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Xamo

Active
Private limited companyfounded 20214 yrs activeRomeinse Put 5, 2650 Edegem, BelgiumKBO/BCE: BE 0776.577.149
Summary

Xamo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €88,151. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 17220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.2%
Return on assets
35%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17220 sector peers (2025).
NBB · sector comparison
Position among 17220 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
98 d early
2024
38 d early
2023
58 d early
2022
19 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Xamo was incorporated on 27 October 2021 as a Private limited company.1 Total assets rose from EUR 86,051 in 2022 to EUR 251,798 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€3,000▼ 98.2%
2024 · €164,867
Total assets
€251,798▲ 24.8%
2024 · €201,794
Net result
€88,151▲ 37.9%
2024 · €63,902
Working capital
€3,000▼ 98.2%
2024 · €164,867
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€73,325-€52,866▼ 27.9%€77,655▲ 46.9%€111,501▲ 43.6%
Net result€57,715above the sector's middle half-€42,715within the sector's middle half▼ 26.0%€63,902above the sector's middle half▲ 49.6%€88,151above the sector's middle half▲ 37.9%
Equity€59,915within the sector's middle half-€100,964within the sector's middle half▲ 68.5%€164,867above the sector's middle half▲ 63.3%€3,000below the sector's middle half▼ 98.2%
Total assets€86,051within the sector's middle half-€139,207within the sector's middle half▲ 61.8%€201,794within the sector's middle half▲ 45.0%€251,798within the sector's middle half▲ 24.8%
Debt€26,137-€38,243▲ 46.3%€36,927▼ 3.4%€248,798▲ 574%
Working capital€59,915within the sector's middle half-€100,964within the sector's middle half▲ 68.5%€164,867above the sector's middle half▲ 63.3%€3,000below the sector's middle half▼ 98.2%
Solvency69.6%within the sector's middle half-72.5%within the sector's middle half▲ 2.9pp81.7%above the sector's middle half▲ 9.2pp1.2%below the sector's middle half▼ 80.5pp
Current ratio3.29within the sector's middle half-3.64within the sector's middle half▲ 0.355.46above the sector's middle half▲ 1.821.01below the sector's middle half▼ 4.45
Return on assets (ROA)67.1%above the sector's middle half-30.7%within the sector's middle half▼ 36.4pp31.7%within the sector's middle half▲ 1.0pp35.0%within the sector's middle half▲ 3.3pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2022: €73,325€73,325Net result 2022: €57,715€57,715Operating result 2023: €52,866€52,866Net result 2023: €42,715€42,715Operating result 2024: €77,655€77,655Net result 2024: €63,902€63,902Operating result 2025: €111,501€111,501Net result 2025: €88,151€88,1512022202320242025€0€50,000€100,000Operating result 2023: €52,866€52,900Net result 2023: €42,715€42,700Operating result 2024: €77,655€77,700Net result 2024: €63,902€63,900Operating result 2025: €111,501€112,000Net result 2025: €88,151€88,200202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €251,798
Equity €3,000 ▼ 98.2%
Debt €248,798 ▲ 574%
Debt's share of the balance-sheet total rises from 18.3% to 98.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
82.93▲
2024 · 0.22
Debt ≤ 1 year
€248,798▲
2024 · €36,927
Income taxes
€24,822▲
2024 · €16,917
A ratio outside any meaningful range has been withheld (balance sheet total €251,798, equity €3,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€201,794€251,798▲
Current assets29/58€201,794€251,798▲
Amounts receivable within one year40/41€55,767€59,967▲
Trade receivables40€14,520€59,967▲
Other amounts receivable41€41,247-
Current investments50/53€125,000€150,738▲
Cash at bank and in hand54/58€20,702€30,327▲
Deferred charges and accrued income490/1€325€10,766▲
Equity and liabilities
Total equity and liabilities10/49€201,794€251,798▲
Equity10/15€164,867€3,000▼
Contributions10/11€3,000€3,000=
Reserves13€161,867-
Distributable reserves133€161,867-
Amounts payable17/49€36,927€248,798▲
Amounts payable within one year42/48€36,927€248,798▲
Financial debts43-€225
Credit institutions430/8-€225
Trade debts44€907€12,142▲
Suppliers440/4€907€12,142▲
Taxes, remuneration and social security45€36,021€38,487▲
Taxes450/3€36,021€38,487▲
Other amounts payable47/48-€197,944
Income statement Code20242025
Other operating charges640/8€505€520▲
Gross operating margin9900€78,161€112,020▲
Operating profit (loss)9901€77,655€111,501▲
Financial income75/76B€3,165€1,612▼
Recurring financial income75€3,165€1,612▼
Financial charges65/66B€1€139▲
Recurring financial charges65€1€139▲
Profit (loss) for the period before taxes9903€80,820€112,974▲
Income taxes67/77€16,917€24,822▲
Profit (loss) for the period9904€63,902€88,151▲
Profit (loss) for the period to be appropriated9905€63,902€88,151▲
Appropriation of the result
Profit (loss) to be appropriated9906€63,902€88,151▲
Transfer from equity791/2-€161,867
Transfer to equity691/2€63,902-
To other reserves6921€63,902-
Profit to be distributed694/7-€250,018
Return on contributions (dividend)694-€250,018

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8€102€152€505€520▲ 2.8%
Gross operating margin9900€73,427€53,018€78,161€112,020▲ 43.3%
Operating profit (loss)9901€73,325€52,866€77,655€111,501▲ 43.6%
Financial income75/76B€0€1,475€3,165€1,612▼ 49.1%
Recurring financial income75€0€1,475€3,165€1,612▼ 49.1%
Financial charges65/66B€62€67€1€139▲ 23,000%
Recurring financial charges65€62€67€1€139▲ 23,000%
Profit (loss) for the period before taxes9903€73,263€54,274€80,820€112,974▲ 39.8%
Income taxes67/77€15,548€11,559€16,917€24,822▲ 46.7%
Profit (loss) for the period9904€57,715€42,715€63,902€88,151▲ 37.9%
Profit (loss) for the period to be appropriated9905€57,715€42,715€63,902€88,151▲ 37.9%
Line2022202320242025Change
Assets
Total assets20/58€86,051€139,207€201,794€251,798▲ 24.8%
Current assets29/58€86,051€139,207€201,794€251,798▲ 24.8%
Amounts receivable within one year40/41€12,100€12,100€55,767€59,967▲ 7.5%
Trade receivables40€12,100€12,100€14,520€59,967▲ 313%
Other amounts receivable41--€41,247--
Current investments50/53€50,000€100,000€125,000€150,738▲ 20.6%
Cash at bank and in hand54/58€23,951€26,918€20,702€30,327▲ 46.5%
Deferred charges and accrued income490/1-€189€325€10,766▲ 3,211%
Equity and liabilities
Total equity and liabilities10/49€86,051€139,207€201,794€251,798▲ 24.8%
Equity10/15€59,915€100,964€164,867€3,000▼ 98.2%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13€56,915€97,964€161,867--
Distributable reserves133€56,915€97,964€161,867--
Amounts payable17/49€26,137€38,243€36,927€248,798▲ 574%
Amounts payable within one year42/48€26,137€38,243€36,927€248,798▲ 574%
Financial debts43---€225-
Credit institutions430/8---€225-
Trade debts44€979€1,212€907€12,142▲ 1,239%
Suppliers440/4€979€1,212€907€12,142▲ 1,239%
Taxes, remuneration and social security45€24,352€34,825€36,021€38,487▲ 6.8%
Taxes450/3€21,637€31,919€36,021€38,487▲ 6.8%
Remuneration and social security454/9€2,714€2,906---
Other amounts payable47/48€806€2,206-€197,944-
Line2022202320242025Change
Profit (loss) for the period9904€57,715€42,715€63,902€88,151▲ 37.9%
Operating cash flow (approximation)€57,715€42,715€63,902€88,151▲ 37.9%
Change in cash-€2,966-€6,215€9,624▲ 255%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €88,151 ▲37.9%
Operating result €111,501, net result €88,151, both a record.
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150,000Eq €164,867 ▲63.3%
3 profitable years in a row build equity to €164,867.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €42,715 ▼26%
Net result drops to €42,715, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €100,000Eq €100,964 ▲68.5%
2 profitable years in a row build equity to €100,964.
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
749 m²
Building footprint
170 m²
Volume, LiDAR
805 m³
Parcel 11472B0208/00N002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Xamo
Romeinse Put 5, 2650 EdegemIT consultancy
since 20212.324.280.346
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11472B0208/00N002 Flanders 749 m² 1 · 170 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 4,274 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
70200Business and other management consultancy
Contact
E-mail christoph@xamo.beEdegem
E-invoicing
Reachable via Peppol
Peppol ID 0208:0776577149
Also 9925:BE0776577149
Registered 26-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.