Equity
€558,364 ▲ 26.6%
WYCKAERT - COMARIT has made a profit without a break since 2023.
WYCKAERT - COMARIT
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €1.3m (2025)
€1.3m▲ 15.1%
lowest -€55,666 (2018)
€117,177▲ 214%
peak €558,364 (2025)
€558,364▲ 26.6%
€5.7m▼ 12.7%
peak 12.9 FTE (2024)
12.6 FTE▼ 2.3%
Board8 names since 2014
4 directorsJ äto and 3 others
Documentsfilings and deeds
30-07-20261 day before the deadline
2025financial year
Gross margin from €1.1m to €1.3mResult from €37,329 to €117,177Equity from €441,188 to €558,364
Key points
from the 2025 annual accountsResult
€117,177 ▲ 214%
The result rose in 2025 from €37,329 to €117,177.
Turnover
≈ €1.6m estimated
The accounts state no turnover.
Debts
€5.7m 91% of the balance sheet
Suppliers 89%Taxes and wages 2%Other 8%
Of this, €5.7m falls due within a year.
Staff
13 employees on 31-12-2025
In 2025, 8 people joined and 9 left.
Filings
49 annual accounts since 1977
Three of the last ten came late. The 2022 accounts came latest: 31 days after the end of the period.
Checked score
90
Excellent
Financially stronger than 47% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.2%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Equity €558,364 (8.9% of total assets)
lowers risk
Liquidity: current ratio 1.08, cash €1.2m
Size: 12.6 FTE, total assets €6.3m
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 27% of them on solvency, 18% on liquidity, 60% on profitability and 84% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,217 companies had the same profile as WYCKAERT - COMARIT has now. Each dot stands for 4 companies, two years later.
95.9%
were still trading
2.5%
stopped another way
1.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WYCKAERT - COMARIT itself is lower: 0.2% within 12 months. It rests on far more data about WYCKAERT - COMARIT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,217 companies, not a prediction for WYCKAERT - COMARIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.04 in 2024), below the usual 1.5. Short-term debt is 90.8% and cash 19% of total assets. 91.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 5810 sector peers (2025).
NBB · sector comparisonPosition among 5810 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
13 days late
2022
31 days late
2021
4 days late
2020
4 days early
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0400076795
Amendment of the articles · Resignations & appointments
“Het beheer, de oprichting, de aanwerving en alle handelingen betreffende verzekerings en…” (deed in Dutch) · General meeting of 23-09-2024 · Gazette deed
3 directors resigning, 2 reappointments
Resignations: Jacques Wyckaert, Katharina Wyckaert and Mawyc III · Permanent representatives: Jacques Wyckaert and Katharina Wyckaert · Reappointments: J äto and M.K.J.Consult · General meeting of 20-07-2022 · Gazette deed
1 director appointed, 1 resignation, 1 reappointment
Resignation: Machtelynck en Zoon · Reappointment: DH/ INVEST & SERVICES · Permanent representatives: Bruno Dewaele and Tom Vanden Borre · General meeting of 08-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WYCKAERT - COMARIT Ghent | €6.3m | €1.3m | 8.9% | 12.6 |
| VERAC Zaventem | €13.6m | €1.2m | 75.5% | 6.8 |
| IMMO VAN HOYE Stekene | €3.3m | €1.1m | 84.2% | 7 |
| Société de Logements Publics de la Haute Ardenne Bastogne | €25.0m | €1.8m | 30.6% | 11.5 |
| CABINET D'EXPERTISE ET DE GESTION IMMOBILIERE Uccle | €3.3m | €1.8m | 36.5% | 15.4 |
| EURO IMMO Nieuwpoort | €2.5m | €1.3m | 52.3% | 10.3 |
| IMMO EECKE Nieuwpoort | €5.4m | €2.0m | 15.6% | 17.4 |
These companies have the same main activity as WYCKAERT - COMARIT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €2.5m and €25m, founded between 1938 and 1988.
Official details
Source: KBO- Status
- Active since 01-01-1928Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment unit
- 2.003.266.8639000 Ghent, since 01-08-1928
- Financial year end
- 31 December
- Peppol
- Reachable since 02-02-2026
Annual accounts 2025
- €6.3m▼ 10.2%
- Employeeson 31-12-2025
- 13▼ 7.1%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on WYCKAERT - COMARIT
WYCKAERT - COMARIT has existed since 1928. The gross margin grew from €618,464 in 2006 to €1.3m in 2025.
The gross margin has grown every year since 2022.
In December 2022, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WYCKAERT - COMARIT
- What is the company number of WYCKAERT - COMARIT?
- The company number of WYCKAERT - COMARIT is 0400.076.795. The VAT number is the same number with BE in front: BE 0400.076.795.
- Where is WYCKAERT - COMARIT based?
- The registered office is at Afrikalaan 287, 9000 Ghent.Company details
- What does WYCKAERT - COMARIT do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of WYCKAERT - COMARIT?
- WYCKAERT - COMARIT is a public limited company (NV).
- When was WYCKAERT - COMARIT founded?
- WYCKAERT - COMARIT was founded on 01-01-1928.
- Is WYCKAERT - COMARIT still active?
- Yes, WYCKAERT - COMARIT is an active enterprise in the KBO register.
- How many employees does WYCKAERT - COMARIT have?
- WYCKAERT - COMARIT had an average of 12.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does WYCKAERT - COMARIT fall under?
- In its 2025 annual accounts, WYCKAERT - COMARIT states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of WYCKAERT - COMARIT?
- The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €1.3m and 148 comparable companies (NACE 68). It probably lies between €1.3m and €2.1m.
- Is WYCKAERT - COMARIT profitable?
- In financial year 2025, WYCKAERT - COMARIT made a profit of €117,177.
- Where can I find the annual accounts of WYCKAERT - COMARIT?
- WYCKAERT - COMARIT filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WYCKAERT - COMARIT due?
- WYCKAERT - COMARIT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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