X-Act Consulting

Active

Private limited companyfounded 20223 years activeClementinastraat 33, 2018 Antwerpen, BelgiumKBO/BCE: BE 0792.964.607

Summary

X-Act Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,037 and a net result of -€8,706. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 38,858 sector peers (NACE 70, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

X-Act ConsultingActiveChecked score 94/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

1 site

Size

€23,886total assets 2025

Equity: €23,037
Loss: -€8,706

Turnover not published (abridged schema)

Financial health

94 Excellent Checked score 2025

Bankruptcy probability, 12 months: < 0.1%

Structure

Accounts filed 24 days late0 of 1 deed read

Why 94- Loss of €8,706 (FY 2025)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 28.11, cash €21,458, halved+ Size: total assets €23,886Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 51% of its sector peers (NACE 70, micro)

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+2

equity 96.4% of total assets

Liquidity 100+11

short-term debt 3.6% · cash 89.8%

Profitability 0-100

return on assets -36.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,281 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 28.11 against 3.65 in 2024; short-term debt: 3.6% and cash: 89.8% of total assets), and 3.6% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 97% on liquidity, 4% on profitability and 19% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

KBO

Liquidity: current ratio 28.11, cash €21,458, halved

NBB · annual accounts

Size: total assets €23,886

The company's size counts in the probability; how much depends on the rest of its profile.

NBB · annual accounts

Loss of €8,706 (FY 2025)

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

24 days late

2024

31 days early

2023

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (3 of the last 3 filed years within 51 days of that day).

Companies Code · seven months

Position in the running window

07-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

Checked from 2021 on.

KBO publications · our coverage

24-08-2026 Annual accounts filedfiscal year 2025 · micro…
31-12-2025 Weakest financial yearnet -€8,706
31-12-2025 Liquidity times 8current ratio 28.11

Key points

Caution: Among the weakest 12% on net resultsector median €27,126 · 38,872 companies -€8,706 View
Total assets 20253 fiscal years filed €23,886 View
Active since 2022founded 27-10-2022 3 years View