X-TREME BIKE
ActiveX-TREME BIKE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.30M and a net result of €31k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+12
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 23.15 against 10.77 in 2024), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
2.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
19 d early
2023
on the day
2022
2 d early
2021
2 d early
2020
2 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.30M▼ 0.9%
2024 · €1.31M
2018: €321k
2019: €451k
2020: €550k
2021: €891k
2022: €1.35M
2023: €1.37M
2024: €1.31M
2018 → 2025
Total assets
€1.45M▼ 7.1%
2024 · €1.56M
2018: €689k
2019: €911k
2020: €1.20M
2021: €1.64M
2022: €1.72M
2023: €1.70M
2024: €1.56M
2018 → 2025
Net result
€31k
2024 · €-15k
2018: €40k
2019: €130k
2020: €99k
2021: €342k
2022: €462k
2023: €30k
2024: €-15k
2018 → 2025
Working capital
€1.24M▼ 0.8%
2024 · €1.25M
2018: €243k
2019: €411k
2020: €516k
2021: €896k
2022: €1.32M
2023: €1.34M
2024: €1.25M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€891k-€1.35M▲ 51.7%€1.37M▲ 1.3%€1.31M▼ 4.0%€1.30M▼ 0.9%
Operating result€493k-€682k▲ 38.4%€47k▼ 93.1%€-10k€43k
Net result€342k-€462k▲ 35.0%€30k▼ 93.5%€-15k€31k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €43k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€154k▼ 15.8%
Current assets
€1.30M▼ 5.9%
Equity and liabilities €1.45M
Equity
€1.30M▼ 0.9%
Debt
€150k▼ 39.8%
The debt ratio falls from 15.9% to 10.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€75k▲
2024 · €22k
Cash flow
€63k▲
2024 · €17k
Solvency
89.7%▲
2024 · 84.1%
Current ratio
23.15▲
2024 · 10.77
Quick ratio
23.15▲
2024 · 10.77
Debt / equity
0.12▼
2024 · 0.19
ROE
2.4%▲
2024 · -1.1%
ROA
2.1%▲
2024 · -0.9%
Interest coverage
14.21▲
2024 · 4.44
Debt
€150k▼
2024 · €249k
Debt ≤ 1 year
€56k▼
2024 · €128k
Debt > 1 year
€94k▼
2024 · €121k
Income taxes
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.45M▼
Fixed assets21/28€182k€154k▼
Tangible fixed assets22/27€182k€154k▼
Land and buildings22€142k€121k▼
Plant, machinery and equipment23€2k€413▼
Furniture and vehicles24€39k€32k▼
Current assets29/58€1.38M€1.30M▼
Amounts receivable within one year40/41€81k€253k▲
Trade receivables40€58k€41k▼
Other amounts receivable41€23k€212k▲
Current investments50/53€1.10M€721k▼
Cash at bank and in hand54/58€202k€324k▲
Deferred charges and accrued income490/1€1k€771▼
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.45M▼
Equity10/15€1.31M€1.30M▼
Contributions10/11€63k€63k=
Reserves13€874k€905k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€868k€899k▲
Profit (loss) carried forward14€377k€334k▼
Amounts payable17/49€249k€150k▼
Amounts payable after more than one year17€121k€94k▼
Financial debts170/4€121k€94k▼
Amounts payable within one year42/48€128k€56k▼
Current portion of amounts payable after more than one year42€33k€27k▼
Financial debts43€529-
Credit institutions430/8€529-
Trade debts44€47k€16k▼
Suppliers440/4€47k€16k▼
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€5k€14k▲
Other amounts payable47/48€42k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▼
Other operating charges640/8€2k€850▼
Gross operating margin9900€24k€76k▲
Operating profit (loss)9901€-10k€43k▲
Financial income75/76B€0€5k▲
Recurring financial income75€0€5k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-15k€43k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€-15k€31k▲
Profit (loss) for the period to be appropriated9905€-15k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€417k€408k▼
Profit (loss) brought forward from the previous period14P€432k€377k▼
Transfer to equity691/2-€31k
To other reserves6921-€31k
Profit to be distributed694/7€41k€43k▲
Return on contributions (dividend)694€41k€43k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 23.15
Current ratio from 10.77 to 23.15; short-term debt falls from €128k to €56k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-15k ▼149%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €462k ▲35%
Operating result €682k, net result €462k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 8.35
Current ratio from 2.70 to 8.35; short-term debt falls from €528k to €180k.
30-09
Financial
Equity above €1MEq €1.35M ▲51.7%
5 profitable years in a row build equity to €1.35M.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €500kEq €550k ▲21.9%
3 profitable years in a row build equity to €550k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weg op Bree 1173670 OudsbergenGround area
990 m²
Building footprint
202 m²
Volume, LiDAR
1,347 m³
Parcel 72022B0419/00G000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
X-TREME BIKE
since 20012.093.353.733
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72022B0419/00G000 | Flanders | 990 m² | 1 · 202 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COOL ELECTRO CYCLES
BE 0600.900.548
Roeselare · Eq €1.27M
BIKEPRO
BE 0802.938.482
Kalmthout · Eq €1.34M
FIETSEN SMETS
BE 0454.463.905
Dessel · Eq €1.27M
FIETSEN SAMAN
BE 0471.635.180
Wuustwezel · Eq €1.26M
ROBEET BIKE STYLE
BE 0452.231.222
Tervuren · Eq €1.36M
Of 1,454 companies in sector 47632 we hold annual accounts for 721. 428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2001
Fiscal year end30-09
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
52492
47639Retail sale of other sporting goods
47640Retail trade
52482
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.