XB-IDem
ActiveXB-IDem has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €716k and a net result of €193k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 6.96 against 11.51 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
23%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
6 d early
2023
14 d early
2022
on the day
2021
33 d early
2020
17 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€716k▲ 9.9%
2024 · €651k
2018: €308k
2019: €362k
2020: €385k
2021: €425k
2022: €514k
2023: €597k
2024: €651k
2018 → 2025
Total assets
€836k▲ 17.3%
2024 · €713k
2018: €332k
2019: €373k
2020: €472k
2021: €541k
2022: €566k
2023: €651k
2024: €713k
2018 → 2025
Net result
€193k▲ 56.2%
2024 · €123k
2018: €69k
2019: €54k
2020: €74k
2021: €116k
2022: €89k
2023: €160k
2024: €123k
2018 → 2025
Working capital
€713k▲ 10.2%
2024 · €647k
2018: €296k
2019: €347k
2020: €358k
2021: €404k
2022: €500k
2023: €588k
2024: €647k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€425k-€514k▲ 20.9%€597k▲ 16.2%€651k▲ 9.1%€716k▲ 9.9%
Operating result€166k-€130k▼ 21.3%€219k▲ 67.9%€168k▼ 23.3%€242k▲ 43.9%
Net result€116k-€89k▼ 23.1%€160k▲ 79.9%€123k▼ 22.9%€193k▲ 56.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €836k
Fixed assets
€4k▼ 10.6%
Current assets
€832k▲ 17.5%
Equity and liabilities €836k
Equity
€716k▲ 9.9%
Debt
€120k▲ 95.3%
The debt ratio rises from 8.6% to 14.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€244k▲
2024 · €175k
Cash flow
€194k▲
2024 · €130k
Solvency
85.6%▼
2024 · 91.4%
Current ratio
6.96▼
2024 · 11.51
Quick ratio
6.96▼
2024 · 11.51
Debt / equity
0.17▲
2024 · 0.09
ROE
26.9%▲
2024 · 18.9%
ROA
23.0%▲
2024 · 17.3%
Interest coverage
106.59▲
2024 · -71.20
Debt
€120k▲
2024 · €62k
Debt ≤ 1 year
€120k▲
2024 · €62k
Income taxes
€77k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€713k€836k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Other tangible fixed assets26€357€31▼
Current assets29/58€709k€832k▲
Amounts receivable within one year40/41€126k€113k▼
Trade receivables40€109k€89k▼
Other amounts receivable41€17k€24k▲
Current investments50/53€451k€512k▲
Cash at bank and in hand54/58€126k€205k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€713k€836k▲
Equity10/15€651k€716k▲
Contributions10/11€6k€6k=
Reserves13€645k€710k▲
Tax-exempt reserves132€42k€42k=
Distributable reserves133€603k€668k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€62k€120k▲
Amounts payable within one year42/48€62k€120k▲
Trade debts44€23k€5k▼
Suppliers440/4€23k€5k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€34k€112k▲
Accrued charges and deferred income492/3-€646
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€2k€2k▲
Gross operating margin9900€176k€247k▲
Operating profit (loss)9901€168k€242k▲
Financial income75/76B€8k€30k▲
Recurring financial income75€8k€30k▲
Financial charges65/66B€-2k€2k▲
Recurring financial charges65€-2k€2k▲
Profit (loss) for the period before taxes9903€179k€270k▲
Income taxes67/77€56k€77k▲
Profit (loss) for the period9904€123k€193k▲
Profit (loss) for the period to be appropriated9905€123k€193k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€193k▲
Transfer from equity791/2€69k€128k▲
Transfer to equity691/2€123k€193k▲
To other reserves6921€123k€193k▲
Profit to be distributed694/7€69k€128k▲
Return on contributions (dividend)694€69k€128k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €193k ▲56.2%
Operating result €242k, net result €193k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 10.54
Current ratio from 4.48 to 10.54; short-term debt falls from €116k to €52k.
31-12
Financial
Equity above €500kEq €514k ▲20.9%
5 profitable years in a row build equity to €514k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Weakest financial yearnet €54k ▼22.5%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 32.12
Current ratio from 13.53 to 32.12; short-term debt falls from €24k to €11k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Min. Vanden Peereboomlaan(Kor) 198500 KortrijkGround area
1,097 m²
Building footprint
289 m²
Volume, LiDAR
1,778 m³
Parcel 34022E0546/00V003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XB-IDem
since 20072.165.835.596
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0546/00V003 | Flanders | 1,097 m² | 1 · 289 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CELIO SPORT & IMAGE
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Le Comité International de l'Inspection Technique Automobile
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Of 4,526 companies in sector 74301 we hold annual accounts for 716. 330 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2007
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
46190Agents in non-specialised wholesale trade
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.