X-INVEST

Active

Public limited companyfounded 1993active for 32 yearsHerststraat 25, 1761 Roosdaal, Belgium10 active companies are registered at this addressKBO/BCE: BE 0451.853.714

Summary

X-INVEST has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.5m and a net result of €560,551. Equity remains stable across the filed financial years (±0% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

X-INVESTActiveChecked score 94/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€13.1mtotal assets 2025

Equity: €12.5m
Profit: €560,551

Turnover not published (abbreviated format)

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: FUGAZI TROY · 59.21%
Holdings: 1

2025 accounts 101 days early1 of 12 deeds summarised

Why 94raises riskLiquidity: current ratio 0.04, cash €21,769lowers riskSize: total assets €13.1mEquity €12.5m (95.4% of total assets)Founded in 1993Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 52% of its sector peers (no NACE code, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 95.4% of total assets

Liquidity 50=

short-term debt 4.6% · cash 0.2%

Profitability 48=

return on assets 4.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025highest value 10-2025: 0.2%● unchanged vs 09-2025highest value 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €1,150,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.04, compared with 0.17 in 2024, below 1; short-term debt: 4.6% and cash: 0.2% of total assets), and 4.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized): better than 74% on solvency, 49% on liquidity, 69% on profitability and 17% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €13.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.04, cash €21,769

NBB · annual accounts

Equity €12.5m (95.4% of total assets)

NBB · annual accounts

Founded in 1993

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-10-2025, 101 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

101 days early

2024

102 days early

2023

98 days early

2022

99 days early

2021

119 days early

2020

144 days early

2019

143 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 115 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end27-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-10-2025 Annual accounts filedfinancial year 2025 · abbreviated…
23-10-2024 Reappointment: KROFF FINANCIAL CORPORATION (managing director)Permanent representative: Van Houte Kristoff…
21-10-2024 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Controlled by FUGAZI TROYultimately: KROFF FINANCIAL CORPORATION 59.21% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €560,551 7 years View

By topic

Financials

Financial year: 2025
Total assets: €13.1m
Profit: €560,551
Solvency: 95.4%

Total assets▼ 7.3%

Net result

20192025

Go to Financials

Board & ownership

Parent: FUGAZI TROY · 59.21%

Go to Board & ownership

Network & group

Group: KROFF FINANCIAL CORPORATION
Subsidiaries, all levels: 10
Direct holdings: 1

10 subsidiaries

Go to Network & group

Timeline

Events: 33
Since: 1996
Next accounts: by 31-01-2027

25-10-2023Annual accounts filed
24-10-2022Annual accounts filed
04-10-2021Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Founded: 27-12-1993
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about X-INVEST

What is the company number of X-INVEST?: 0451.853.714. In Belgium the VAT number is the company number with BE in front: BE 0451.853.714.
Where is X-INVEST based?: The registered office is at Herststraat 25, 1761 Roosdaal.Company details
What is the legal form of X-INVEST?: Public limited company (NV).
When was X-INVEST founded?: On 27-12-1993.
Is X-INVEST still active?: Yes, X-INVEST is an active enterprise in the KBO register.
What is the turnover of X-INVEST?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is X-INVEST profitable?: In financial year 2025, X-INVEST made a profit of €560,551.
Where can I find the annual accounts of X-INVEST?: X-INVEST filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of X-INVEST due?: By 31-01-2027, for financial year 2026.Timeline