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WYMA

Active
Private limited companyfounded 2003active for 23 yearsDe Leiteweg 23, 8020 Oostkamp, BelgiumKBO/BCE: BE 0479.734.284
Summary

WYMA has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €431,224 and a net result of €48,190. Equity has been stable since 2018 (±1% per year). Its solvency ranks better than 91% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-03-2003 Normal situation
Registered office
15 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Joinery installation NACE 43320
Establishment unit
2.126.591.475 8020 Oostkamp, since 09-04-2003
Financial year end
31 December
Peppol
Reachable since 14-07-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€112,823
▲ 22.2%
Turnover
≈ €450,000
estimated
Profit
€48,190
▲ 125%
Equity
€431,224
▲ 12.4%
Total assets
€499,743
▲ 12.2%
Filed on 28-05-2026, 64 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskEquity €431,224 (86.3% of total assets)Founded in 2003Figures for financial year 2025 (filed on 28-05-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 86.3% of total assets
Liquidity 62+4
short-term debt 8.8% · cash 9.9%
Profitability 81+6
return on assets 9.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.5 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.05 (5.26 in 2024), above the usual 1.5. Short-term debt is 8.8% and cash 9.9% of total assets. 13.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 61% on liquidity, 61% on profitability and 59% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €431,224 (86.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 28-05-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €431,224
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
64 days early
2024
24 days early
2023
28 days late
2022
25 days late
2021
16 days late
2020
23 days late
2019
89 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 95% of companies in specialised constructionsector median €57,811 · 34,914 companies €431,224 View
  • Positive: 8 profitable years in a rowprofit 2025: €48,190 8 years View

Recent changes

  1. · Gazette deed Changes of role: Marc WYBO (director) and Nele VANWYNSBERGHE (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as WYMA: joinery installation (NACE 43320). They are comparable in size and age: total assets between €417,000 and €515,000, founded between 2000 and 2006.

CompanyTotal assetsGross margin
WYMA Oostkamp€499,743€112,823
HET NIEUWE INTERIEUR Oostkamp€507,294€130,933
R. PYPE LECOINTRE Menen€515,248€121,483
FRANK SOUBRY Zwevegem€434,204€125,178
ATELIER DEPREZ Avelgem€416,941€110,020
TIVAN Houthulst€464,393€137,492
DM - DESIGN Waregem€507,858€111,628
Full comparison

Key facts about WYMA

What is the company number of WYMA?
The company number of WYMA is 0479.734.284. The VAT number is the same number with BE in front: BE 0479.734.284.
Where is WYMA based?
The registered office is at De Leiteweg 23, 8020 Oostkamp.Company details
What does WYMA do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of WYMA?
The legal form of WYMA is Private limited company (BV).
When was WYMA founded?
WYMA was founded on 10-03-2003.
Is WYMA still active?
Yes, WYMA is an active enterprise in the KBO register.
How many employees does WYMA have?
WYMA had an average of 0.2 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of WYMA?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €112,823 and 37 comparable companies (NACE 43320). It probably lies between €300,000 and €560,000.
Is WYMA profitable?
In financial year 2025, WYMA made a profit of €48,190.
Where can I find the annual accounts of WYMA?
WYMA filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WYMA due?
WYMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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