WYMEX
ActiveWYMEX has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.58M and a net result of €-177k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 80% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-87
Solvency97▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 14.83 in 2024; short-term debt: 17.7% and cash: 0.3% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
-4.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d early
2023
on the day
2022
6 d early
2021
11 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.58M▼ 6.4%
2024 · €2.76M
2018: €2.05M
2019: €1.96M
2020: €2.01M
2021: €1.94M
2022: €1.78M
2023: €1.92M
2024: €2.76M
2018 → 2025
Total assets
€3.60M▲ 10.9%
2024 · €3.24M
2018: €2.35M
2019: €2.20M
2020: €2.15M
2021: €2.11M
2022: €2.01M
2023: €2.18M
2024: €3.24M
2018 → 2025
Net result
€-177k
2024 · €835k
2018: €-5k
2019: €-10k
2020: €43k
2021: €-2k
2022: €-46k
2023: €210k
2024: €835k
2018 → 2025
Working capital
€111k▼ 88.3%
2024 · €942k
2018: €-8k
2019: €-28k
2020: €98k
2021: €112k
2022: €22k
2023: €590k
2024: €942k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.94M-€1.78M▼ 8.5%€1.92M▲ 8.1%€2.76M▲ 43.4%€2.58M▼ 6.4%
Operating result€11k-€-48k€273k€1.08M▲ 294%€-226k
Net result€-2k-€-46k▼ 2,041%€210k€835k▲ 298%€-177k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €226k after €1.08M in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.60M
Fixed assets
€2.85M▲ 27.6%
Current assets
€747k▼ 26.1%
Equity and liabilities €3.60M
Equity
€2.58M▼ 6.4%
Provisions
€379k▼ 8.9%
Debt
€639k▲ 798%
The debt ratio rises from 2.2% to 17.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39▼
2024 · €1.21M
Cash flow
€49k▼
2024 · €963k
Solvency
71.7%▼
2024 · 85.0%
Current ratio
1.17▼
2024 · 14.83
Quick ratio
1.17▼
2024 · 14.83
Debt / equity
0.25▲
2024 · 0.03
ROE
-6.9%▼
2024 · 30.3%
ROA
-4.9%▼
2024 · 25.7%
Interest coverage
0.00▼
2024 · 472.53
Debt
€639k▲
2024 · €71k
Debt ≤ 1 year
€636k▲
2024 · €68k
Income taxes
€16▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.24M€3.60M▲
Fixed assets21/28€2.23M€2.85M▲
Tangible fixed assets22/27€2.14M€2.76M▲
Land and buildings22€2.13M€2.75M▲
Plant, machinery and equipment23€326€56▼
Furniture and vehicles24€7k€3k▼
Financial fixed assets28€93k€93k=
Current assets29/58€1.01M€747k▼
Amounts receivable after more than one year29-€715k
Other amounts receivable291-€715k
Amounts receivable within one year40/41€25k€17k▼
Trade receivables40€22k€15k▼
Other amounts receivable41€3k€2k▼
Current investments50/53€750k€0▼
Cash at bank and in hand54/58€233k€10k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€3.24M€3.60M▲
Equity10/15€2.76M€2.58M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2.69M€2.52M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€1.25M€1.14M▼
Distributable reserves133€1.44M€1.38M▼
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€415k€379k▼
Deferred taxes168€415k€379k▼
Amounts payable17/49€71k€639k▲
Amounts payable within one year42/48€68k€636k▲
Financial debts43-€419k
Credit institutions430/8-€419k
Trade debts44€26k€11k▼
Suppliers440/4€26k€11k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€36k€202k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€1.21M€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129k€226k▲
Other operating charges640/8€18k€11k▼
Gross operating margin9900€1.22M€11k▼
Operating profit (loss)9901€1.08M€-226k▼
Financial income75/76B€25k€24k▼
Recurring financial income75€25k€24k▼
Financial charges65/66B€3k€12k▲
Recurring financial charges65€3k€12k▲
Profit (loss) for the period before taxes9903€1.10M€-214k▼
Transfer from deferred taxes780€4k€37k▲
Transfer to deferred taxes680€264k€0▼
Income taxes67/77€5k€16▼
Profit (loss) for the period9904€835k€-177k▼
Transfer from tax-exempt reserves789€13k€110k▲
Transfer to tax-exempt reserves689€793k€0▼
Profit (loss) for the period to be appropriated9905€55k€-67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€-67k▼
Transfer from equity791/2€0€67k▲
Transfer to equity691/2€55k€0▼
To other reserves6921€55k€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-177k ▼121%
Net result drops to €-177k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €835k ▲298%
Operating result €1.08M, net result €835k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 14.83
Current ratio from 7.12 to 14.83; short-term debt falls from €96k to €68k.
31-12
Financial
Equity above €2MEq €2.76M ▲43.4%
2 profitable years in a row build equity to €2.76M.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €210k
Net result €210k after 2 loss-making years.
31-12
Financial
Liquidity times 6current ratio 7.12
Current ratio from 1.16 to 7.12; short-term debt falls from €140k to €96k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 3.63
Current ratio from 0.77 to 3.63; short-term debt falls from €123k to €37k.
31-12
Financial
Equity above €2MEq €2.01M ▲2.2%
Equity rises from €1.96M to €2.01M.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noorweegse Kaai 148000 BruggeGround area
2.7 ha
Building footprint
518 m²
Volume, LiDAR
1,223 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broekweg 4, 8310 Brugge
since 19952.059.793.119
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029C0316/00C000 | Flanders | 2.4 ha | 1 · 275 m² | 8.0 m · 2 fl. |
| 31807G0253/00N004 | Flanders | 2,304 m² | 1 · 243 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M REAL ESTATE
BE 0460.716.841
Overijse · Eq €2.58M
TERVURENLAAN REAL ESTATE
BE 0673.779.024
Oudergem · Eq €2.58M
Design & Build
BE 0860.631.213
De Haan · Eq €2.58M
SENIOR INN
BE 0503.775.735
Brussel · Eq €2.57M
Immocena
BE 0403.371.926
Grez-Doiceau · Eq €2.57M
Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 2,433 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-11-1992
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
74142
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.