WUI'HOME
ActiveSummary
WUI'HOME has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €5k. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-4
Solvency45▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.56 in 2023; short-term debt: 24.1% and cash: 1.5% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.7%
Return on assets
2.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
14 d late
2023
19 d late
2022
101 d late
2021
157 d late
2020
90 d late
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€49k▲ 12.5%
2023 · €43k
2019: €8k
2020: €3k
2021: €16k
2022: €40k
2023: €43k
2019 → 2024
Total assets
€248k▲ 29.5%
2023 · €191k
2019: €41k
2020: €245k
2021: €227k
2022: €203k
2023: €191k
2019 → 2024
Net result
€5k▼ 26.0%
2023 · €7k
2019: €8k
2020: €-19k
2021: €13k
2022: €24k
2023: €7k
2019 → 2024
Working capital
€-18k▲ 48.8%
2023 · €-35k
2019: €-690
2020: €-86k
2021: €-97k
2022: €26k
2023: €-35k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3k-€16k▲ 450%€40k▲ 153%€43k▲ 9.0%€49k▲ 12.5%
Operating result€-18k-€15k€19k▲ 27.2%€12k▼ 35.6%€13k▲ 7.8%
Net result€-19k-€13k€24k▲ 87.6%€7k▼ 69.6%€5k▼ 26.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 8% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €248k
Fixed assets
€206k ▲ 40.1%
Current assets
€42k ▼ 5.4%
Equity and liabilities €248k
Equity
€49k ▲ 12.5%
Debt
€199k ▲ 34.5%
Debt's share of the balance-sheet total rises from 77.3% to 80.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2023 · €19k
Cash flow
€14k▲
2023 · €14k
Current ratio
0.70▲
2023 · 0.56
Debt to equity
4.06▲
2023 · 3.40
ROE
11.1%▼
2023 · 16.9%
ROA
2.2%▼
2023 · 3.8%
Interest coverage
5.76▼
2023 · 7.87
Debt ≤ 1 year
€60k▼
2023 · €79k
Debt > 1 year
€139k▲
2023 · €69k
Income taxes
€4k▲
2023 · €3k
Staff costs
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€191k€248k▲
Fixed assets21/28€147k€206k▲
Tangible fixed assets22/27€146k€204k▲
Land and buildings22€81k€187k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€53k€13k▼
Other tangible fixed assets26€8k-
Financial fixed assets28€700€2k▲
Current assets29/58€44k€42k▼
Amounts receivable within one year40/41€3k€13k▲
Trade receivables40€3k€8k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€41k€4k▼
Deferred charges and accrued income490/1-€26k
Equity and liabilities
Total equity and liabilities10/49€191k€248k▲
Equity10/15€43k€49k▲
Contributions10/11€500€500=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€42k€47k▲
Amounts payable17/49€148k€199k▲
Amounts payable after more than one year17€69k€139k▲
Financial debts170/4€69k€139k▲
Amounts payable within one year42/48€79k€60k▼
Current portion of amounts payable after more than one year42€22k€6k▼
Trade debts44€98€15k▲
Suppliers440/4€98€15k▲
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€11k€2k▼
Taxes450/3€11k€2k▼
Other amounts payable47/48€41k€37k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€285€2k▲
Non-recurring operating charges66A€179€3k▲
Gross operating margin9900€21k€30k▲
Operating profit (loss)9901€12k€13k▲
Financial income75/76B-€278
Recurring financial income75-€278
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€10k€10k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€47k▲
Profit (loss) brought forward from the previous period14P€35k€42k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 101 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 157 days late
2022
31-12
Financial
Highest result since 2019net €24k ▲87.6%
Operating result €19k, net result €24k, both a record.
31-12
Financial
Liquidity times 14current ratio 1.36
Current ratio from 0.09 to 1.36; short-term debt falls from €107k to €74k.
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-19k ▼345%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bomerée 116032 CharleroiGround area
419 m²
Building footprint
84 m²
Volume, LiDAR
671 m³
Parcel 52352B0016/00F003, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WUI'HOME
since 20192.289.293.733
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52352B0016/00F003 | Wallonia | 419 m² | 1 · 84 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WallSmart
BE 0656.856.185
Ukkel · Eq €48,906
Brustra
BE 0799.207.447
Dentergem · Eq €48,837
UBT-Projets
BE 0787.205.478
Chaudfontaine · Eq €48,829
I-INVEST
BE 0650.750.729
Bilzen-Hoeselt · Eq €48,785
SEDEX
BE 0749.841.969
Ramillies · Eq €49,050
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,257 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68310Real estate agency activities
46180Agents specialised in the wholesale of other particular products
68322Real estate appraisal on a fee or contract basis
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.