Financials
- Financial year
- 2025
- Total assets
- €4.2m
- Loss
- -€284,033
- Solvency
- 5.1%
WV Fruithof
ActiveSummary
The computed 12-month bankruptcy probability of WV Fruithof is 3.6% (moderate). The 2025 annual accounts show equity of €215,967 and a net result of -€284,033. Its solvency ranks better than 17% of 12,578 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€4.2mtotal assets 2025
- Staff
- 42 FTE
- Equity
- €215,967
- Loss
- -€284,033
Turnover not published (abbreviated format)
Structure
- Parent
- VLH Holding · 100%
Accounts filed 31 days late
Why 47raises riskLiquidity: current ratio 0.34, cash €136,163Size: 42 FTE, total assets €4.2mEquity €215,967 (5.1% of total assets)Founded in 2024Show the evidence
Checked score
Score 2025
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 47, small)
Financial strength
Weak
Solvency
30
equity 5.1% of total assets
Liquidity
4
short-term debt 92.5% · cash 3.2%
Profitability
48
return on assets -6.7%
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%lowest value
09-2025: 1.9%▲ +0.1 percentage points vs 08-2025
10-2025: 2.2%▲ +0.3 percentage points vs 09-2025
11-2025: 2.3%▲ +0.1 percentage points vs 10-2025
12-2025: 2.6%▲ +0.3 percentage points vs 11-2025
01-2026: 2.6%● unchanged vs 12-2025
02-2026: 2.9%▲ +0.3 percentage points vs 01-2026
03-2026: 2.9%● unchanged vs 02-2026
04-2026: 2.8%▼ -0.1 percentage points vs 03-2026
05-2026: 2.8%● unchanged vs 04-2026
06-2026: 3.2%▲ +0.4 percentage points vs 05-2026
07-2026: 3.2%● unchanged vs 06-2026
08-2026: 3.2%● unchanged vs 07-2026
09-2026: 3.6%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 3.6%● unchanged vs 09-2026highest value
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.34, below 1; short-term debt: 92.5% and cash: 3.2% of total assets), and 94.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 16% on solvency, 4% on liquidity and 31% on profitability.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 12578 sector peers (2025).
NBB · sector comparisonPosition among 12578 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: VLH Holding (statutory director)…
Key points
By topic
Board & ownership
- Parent
- VLH Holding · 100%
Network & group
- Connected companies
- 6
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 02-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 11
- Purpose
- “Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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