X-oc
ActiveX-oc has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €37k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 1236 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+18
Solvency100▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 2.96 in 2023), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
44 d early
2022
40 d early
2021
38 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€109k▲ 41.8%
2023 · €77k
2022: €64k
2023: €77k
2022 → 2024
Total assets
€161k▲ 30.6%
2023 · €123k
2022: €139k
2023: €123k
2022 → 2024
Net result
€37k▲ 193%
2023 · €13k
2022: €18k
2023: €13k
2022 → 2024
Working capital
€73k▲ 19.4%
2023 · €61k
2022: €54k
2023: €61k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€64k-€77k▲ 19.7%€109k▲ 41.8%
Operating result€27k-€17k▼ 39.2%€50k▲ 202%
Net result€18k-€13k▼ 30.7%€37k▲ 193%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 202% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €161k
Fixed assets
€56k▲ 85.4%
Current assets
€105k▲ 12.8%
Equity and liabilities €161k
Equity
€109k▲ 41.8%
Debt
€51k▲ 12.0%
The debt ratio falls from 37.4% to 32.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€68k▲
2023 · €36k
Cash flow
€54k▲
2023 · €32k
Solvency
67.9%▲
2023 · 62.6%
Current ratio
3.34▲
2023 · 2.96
Quick ratio
3.15▲
2023 · 2.77
Debt / equity
0.47▼
2023 · 0.60
ROE
34.1%▲
2023 · 16.5%
ROA
23.1%▲
2023 · 10.3%
Interest coverage
49.88▲
2023 · 24.31
Debt
€51k▲
2023 · €46k
Debt ≤ 1 year
€31k=
2023 · €31k
Debt > 1 year
€20k▲
2023 · €14k
Income taxes
€12k▲
2023 · €3k
Staff costs
€22k▼
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€123k€161k▲
Fixed assets
21/28€30k€56k▲
Tangible fixed assets
22/27€27k€53k▲
Financial fixed assets
28€3k€3k=
Current assets
29/58€93k€105k▲
Stocks & contracts in progress
3€6k€6k▲
Amounts receivable within one year
40/41€42k€34k▼
Cash & bank
54/58€42k€61k▲
Total equity & liabilities
10/49€123k€161k▲
Equity
10/15€77k€109k▲
Contributions / capital
10/11€12k€12k=
Reserves
13€5k€37k▲
Accumulated profits (losses)
14€59k€59k=
Amounts payable
17/49€46k€51k▲
Amounts payable after one year
17€14k€20k▲
Amounts payable within one year
42/48€31k€31k=
Trade debts payable within one year
44€11k€9k▼
Income statement
Code20232024
Gross operating margin
9900€64k€95k▲
Operating result
9901€17k€50k▲
Financial income
75€55€195▲
Financial charges
65€1k€1k▼
Result before taxes
9903€15k€49k▲
Income taxes
67/77€3k€12k▲
Net result for the period
9904€13k€37k▲
Result to be appropriated
9905€13k€37k▲
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €37k ▲193%
Operating result €50k, net result €37k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲41.8%
3 profitable years in a row build equity to €109k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €13k ▼30.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
16-02
State Gazette act
Registered-office change
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
LEIELAND
BE 0466.351.848
Sint-Martens-Latem · Eq €110k
THEYS PRINTING
BE 0471.906.879
Mouscron · Eq €110k
Copy - Plan
BE 0446.620.563
Mons · Eq €110k
COUSSEMENT DRUK
BE 0866.164.468
Lichtervelde · Eq €108k
TRINION
BE 0647.748.578
Gent · Eq €108k
Of 1,596 companies in sector 18120 we hold annual accounts for 773. 594 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2004
Fiscal year end31-12
Activities, NACEBEL
18120Other printing
18130Pre-press and pre-media services
22240
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-07-2026. Scores and ratios are computed by Checked and are not a credit decision.