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X2O Invest

Active
Private limited companyfounded 2025active for 1 yearRue du Ruau,Bolinne 19, 5310 Eghezée, BelgiumKBO/BCE: BE 1024.575.366
Summary

The computed 12-month bankruptcy probability of X2O Invest is 1.9% (moderate). The 2025 annual accounts show negative equity (-€2,529) and a net result of -€22,529. Its solvency ranks better than 17% of 3,291 sector peers (NACE 95, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Washing and cleaning of motor vehicles
NACE 95316
1 site
Size
€109,259total assets 2025
Equity
-€2,529
Loss
-€22,529
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Why 53raises riskNegative equity -€2,529Founded in 2025Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: total assets €109,259Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 23% of its sector peers (NACE 95, micro)
Financial strength
Weak
Solvency 23
equity -2.3% of total assets
Liquidity 50
short-term debt 38.0% · cash 14.3%
Profitability 0
return on assets -20.6%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 07-2026: 1.8% 08-2026: 1.7%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.9%▲ +0.2 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.38, below 1; short-term debt: 38% and cash: 14.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 16% on solvency, 49% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €109,259
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€2,529
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
21 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: MORVAL Olivier Charles Paul…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€2,529 View
  • Caution: Among the weakest 7% on net resultsector median €8,463 · 3,290 companies -€22,529 View
  • Founded 16 months agofounded 23-06-2025 16 months View

By topic

Financials

Financial year
2025
Total assets
€109,259
Loss
-€22,529
Solvency
-2.3%
Go to Financials

Board & ownership

Board
2 members
  • MORVAL Olivier Charles Paul GhislainDirector
  • VANHEESWIJCK Xavier Jean Carol Marie GhislainDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
Washing and cleaning of motor vehiclesNACE 95316
Founded
23-06-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
35
Who signs
Each director alone
Annual meeting
Second Friday of June at 19:00
Purpose
“L’exploitation d’un car-wash avec notamment le lavage, le dessalage, le simonisage et le…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about X2O Invest

What is the company number of X2O Invest?
1024.575.366. In Belgium the VAT number is the company number with BE in front: BE 1024.575.366.
Where is X2O Invest based?
The registered office is at Rue du Ruau,Bolinne 19, 5310 Eghezée.Company details
What does X2O Invest do?
According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
What is the legal form of X2O Invest?
Private limited company (BV).
When was X2O Invest founded?
On 23-06-2025.
Is X2O Invest still active?
Yes, X2O Invest is an active enterprise in the KBO register.
What is the turnover of X2O Invest?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is X2O Invest profitable?
In financial year 2025, X2O Invest made a loss of €22,529.
Where can I find the annual accounts of X2O Invest?
X2O Invest filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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