result of €41,088. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 261 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Wholesale of electrical household appliances and audio-video equipment
NACE 46431
1 site
Size
€54,879total assets 2026
- Equity
- €46,390
- Profit
- €41,088
Turnover not published (micro format)
Structure
2026 accounts 130 days early2 deeds in the Belgian Official Gazette
Why 96raises riskSize: total assets €54,879lowers riskLiquidity: current ratio 5.62, cash €27,730, halvedEquity €46,390 (84.5% of total assets)Figures for financial year 2026 (filed 23-06-2026)Show the evidence
Checked score
Score 2026
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 46, micro)
Financial strength · tick = 2025
Strong
Solvency
100=
equity 84.5% of total assets
Liquidity
97-3
short-term debt 15.5% · cash 50.5%
Profitability
100=
return on assets 74.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● unchanged vs 11-2024
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.62, compared with 13.15 in 2025, above the usual 1.5; short-term debt: 15.5% and cash: 50.5% of total assets), and 15.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 93% on liquidity, 95% on profitability and 8% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-06-2026, 130 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
130 days early
2025
107 days early
2024
52 days early
2023
55 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 86 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 11 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-03-2027 year end31-10-2027 deadline
- Annual accounts filedfinancial year 2026 · micro…
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €112,970 ▲59.5%
Key points
By topic
Timeline
- Events
- 7
- Since
- 2023
- Next accounts
- by 31-10-2027
- 09-09-2024Annual accounts filed
- 31-03-2024Highest result from 2023 to 2026
- 31-03-2024Liquidity more than triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of electrical household appliances and audio-video equipmentNACE 46431
- Founded
- 03-11-2015
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Key facts about XEL Consulting
- What is the company number of XEL Consulting?
- 0642.599.264. In Belgium the VAT number is the company number with BE in front: BE 0642.599.264.
- Where is XEL Consulting based?
- The registered office is at Teerlingstraat(MD) 27, 9170 Sint-Gillis-Waas.Company details
- What does XEL Consulting do?
- According to the KBO register, the main activity is wholesale of electrical household appliances and audio-video equipment (NACE 46431).
- What is the legal form of XEL Consulting?
- Private limited company (BV).
- When was XEL Consulting founded?
- On 03-11-2015.
- Is XEL Consulting still active?
- Yes, XEL Consulting is an active enterprise in the KBO register.
- What is the turnover of XEL Consulting?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is XEL Consulting profitable?
- In financial year 2026, XEL Consulting made a profit of €41,088.
- Where can I find the annual accounts of XEL Consulting?
- XEL Consulting filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of XEL Consulting due?
- By 31-10-2027, for financial year 2027.Timeline
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