WYCKAERT - COMARIT
ActiveSummary
WYCKAERT - COMARIT has been active since 1928 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €558k and a net result of €117k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+27
Solvency34▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.04 in 2024; short-term debt: 90.8% and cash: 19% of total assets), and 91.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.9%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4539 sector peers (2025).
NBB · sector comparisonPosition among 4539 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
13 d late
2022
31 d late
2021
4 d late
2020
4 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€117k▲ 214%
2024 · €37k
2018: €-56k
2019: €-29k
2020: €27k
2021: €7k
2022: €-8k
2023: €15k
2024: €37k
2018 → 2025
Working capital
€431k▲ 62.7%
2024 · €265k
2018: €549k
2019: €390k
2020: €411k
2021: €318k
2022: €318k
2023: €217k
2024: €265k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€398k-€389k▼ 2.1%€404k▲ 3.7%€441k▲ 9.2%€558k▲ 26.6%
Operating result€-27k-€-118k▼ 334%€13k€-5k€177k
Net result€7k-€-8k€15k€37k▲ 157%€117k▲ 214%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €177k after a loss of €5k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.28M
Fixed assets
€145k ▼ 17.8%
Current assets
€6.14M ▼ 10.0%
Equity and liabilities €6.28M
Equity
€558k ▲ 26.6%
Debt
€5.72M ▼ 12.7%
Debt's share of the balance-sheet total falls from 93.7% to 91.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€242k▲
2024 · €52k
Cash flow
€182k▲
2024 · €94k
Current ratio
1.08▲
2024 · 1.04
Quick ratio
1.07▲
2024 · 1.04
Debt to equity
10.25▼
2024 · 14.86
ROE
21.0%▲
2024 · 8.5%
ROA
1.9%▲
2024 · 0.5%
Interest coverage
4.88▲
2024 · 1.91
Debt ≤ 1 year
€5.71M▼
2024 · €6.56M
Income taxes
€69k▲
2024 · €47k
Staff costs
€1.04M▼
2024 · €1.05M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.00M€6.28M▼
Fixed assets21/28€176k€145k▼
Intangible fixed assets21€19k€37k▲
Tangible fixed assets22/27€157k€108k▼
Plant, machinery and equipment23€26k€16k▼
Furniture and vehicles24€108k€69k▼
Other tangible fixed assets26€23k€23k=
Current assets29/58€6.82M€6.14M▼
Amounts receivable after more than one year29€148k€145k▼
Other amounts receivable291€148k€145k▼
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€5.39M€4.77M▼
Trade receivables40€3.18M€2.34M▼
Other amounts receivable41€2.21M€2.44M▲
Current investments50/53€16k€16k▲
Cash at bank and in hand54/58€1.25M€1.19M▼
Deferred charges and accrued income490/1€14k€4k▼
Equity and liabilities
Total equity and liabilities10/49€7.00M€6.28M▼
Equity10/15€441k€558k▲
Contributions10/11€174k€174k=
Capital10€174k€174k=
Issued capital100€174k€174k=
Reserves13€268k€385k▲
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Tax-exempt reserves132€38k€38k=
Distributable reserves133€213k€330k▲
Amounts payable17/49€6.56M€5.72M▼
Amounts payable within one year42/48€6.56M€5.71M▼
Current portion of amounts payable after more than one year42€324k€466k▲
Trade debts44€6.01M€5.12M▼
Suppliers440/4€449k€643k▲
Bills of exchange payable441€5.56M€4.47M▼
Taxes, remuneration and social security45€223k€124k▼
Taxes450/3€92k€23k▼
Remuneration and social security454/9€131k€102k▼
Accrued charges and deferred income492/3-€17k
Income statement
Code20242025
Remuneration, social security and pensions62€1.05M€1.04M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€65k▲
Other operating charges640/8€42k€33k▼
Gross operating margin9900€1.15M€1.32M▲
Operating profit (loss)9901€-5k€177k▲
Financial income75/76B€117k€59k▼
Recurring financial income75€117k€59k▼
Financial charges65/66B€27k€50k▲
Recurring financial charges65€27k€50k▲
Profit (loss) for the period before taxes9903€84k€186k▲
Income taxes67/77€47k€69k▲
Profit (loss) for the period9904€37k€117k▲
Profit (loss) for the period to be appropriated9905€37k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€117k▲
Transfer to equity691/2€37k€117k▲
To other reserves6921€37k€117k▲
Social balance
Average headcount (FTE)908712.912.6▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €117k ▲214%
Operating result €177k, net result €117k, both a record.
31-12
Financial
Equity above €500kEq €558k ▲26.6%
3 profitable years in a row build equity to €558k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1928
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Afrikalaan 2879000 GentGround area
4,096 m²
Building footprint
694 m²
Volume, LiDAR
4,100 m³
Parcel 44807G0695/00X004, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Afrikalaan 287, 9000 Gent
since 19282.003.266.863
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0695/00X004 | Flanders | 4,096 m² | 1 · 694 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,147 EUR awarded · 1,091 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 190 EUR | 92 EUR |
| 2024 | 1 | 356 EUR | 356 EUR |
| 2023 | 1 | 265 EUR | 307 EUR |
| 2022 | 1 | 336 EUR | 336 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
JURIMMO
BE 0436.734.382
Antwerpen · Eq €558,479
BUSIMMO
BE 0476.656.416
Antwerpen · Eq €558,591
Immo JACKY
BE 0412.013.240
Ukkel · Eq €558,906
@VANTAGE
BE 0882.524.608
Ranst · Eq €559,557
THIERRY HERPAIN EXPERTISES ET CONSULTANCES
BE 0463.616.646
Ukkel · Eq €559,563
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,456 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1928
Fiscal year end31-12
Abbreviation NL
WYCO
Activities, NACEBEL 2025
66220Insurance agents and brokers
68310Real estate agency activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.