Summary
XABER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.1m and a net result of -€37,767. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Axes, FY 2024 · tick = 2023
Profitability19▼-16
Solvency70▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.4%
Return on assets
-1.6%
Age of the figures
24 mo
neutral · Filed after the deadline
The financial year that closed on 15-09-2025 was due by 15-04-2026 and was filed on 17-06-2026, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
63 d late
2024
23 d late
2023
8 d late
2022
40 d early
2021
37 d early
2020
48 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 15-09-2026 and is due by 15-04-2027. Nothing is late today. Usually files around 24 April (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven monthsPosition in the running window
15-09-2026 close30-09-2026 today15-04-2027 deadline
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€37,767▼ 112%
2023 · -€17,828
Working capital
-€199,953▼ 10.4%
2023 · -€181,101
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€31,557▼ 440%-€33,846▼ 7.3%€3,797-€2,987-€30,346▼ 916%
Net result-€33,118▼ 167%-€38,986▼ 17.7%-€1,273▲ 96.7%-€17,828▼ 1,300%-€37,767▼ 112%
Equity€1.2m▼ 2.8%€1.1m▼ 3.4%€1.1m▼ 0.1%€1.1m▼ 1.6%€1.1m▼ 3.4%
Total assets€2.4m▼ 1.3%€2.4m▼ 2.0%€2.3m▼ 0.5%€2.4m▲ 2.5%€2.4m▼ 2.0%
Debt€992,926▲ 2.2%€1.0m▲ 1.2%€1.0m▲ 1.1%€1.1m▲ 9.5%€1.1m▲ 1.0%
Working capital-€205,729▲ 13.5%-€212,585▼ 3.3%-€173,922▲ 18.2%-€181,101▼ 4.1%-€199,953▼ 10.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30,346 in 2024 against €2,987 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.4m
Fixed assets
€1.7m ▼ 2.2%
Current assets
€633,166 ▼ 1.4%
Equity and liabilities €2.4m
Equity
€1.1m ▼ 3.4%
Provisions
€163,263 ▼ 11.0%
Debt
€1.1m ▲ 1.0%
Debt's share of the balance-sheet total rises from 46.3% to 47.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8,078▼
2023 · €51,848
Cash flow
€657▼
2023 · €37,007
Current ratio
0.76▼
2023 · 0.78
Debt to equity
1.05▲
2023 · 1.01
ROE
-3.5%▼
2023 · -1.6%
ROA
-1.6%▼
2023 · -0.7%
Interest coverage
0.33▼
2023 · 2.06
Debt ≤ 1 year
€833,119▲
2023 · €823,098
Debt > 1 year
€88,330▼
2023 · €103,283
Income taxes
€3,021▼
2023 · €9,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €79,113 | €64,030 | €54,835 | €54,835 | €38,424 | ▼ 29.9% |
| Other operating charges640/8 | - | - | €5,329 | €6,957 | €6,309 | ▼ 9.3% |
| Gross operating margin9900 | €54,167 | €35,072 | €63,961 | €58,805 | €14,387 | ▼ 75.5% |
| Operating profit (loss)9901 | -€31,557 | -€33,846 | €3,797 | -€2,987 | -€30,346 | ▼ 916% |
| Financial income75/76B | - | - | - | €0 | €122 | ▲ 30,468% |
| Recurring financial income75 | €3,389 | - | - | €0 | €122 | ▲ 30,468% |
| Financial charges65/66B | - | - | €25,312 | €25,183 | €24,764 | ▼ 1.7% |
| Recurring financial charges65 | €25,193 | €25,382 | €25,312 | €25,183 | €24,764 | ▼ 1.7% |
| Profit (loss) for the period before taxes9903 | -€53,361 | -€59,228 | -€21,515 | -€28,170 | -€54,988 | ▼ 95.2% |
| Transfer from deferred taxes780 | - | - | €20,242 | €20,242 | €20,242 | = |
| Income taxes67/77 | €0 | - | - | €9,900 | €3,021 | ▼ 69.5% |
| Profit (loss) for the period9904 | -€33,118 | -€38,986 | -€1,273 | -€17,828 | -€37,767 | ▼ 112% |
| Transfer from tax-exempt reserves789 | - | - | €45,795 | €45,795 | €45,795 | = |
| Profit (loss) for the period to be appropriated9905 | €12,677 | €6,810 | €44,522 | €27,967 | €8,029 | ▼ 71.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €2.4m | €2.3m | €2.4m | €2.4m | ▼ 2.0% |
| Fixed assets21/28 | €1.9m | €1.9m | €1.8m | €1.8m | €1.7m | ▼ 2.2% |
| Tangible fixed assets22/27 | €1.1m | €1.1m | €1.0m | €958,571 | €920,148 | ▼ 4.0% |
| Land and buildings22 | - | - | €979,219 | €944,341 | €909,463 | ▼ 3.7% |
| Plant, machinery and equipment23 | - | - | €34,187 | €14,230 | €10,684 | ▼ 24.9% |
| Financial fixed assets28 | €800,242 | €800,242 | €800,242 | €800,242 | €800,242 | = |
| Current assets29/58 | €484,461 | €485,040 | €529,124 | €641,997 | €633,166 | ▼ 1.4% |
| Amounts receivable within one year40/41 | €475,991 | €479,690 | €514,923 | €616,505 | €616,795 | = |
| Trade receivables40 | - | - | €44,213 | €25,919 | €25,919 | = |
| Other amounts receivable41 | - | - | €470,710 | €590,587 | €590,876 | = |
| Cash at bank and in hand54/58 | €6,943 | €4,147 | €11,810 | €23,306 | €14,778 | ▼ 36.6% |
| Deferred charges and accrued income490/1 | - | - | €2,390 | €2,185 | €1,593 | ▼ 27.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €2.4m | €2.3m | €2.4m | €2.4m | ▼ 2.0% |
| Equity10/15 | €1.2m | €1.1m | €1.1m | €1.1m | €1.1m | ▼ 3.4% |
| Contributions10/11 | €760,000 | €760,000 | €760,000 | €760,000 | €760,000 | = |
| Capital10 | - | - | €760,000 | €760,000 | €760,000 | = |
| Issued capital100 | - | - | €760,000 | €760,000 | €760,000 | = |
| Reserves13 | €425,942 | €380,147 | €334,352 | €288,556 | €243,162 | ▼ 15.7% |
| Non-distributable reserves130/1 | - | - | €3,505 | €3,505 | €3,906 | ▲ 11.5% |
| Legal reserve130 | - | - | €3,505 | €3,505 | €3,906 | ▲ 11.5% |
| Tax-exempt reserves132 | - | - | €330,847 | €285,052 | €239,256 | ▼ 16.1% |
| Profit (loss) carried forward14 | -€22,621 | -€15,812 | €28,711 | €56,678 | €64,305 | ▲ 13.5% |
| Provisions and deferred taxes16 | €244,232 | €223,990 | €203,748 | €183,505 | €163,263 | ▼ 11.0% |
| Deferred taxes168 | - | - | €203,748 | €183,505 | €163,263 | ▼ 11.0% |
| Amounts payable17/49 | €992,926 | €1.0m | €1.0m | €1.1m | €1.1m | ▲ 1.0% |
| Amounts payable after more than one year17 | €164,105 | €153,256 | €142,914 | €103,283 | €88,330 | ▼ 14.5% |
| Financial debts170/4 | - | - | €117,984 | €103,283 | €88,330 | ▼ 14.5% |
| Other amounts payable178/9 | - | - | €24,930 | - | - | - |
| Amounts payable within one year42/48 | €690,190 | €697,625 | €703,045 | €823,098 | €833,119 | ▲ 1.2% |
| Current portion of amounts payable after more than one year42 | - | - | €14,452 | €14,701 | €14,953 | ▲ 1.7% |
| Trade debts44 | €70,469 | €57,061 | €55,515 | €77,062 | €166,287 | ▲ 116% |
| Suppliers440/4 | - | - | €55,515 | €77,062 | €166,287 | ▲ 116% |
| Taxes, remuneration and social security45 | - | - | €72,858 | €89,481 | €89,254 | ▼ 0.3% |
| Taxes450/3 | - | - | €72,858 | €89,481 | €89,254 | ▼ 0.3% |
| Other amounts payable47/48 | - | - | €560,220 | €641,855 | €562,626 | ▼ 12.3% |
| Accrued charges and deferred income492/3 | - | - | €170,003 | €185,689 | €201,375 | ▲ 8.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€33,118 | -€38,986 | -€1,273 | -€17,828 | -€37,767 | ▼ 112% |
| + Depreciation and write-downs630 | €79,113 | €64,030 | €54,835 | €54,835 | €38,424 | ▼ 29.9% |
| Operating cash flow (approximation) | €45,994 | €25,045 | €53,562 | €37,007 | €657 | ▼ 98.2% |
| Investment in fixed assets (approximation) | - | -€16,496 | €0 | €0 | €0 | - |
| Change in cash | - | -€2,796 | €7,663 | €11,496 | -€8,528 | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 63 days late
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 23 days late
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 8 days late
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-09
Financial
Weakest financial yearnet -€38,986
Net result drops to -€38,986, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 230 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1989
Ground area
765 m²
Building footprint
252 m²
Volume, LiDAR
4,320 m³
Parcel 21442A0084/00T020, Brussels · tallest building 24.5 m, ±6 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
XABER
since 19892.045.966.362
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21442A0084/00T020 ProtectedArchitectural ensembleGeheel van twee herenhuizen in neoklassieke stijl ontworpen door Louis De CurteSource ↗ |
Brussels | 764 m² | 1 · 252 m² | 24.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 15-09-2022 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the annual accounts to 15-09-2022 of XABER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPublic limited company
Founded11-09-1989
Fiscal year end15-09
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438375761
Also
9925:BE0438375761
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.