X Dynamics Group

Active

Private limited companyfounded 20215 yrs activePrinses Elisabethlaan 105, 8450 Bredene, BelgiumKBO/BCE: BE 0767.401.939

Summary

X Dynamics Group has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,920 and a net result of -€6,975. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 28% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

X Dynamics GroupActiveChecked score 78/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

€68,375total assets 2025

Equity: €21,920
Loss: -€6,975

Turnover not published (abridged schema)

Financial health

78 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.6%

Structure

Accounts filed 21 d late0 of 3 deeds read

Why 78- Liquidity: current ratio 1.05, cash €0, halved- Loss of €6,975 (FY 2025)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €68,375Show the evidence

Checked score

Score 2025

78 / 100

Excellent

Probability in this band: under 0.55%

Better than 21% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 57-31

equity 32.1% of total assets

Liquidity 41-5

short-term debt 24.2% · cash 0.0%

Profitability 28-61

return on assets -10.2%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)

Last 13 months 10-2025: 0.3%lowest value 11-2025: 0.5%▲ +76.1% vs 10-2025 12-2025: 0.6%▲ +23.5% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%● 0.0% vs 02-2026 04-2026: 0.6%▲ +0.5% vs 03-2026highest value 05-2026: 0.5%▼ -4.2% vs 04-2026 06-2026: 0.5%▼ -0.9% vs 05-2026 07-2026: 0.6%▲ +3.9% vs 06-2026 08-2026: 0.6%▼ -1.3% vs 07-2026 09-2026: 0.6%▲ +0.2% vs 08-2026 10-2026: 0.6%▲ +1.1% vs 09-2026

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 1.05, cash €0, halved raises the probability
Size: total assets €68,375 lowers the probability for this profile
Loss of €6,975 (FY 2025) raises the probability

Credit up to €1,500 at 30 days acceptable

Liquidity tight (current ratio 1.05 against 1.59 in 2024; short-term debt: 24.2% and cash: 0% of total assets), and 67.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 30%, liquidity 17%, profitability 16%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.05, cash €0, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €68,375

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €6,975 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

21 d late

2024

29 d late

2023

22 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 22 November (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

31-03-2026 close02-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-11-25 Annual accounts filedfiscal year 2025 · micro…
31-03-25 Weakest financial yearnet -€6,975
29-11-24 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 12% on net resultsector median €28,485 · 18,873 companies -€6,975 View
Total assets 20253 fiscal years filed €68,375 View
Active since 2021founded 22-04-2021 5 years View