Xavco
ActiveSummary
The annual accounts of Xavco for fiscal year 2025 show a net loss of 162% of total assets and of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 87% of 17090 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-1
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 9.56 against 5.99 in 2024; short-term debt: 10.5% and cash: 4.3% of total assets), and 10.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
-161.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
39 d late
2024
40 d late
2023
54 d late
2022
18 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 64.4%
2024 · €21k
Total assets
€9k▼ 66.9%
2024 · €26k
Net result
€-14k▼ 263%
2024 · €-4k
Working capital
€8k▼ 64.4%
2024 · €21k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-8k-€-2k▲ 77.2%€36k€-4k€-13k▼ 280%
Net result€-8k-€-2k▲ 71.8%€30k€-4k€-14k▼ 263%
Equity€-3k-€-5k▼ 77.8%€25k€21k▼ 15.1%€8k▼ 64.4%
Total assets€607-€914▲ 50.5%€30k▲ 3,144%€26k▼ 13.0%€9k▼ 66.9%
Debt€3k-€6k▲ 73.0%€4k▼ 26.8%€4k▼ 1.3%€894▼ 79.3%
Working capital€-3k-€-5k▼ 77.8%€25k€21k▼ 15.1%€8k▼ 64.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €9k
Equity
€8k ▼ 64.4%
Debt
€894 ▼ 79.3%
Debt's share of the balance-sheet total falls from 16.7% to 10.5%. Equity and debt are lower.
Key figures and ratios
Current ratio
9.56▲
2024 · 5.99
Debt to equity
0.12▼
2024 · 0.20
ROE
-180.7%▼
2024 · -17.7%
ROA
-161.8%▼
2024 · -14.8%
Debt ≤ 1 year
€894▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €102 | €109 | - | €625 | - |
| Gross operating margin9900 | €-8k | €-2k | €36k | €-4k | €-13k | ▼ 263% |
| Operating profit (loss)9901 | €-8k | €-2k | €36k | €-4k | €-13k | ▼ 280% |
| Financial income75/76B | €40 | - | - | €362 | €271 | ▼ 25.0% |
| Recurring financial income75 | €40 | - | - | €362 | €271 | ▼ 25.0% |
| Financial charges65/66B | €195 | €455 | €755 | €663 | €680 | ▲ 2.7% |
| Recurring financial charges65 | €195 | €455 | €755 | €663 | €680 | ▲ 2.7% |
| Profit (loss) for the period before taxes9903 | €-8k | €-2k | €35k | €-4k | €-14k | ▼ 261% |
| Income taxes67/77 | - | - | €5k | €-22 | - | - |
| Profit (loss) for the period9904 | €-8k | €-2k | €30k | €-4k | €-14k | ▼ 263% |
| Profit (loss) for the period to be appropriated9905 | €-8k | €-2k | €30k | €-4k | €-14k | ▼ 263% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €607 | €914 | €30k | €26k | €9k | ▼ 66.9% |
| Current assets29/58 | €607 | €914 | €30k | €26k | €9k | ▼ 66.9% |
| Amounts receivable within one year40/41 | €495 | €913 | €9k | €5k | €8k | ▲ 71.7% |
| Trade receivables40 | - | - | - | - | €109 | - |
| Other amounts receivable41 | €495 | €913 | €9k | €5k | €8k | ▲ 69.3% |
| Cash at bank and in hand54/58 | €112 | €1 | €21k | €21k | €365 | ▼ 98.2% |
| Deferred charges and accrued income490/1 | - | - | - | €362 | €271 | ▼ 25.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €607 | €914 | €30k | €26k | €9k | ▼ 66.9% |
| Equity10/15 | €-3k | €-5k | €25k | €21k | €8k | ▼ 64.4% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | - | - | €20k | €16k | €3k | ▼ 83.9% |
| Distributable reserves133 | - | - | €20k | €16k | €3k | ▼ 83.9% |
| Profit (loss) carried forward14 | €-8k | €-10k | - | - | - | - |
| Amounts payable17/49 | €3k | €6k | €4k | €4k | €894 | ▼ 79.3% |
| Amounts payable within one year42/48 | €3k | €6k | €4k | €4k | €894 | ▼ 79.3% |
| Trade debts44 | €877 | €933 | €915 | €859 | €894 | ▲ 4.1% |
| Suppliers440/4 | €877 | €933 | €915 | €859 | €894 | ▲ 4.1% |
| Taxes, remuneration and social security45 | €167 | - | €3k | €3k | - | - |
| Taxes450/3 | €167 | - | €3k | €3k | - | - |
| Other amounts payable47/48 | €2k | €5k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-8k | €-2k | €30k | €-4k | €-14k | ▼ 263% |
| Operating cash flow (approximation) | €-8k | €-2k | €30k | €-4k | €-14k | ▼ 263% |
| Change in cash | - | €-111 | €21k | €-39 | €-20k | ▼ 52,100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
31-12
Financial
Liquidity times 44current ratio 6.79
Current ratio from 0.15 to 6.79; short-term debt falls from €6k to €4k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2021
Ground area
512 m²
Building footprint
132 m²
Volume, LiDAR
830 m³
Parcel 11029A0192/00Y000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Xavco
since 20212.312.628.666
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0192/00Y000 | Flanders | 512 m² | 1 · 132 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 3,826 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.