XCLence
ActiveXCLence has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €694k and a net result of €9k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 23% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency54▼-23
Growth35=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 3.29 in 2024), but 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2672 sector peers (2025).
NBB · sector comparisonPosition among 2672 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
30 d late
2022
47 d early
2021
45 d early
2020
68 d early
2019
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€830k▲ 71.9%
2021 · €483k
2018: €1.75M
2019: €1.17M
2020: €431k
2021: €483k
2018 → 2022
EBIT margin
7.8%▼ 28.6pp
2021 · 36.4%
2018: 5.6%
2019: 0.3%
2020: -56.6%
2021: 36.4%
2018 → 2022
Net result
€9k
2024 · €-36k
2018: €223k
2019: €-69k
2020: €303k
2021: €60k
2022: €-6k
2023: €-48k
2024: €-36k
2018 → 2025
Working capital
€1.36M▲ 11.5%
2024 · €1.22M
2018: €1.50M
2019: €-245k
2020: €-236k
2021: €669k
2022: €753k
2023: €1.14M
2024: €1.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€483k-€830k▲ 71.9%
Equity€777k-€771k▼ 0.7%€723k▼ 6.2%€687k▼ 5.0%€694k▲ 1.0%
Operating result€176k-€65k▼ 63.2%€-153k€75k€130k▲ 74.2%
Net result€60k-€-6k€-48k▼ 722%€-36k▲ 24.4%€9k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 74% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.93M
Fixed assets
€2.65M▲ 49.7%
Current assets
€2.28M▲ 30.6%
Equity and liabilities €4.93M
Equity
€694k▲ 1.0%
Provisions
€2.28M▼ 0.8%
Debt
€1.96M▲ 268%
The debt ratio rises from 15.1% to 39.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€284k▲
2024 · €226k
Cash flow
€163k▲
2024 · €115k
Solvency
14.1%▼
2024 · 19.5%
Current ratio
2.46▼
2024 · 3.29
Quick ratio
2.46▼
2024 · 3.29
Debt / equity
2.82▲
2024 · 0.77
ROE
1.3%▲
2024 · -5.3%
ROA
0.2%▲
2024 · -1.0%
Interest coverage
1.38▲
2024 · 1.01
Debt
€1.96M▲
2024 · €532k
Debt ≤ 1 year
€928k▲
2024 · €532k
Debt > 1 year
€1.03M
Income taxes
€7k▲
2024 · €189
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.52M€4.93M▲
Fixed assets21/28€1.77M€2.65M▲
Intangible fixed assets21€68k€54k▼
Tangible fixed assets22/27€1.12M€2.01M▲
Land and buildings22€1.09M€1.98M▲
Furniture and vehicles24€33k€32k▼
Financial fixed assets28€584k€584k=
Current assets29/58€1.75M€2.28M▲
Amounts receivable after more than one year29€915k€1.38M▲
Other amounts receivable291€915k€1.38M▲
Amounts receivable within one year40/41€617k€541k▼
Trade receivables40€390k€236k▼
Other amounts receivable41€227k€306k▲
Current investments50/53€200k-
Cash at bank and in hand54/58€12k€350k▲
Deferred charges and accrued income490/1€4k€16k▲
Equity and liabilities
Total equity and liabilities10/49€3.52M€4.93M▲
Equity10/15€687k€694k▲
Contributions10/11€20k€20k=
Reserves13€49k€49k=
Tax-exempt reserves132€49k€49k=
Profit (loss) carried forward14€617k€624k▲
Provisions and deferred taxes16€2.30M€2.28M▼
Provisions for liabilities and charges160/5€2.30M€2.28M▼
Environmental obligations163€2.30M€2.28M▼
Amounts payable17/49€532k€1.96M▲
Amounts payable after more than one year17-€1.03M
Other amounts payable178/9-€1.03M
Amounts payable within one year42/48€532k€928k▲
Financial debts43-€80k
Credit institutions430/8-€80k
Trade debts44€164k€50k▼
Suppliers440/4€164k€50k▼
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€2k€12k▲
Other amounts payable47/48€367k€786k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€151k€154k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-18k€-19k▼
Other operating charges640/8€10k€11k▲
Gross operating margin9900€219k€277k▲
Operating profit (loss)9901€75k€130k▲
Financial income75/76B€114k€92k▼
Recurring financial income75€114k€92k▼
Financial charges65/66B€224k€205k▼
Recurring financial charges65€224k€205k▼
Profit (loss) for the period before taxes9903€-36k€16k▲
Income taxes67/77€189€7k▲
Profit (loss) for the period9904€-36k€9k▲
Profit (loss) for the period to be appropriated9905€-36k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€617k€626k▲
Profit (loss) brought forward from the previous period14P€653k€617k▼
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Liquidity times 7current ratio 15.43
Current ratio from 2.27 to 15.43; short-term debt falls from €592k to €79k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 6current ratio 2.24
Current ratio from 0.39 to 2.24.
24-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €303k
Net result €303k after one loss-making year.
31-12
Financial
Equity above €500kEq €717k ▲72.2%
Equity rises from €417k to €717k.
14-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-69k ▼131%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wellingtonlaan 1241180 UkkelGround area
1,497 m²
Building footprint
324 m²
Volume, LiDAR
1,795 m³
Parcel 21614H0008/00B041, Brussels · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XCLence
since 20112.195.698.829
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0008/00B041 | Brussels | 1,496 m² | 1 · 324 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Batenburg Magion
BE 0840.370.188
Schilde · Eq €694k
ElmosExpert
BE 0867.104.081
Mechelen · Eq €694k
HUYSMANS NEW TECHNOLOGIES
BE 0723.678.792
Lummen · Eq €693k
SILICON BRAIN
BE 0462.509.757
Ans · Eq €696k
REGENESIA
BE 0765.789.759
Ukkel · Eq €692k
Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 10,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-01-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82990Other business support services
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.