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XEA Consulting

Active
Private limited companyfounded 201214 yrs activeSneppelaar 121, 1840 Londerzeel, BelgiumKBO/BCE: BE 0847.719.028
Summary

XEA Consulting has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,895 and a net result of €13,021. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Real estate agency activities
NACE 68310NACE 68311
1 site
How big
€93,601total assets 2025
Equity
€46,895
Profit
€13,021
Turnover not published (abridged schema)
Financially healthy?
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 79 d early0 of 4 deeds read
Why 96+ Liquidity: current ratio 2.19, cash €38,449+ Equity €46,895 (50.1% of total assets)+ Size: total assets €93,601+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 75+9
equity 50.1% of total assets
Liquidity 90+11
short-term debt 26.7% · cash 41.1%
Profitability 86+5
return on assets 13.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,331 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%▲ +8.0% vs 03-2025 05-2025: 0.1%▲ +16.7% vs 04-2025 06-2025: 0.1%▲ +7.9% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +7.4% vs 03-2026 05-2026: 0.1%▲ +5.5% vs 04-2026highest value 06-2026: 0.1%▼ -35.1% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.19, cash €38,449 lowers the probability
  • Equity €46,895 (50.1% of total assets) lowers the probability
  • Size: total assets €93,601 lowers the probability for this profile
  • Sector Real estate activities (NACE 68) lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.36 in 2024; short-term debt: 26.7% and cash: 41.1% of total assets), and 49.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 64%, liquidity 91%, profitability 83%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.19, cash €38,449
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €46,895 (50.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €93,601
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
79 d early
2024
74 d early
2023
71 d early
2022
70 d early
2021
76 d early
2020
11 d early
2019
73 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €13,021 8 years View
  • Total assets 20256 fiscal years filed €93,601 View

By topic

Financials

Fiscal year
2025
Total assets
€93,601
Profit
€13,021
Solvency
50.1%
Total assets▼ 27.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 13-05-2026Annual accounts filed
  2. 18-05-2025Annual accounts filed
  3. 21-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
30-07-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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