Xbio-consult
ActiveXbio-consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €29k. Equity is growing by ~56.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 722 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 7.33 against 6.04 in 2024), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
33.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
50 d early
2023
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k▲ 28.2%
2024 · €23k
2023: €23k
2024: €23k
2023 → 2025
Working capital
€67k▲ 75.3%
2024 · €38k
2023: €22k
2024: €38k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€23k-€46k▲ 98.4%€76k▲ 63.6%
Operating result€29k-€31k▲ 6.2%€38k▲ 21.6%
Net result€23k-€23k▼ 0.8%€29k▲ 28.2%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€9k▲ 7.1%
Current assets
€78k▲ 69.4%
Equity and liabilities €87k
Equity
€76k▲ 63.6%
Debt
€11k▲ 36.5%
The debt ratio falls from 15.1% to 12.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€39k▲
2024 · €32k
Cash flow
€31k▲
2024 · €24k
Solvency
87.1%▲
2024 · 84.9%
Current ratio
7.33▲
2024 · 6.04
Quick ratio
7.33▲
2024 · 6.04
Debt / equity
0.15▼
2024 · 0.18
ROE
38.9%▼
2024 · 49.6%
ROA
33.8%▼
2024 · 42.1%
Interest coverage
292.89▼
2024 · 346.29
Debt
€11k▲
2024 · €8k
Debt ≤ 1 year
€11k▲
2024 · €8k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€87k▲
Fixed assets21/28€9k€9k▲
Tangible fixed assets22/27€9k€9k▲
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€7k€6k▼
Current assets29/58€46k€78k▲
Amounts receivable after more than one year29€22k€25k▲
Other amounts receivable291€22k€25k▲
Amounts receivable within one year40/41-€8k
Trade receivables40-€7k
Other amounts receivable41-€600
Cash at bank and in hand54/58€24k€45k▲
Equity and liabilities
Total equity and liabilities10/49€54k€87k▲
Equity10/15€46k€76k▲
Contributions10/11€200€200=
Profit (loss) carried forward14€46k€75k▲
Amounts payable17/49€8k€11k▲
Amounts payable within one year42/48€8k€11k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€1k€1k▲
Accrued charges and deferred income492/3€645€645=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€107€167▲
Gross operating margin9900€32k€39k▲
Operating profit (loss)9901€31k€38k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€92€133▲
Recurring financial charges65€92€133▲
Profit (loss) for the period before taxes9903€33k€40k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€23k€29k▲
Profit (loss) for the period to be appropriated9905€23k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€75k▲
Profit (loss) brought forward from the previous period14P€23k€46k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2023net €29k ▲28.2%
Operating result €38k, net result €29k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €23k ▼0.8%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.04
Current ratio from 2.80 to 6.04; short-term debt falls from €12k to €8k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gendarmendreef 1591180 UkkelGround area
92 m²
Building footprint
92 m²
Volume, LiDAR
727 m³
Parcel 21614H0010/00R027, Brussels · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Xbio-consult
since 20232.344.532.956
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0010/00R027 | Brussels | 92 m² | 1 · 92 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Argonauten
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P.DRawing
BE 0894.076.516
Deerlijk · Eq €76k
Stef Rombaut Services-2
BE 0692.513.682
Antwerpen · Eq €76k
BELZ
BE 0418.776.615
Asse · Eq €75k
Melior Construct
BE 0792.397.453
Maarkedal · Eq €75k
Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 5,123 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2023
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.