WVL CONSULTING
ActiveWVL CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €83k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 84% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 5.36 in 2024; short-term debt: 13.5% and cash: 42.2% of total assets), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.5%
Return on assets
35.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
98 d early
2024
22 d early
2023
9 d early
2022
25 d early
2021
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€202k▼ 3.5%
2024 · €210k
2021: €117k
2022: €229k
2023: €238k
2024: €210k
2021 → 2025
Total assets
€234k▲ 0.3%
2024 · €233k
2021: €216k
2022: €346k
2023: €295k
2024: €233k
2021 → 2025
Net result
€83k▼ 11.4%
2024 · €93k
2021: €117k
2022: €114k
2023: €9k
2024: €93k
2021 → 2025
Working capital
€105k▲ 2.8%
2024 · €102k
2021: €24k
2022: €122k
2023: €130k
2024: €102k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€229k▲ 96.5%€238k▲ 4.0%€210k▼ 11.9%€202k▼ 3.5%
Operating result€174k-€133k▼ 23.4%€10k▼ 92.5%€117k▲ 1,081%€101k▼ 14.1%
Net result€117k-€114k▼ 2.6%€9k▼ 92.1%€93k▲ 930%€83k▼ 11.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234k
Fixed assets
€98k▼ 9.6%
Current assets
€136k▲ 8.8%
Equity and liabilities €234k
Equity
€202k▼ 3.5%
Debt
€32k▲ 34.8%
The debt ratio rises from 10.0% to 13.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104k▼
2024 · €128k
Cash flow
€86k▼
2024 · €103k
Solvency
86.5%▼
2024 · 90.0%
Current ratio
4.33▼
2024 · 5.36
Quick ratio
4.33▼
2024 · 5.36
Debt / equity
0.16▲
2024 · 0.11
ROE
40.8%▼
2024 · 44.4%
ROA
35.3%▼
2024 · 40.0%
Interest coverage
66.74▼
2024 · 939.49
Debt
€32k▲
2024 · €23k
Debt ≤ 1 year
€32k▲
2024 · €23k
Income taxes
€25k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€233k€234k▲
Fixed assets21/28€108k€98k▼
Tangible fixed assets22/27€17k€7k▼
Furniture and vehicles24€13k€3k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€91k€91k=
Current assets29/58€125k€136k▲
Amounts receivable after more than one year29€15k-
Other amounts receivable291€15k-
Amounts receivable within one year40/41€42k€36k▼
Trade receivables40€38k€35k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€63k€99k▲
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€233k€234k▲
Equity10/15€210k€202k▼
Contributions10/11€1k€1k=
Reserves13€209k€201k▼
Distributable reserves133€209k€201k▼
Amounts payable17/49€23k€32k▲
Amounts payable within one year42/48€23k€32k▲
Trade debts44€16k€5k▼
Suppliers440/4€16k€5k▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€5k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€445€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Other operating charges640/8€761€848▲
Gross operating margin9900€128k€105k▼
Operating profit (loss)9901€117k€101k▼
Financial income75/76B€2k€8k▲
Recurring financial income75€2k€1k▼
Non-recurring financial income76B-€7k
Financial charges65/66B€136€2k▲
Recurring financial charges65€136€2k▲
Profit (loss) for the period before taxes9903€119k€108k▼
Income taxes67/77€26k€25k▼
Profit (loss) for the period9904€93k€83k▼
Profit (loss) for the period to be appropriated9905€93k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€83k▼
Transfer from equity791/2€122k€90k▼
Transfer to equity691/2€93k€83k▼
To other reserves6921€93k€83k▼
Profit to be distributed694/7€122k€90k▼
Return on contributions (dividend)694€122k€90k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €9k ▼92.1%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €229k ▲96.5%
2 profitable years in a row build equity to €229k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikantstraat (C) 1632920 KalmthoutGround area
1,269 m²
Building footprint
155 m²
Volume, LiDAR
904 m³
Parcel 11662E0339/00D002, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WVL CONSULTING
since 20202.304.131.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0339/00D002 | Flanders | 1,269 m² | 1 · 155 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VIRTUAL RESONANCE
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62100Computer programming
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.