XAGA
ActiveXAGA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €13k and a net result of €-363. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 95% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-59
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
100%
Return on assets
-2.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
60 d late
2021
282 d late
2020
61 d late
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k▼ 2.7%
2023 · €13k
2018: €-1k
2019: €12k
2020: €26k
2021: €15k
2022: €12k
2023: €13k
2018 → 2024
Total assets
€13k▼ 5.3%
2023 · €14k
2018: €47k
2019: €46k
2020: €41k
2021: €21k
2022: €12k
2023: €14k
2018 → 2024
Net result
€-363
2023 · €2k
2018: €8k
2019: €14k
2020: €14k
2021: €-10k
2022: €-4k
2023: €2k
2018 → 2024
Working capital
€13k▲ 14.1%
2022 · €11k
2018: €38k
2019: €24k
2020: €24k
2021: €15k
2022: €11k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€15k▼ 40.4%€12k▼ 23.3%€13k▲ 13.5%€13k▼ 2.7%
Operating result€19k-€-10k€-4k▲ 65.7%€2k€-168
Net result€14k-€-10k€-4k▲ 65.6%€2k€-363
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €168 after €2k in 2023.
Key figures and ratios
Solvency
100.0%▲
2023 · 97.4%
ROE
-2.8%▼
2023 · 11.9%
ROA
-2.8%▼
2023 · 11.6%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€14k€13k▼
Formation expenses20€500€500=
Current assets29/58€13k€13k▼
Amounts receivable within one year40/41€8k€8k▲
Other amounts receivable41€8k€8k▲
Current investments50/53€394€394=
Cash at bank and in hand54/58€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€14k€13k▼
Equity10/15€13k€13k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-6k€-6k▼
Amounts payable17/49€363-
Amounts payable within one year42/48€363-
Trade debts44€363-
Suppliers440/4€363-
Income statement
Code20232024
Non-recurring operating income76A€380€461▲
Other operating charges640/8€15-
Gross operating margin9900€2k€-168▼
Operating profit (loss)9901€2k€-168▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B-€195
Recurring financial charges65-€195
Profit (loss) for the period before taxes9903€2k€-363▼
Profit (loss) for the period9904€2k€-363▼
Profit (loss) for the period to be appropriated9905€2k€-363▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-6k▼
Profit (loss) brought forward from the previous period14P€-7k€-6k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 282 days late
2022
31-12
Financial
Liquidity times 9current ratio 32.28
Current ratio from 3.79 to 32.28; short-term debt falls from €5k to €363.
2021
31-12
Financial
Weakest financial yearnet €-10k ▼177%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €14k ▲1%
Net result €14k, the highest in the series.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hof Te Hammelaan 41785 MerchtemGround area
2,588 m²
Building footprint
451 m²
Volume, LiDAR
1,182 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XAGA
since 20032.135.481.031
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0362/00V003 | Flanders | 1,780 m² | 1 · 266 m² | 8.9 m · 2 fl. |
| 23028A0081/00K005 | Flanders | 808 m² | 1 · 186 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMOCOOL
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ALVA
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PERCEPTION IMMOBILIERE
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IMMOBILIERE D&S
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Mons · Eq €13k
Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 3,320 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-2003
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
68121Development of residential building projects
68122Development of non-residential building projects
70111
70112
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.