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XC Lab

Active
Private limited company (pre-2019)founded 2019active for 7 yearsRoute d'Eupen(BLN) 212, 4837 Baelen, BelgiumKBO/BCE: BE 0722.617.930
Summary

XC Lab has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,968 and a net result of -€10,490. Equity has been growing by about 4.7% per year since 2019. Its solvency ranks better than 81% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-03-2019 Normal situation
Activity
Computer programming NACE 62100and 3 others
Establishment unit
2.286.526.560 4837 Baelen, since 11-03-2019
Financial year end
31 December
Peppol
Reachable since 21-11-2025

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€8,666
▼ 483%
Loss
€10,490
▲ 158%
Equity
€40,968
▼ 20.4%
Total assets
€48,530
▼ 19.4%
  • 2025 accounts filed 53 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 53 days late; 1 of the last 3 accounts lateLoss of €10,490, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €48,530Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Average
Solvency 100=
equity 84.4% of total assets
Liquidity 55-1
short-term debt 15.6% · cash 6.8%
Profitability 0-10
return on assets -21.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,915 companies, NACE 62, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.2 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.14 (6.72 in 2024), above the usual 1.5. Short-term debt is 15.6% and cash 6.8% of total assets. 15.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 37% on liquidity, 5% on profitability and 25% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €48,530
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 53 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €10,490, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€10,490
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filings
Deviation from the deadline
2025
53 days late
2024
43 days early
2023
34 days early
2022
14 days early
2021
5 days early
2020
19 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 90% of companies in computer programming and consultancysector median €28,620 · 21,155 companies -€10,490 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€10,490 View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as XC Lab: computer programming (NACE 62100). They are comparable in size and age: total assets between €43,600 and €54,300, founded between 2018 and 2019.

CompanyTotal assetsGross margin
XC Lab Baelen€48,530-€8,666
TechN La Bruyère€49,555-€2,262
Bluefeet Brussel€53,441-€16,610
Zinnings Meise€50,903-€12,413
Edudigital Vosselaar€50,733-€1,965
CROSS ONE Ham-sur-Heure-Nalinnes€54,306-€24,431
Lanart Tongeren-Borgloon€43,609-€26,611
Full comparison

Key facts about XC Lab

What is the company number of XC Lab?
The company number of XC Lab is 0722.617.930. The VAT number is the same number with BE in front: BE 0722.617.930.
Where is XC Lab based?
The registered office is at Route d'Eupen(BLN) 212, 4837 Baelen.Company details
What does XC Lab do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of XC Lab?
The legal form of XC Lab is Private limited company (pre-2019) (BVBA).
When was XC Lab founded?
XC Lab was founded on 11-03-2019.
Is XC Lab still active?
Yes, XC Lab is an active enterprise in the KBO register.
What is the turnover of XC Lab?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is XC Lab profitable?
In financial year 2025, XC Lab made a loss of €10,490.
Where can I find the annual accounts of XC Lab?
XC Lab filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of XC Lab due?
XC Lab must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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