XAVIER LEGRAND
ActiveThe computed 12-month bankruptcy probability of XAVIER LEGRAND is 2.6% (moderate). The 2025 annual accounts show negative equity (€-9k) and a net result of €-682. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 27407 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
10
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+23
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€9k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
56 d late
2023
29 d late
2022
28 d late
2021
2 d late
2020
15 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-9k▼ 7.9%
2024 · €-9k
2019: €-6k
2020: €-4k
2021: €-9k
2022: €-7k
2023: €-8k
2024: €-9k
2019 → 2025
Total assets
€250▼ 78.7%
2024 · €1k
2019: €11k
2020: €8k
2021: €2k
2022: €2k
2023: €793
2024: €1k
2019 → 2025
Net result
€-682▼ 182%
2024 · €-242
2019: €-9k
2020: €1k
2021: €-4k
2022: €1k
2023: €-1k
2024: €-242
2019 → 2025
Working capital
€-9k▼ 7.9%
2024 · €-9k
2019: €-9k
2020: €-8k
2021: €-8k
2022: €-7k
2023: €-8k
2024: €-9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€-7k▲ 17.3%€-8k▼ 18.9%€-9k▼ 2.9%€-9k▼ 7.9%
Operating result€-1k-€4k€-448€-63▲ 85.9%€-529▼ 740%
Net result€-4k-€1k€-1k€-242▲ 81.8%€-682▼ 182%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €529 in 2025 against €63 in 2024; the loss grows.
Key figures and ratios
Debt
€10k▼
2024 · €10k
Debt ≤ 1 year
€10k▼
2024 · €10k
Ratios withheld: a balance sheet total of €250 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1k€250▼
Current assets29/58€1k€250▼
Amounts receivable within one year40/41€538-
Trade receivables40€296-
Other amounts receivable41€242-
Current investments50/53€635€250▼
Equity and liabilities
Total equity and liabilities10/49€1k€250▼
Equity10/15€-9k€-9k▼
Contributions10/11€13k€13k=
Reserves13€26k€26k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€24k€24k=
Profit (loss) carried forward14€-47k€-48k▼
Amounts payable17/49€10k€10k▼
Amounts payable within one year42/48€10k€10k▼
Other amounts payable47/48€10k€10k▼
Income statement
Code20242025
Gross operating margin9900€-63€-529▼
Operating profit (loss)9901€-63€-529▼
Financial charges65/66B€179€153▼
Recurring financial charges65€179€153▼
Profit (loss) for the period before taxes9903€-242€-682▼
Profit (loss) for the period9904€-242€-682▼
Profit (loss) for the period to be appropriated9905€-242€-682▼
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-48k▼
Profit (loss) brought forward from the previous period14P€-47k€-47k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
18-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Hôtel-de-Ville,Morn. 95190 Jemeppe-sur-SambreGround area
852 m²
Building footprint
49 m²
Volume, LiDAR
480 m³
Parcel 92090A0007/00A003, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Hôtel-de-Ville,Morn. 9, 5190 Jemeppe-sur-Sambre
since 20082.170.906.421
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92090A0007/00A003 | Wallonia | 852 m² | 1 · 49 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SUN TECHS
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Of 9,475 companies in sector 43222 we hold annual accounts for 5,625. 1,151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-05-2008
Fiscal year end30-06
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.