WTM-TECH
ActiveThe computed 12-month bankruptcy probability of WTM-TECH is 2.2% (moderate). The 2025 annual accounts show equity of €7k and a net result of €6k. Its solvency ranks better than 26% of 1290 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency39▲+23
Growth78
Stability82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.01 in 2024), and 76.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
17 d late
2024
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 376%
2024 · €2k
2024: €2k
2024 → 2025
Total assets
€32k▲ 43.1%
2024 · €22k
2024: €22k
2024 → 2025
Net result
€6k▲ 331%
2024 · €1k
2024: €1k
2024 → 2025
Working capital
€5k▲ 2,687%
2024 · €184
2024: €184
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€2k-€7k▲ 376%
Operating result€3k-€10k▲ 285%
Net result€1k-€6k▲ 331%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 285% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€3k▲ 132%
Current assets
€29k▲ 43.2%
Equity and liabilities €32k
Equity
€7k▲ 376%
Debt
€24k▲ 17.9%
The debt ratio falls from 93.0% to 76.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€11k▲
2024 · €4k
Cash flow
€7k▲
2024 · €3k
Solvency
23.4%▲
2024 · 7.0%
Current ratio
1.21▲
2024 · 1.01
Quick ratio
1.21▲
2024 · 1.01
Debt / equity
3.28▼
2024 · 13.23
ROE
79.0%▼
2024 · 87.2%
ROA
18.5%▲
2024 · 6.1%
Interest coverage
6.60▲
2024 · 6.38
Debt
€24k▲
2024 · €21k
Debt ≤ 1 year
€24k▲
2024 · €20k
Income taxes
€2k▲
2024 · €541
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€32k▲
Formation expenses20€727€0▼
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€1k€901▼
Furniture and vehicles24-€2k
Current assets29/58€20k€29k▲
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40€6k€18k▲
Other amounts receivable41€53€0▼
Cash at bank and in hand54/58€13k€10k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€22k€32k▲
Equity10/15€2k€7k▲
Contributions10/11€200€200=
Reserves13€1k€7k▲
Distributable reserves133€1k€7k▲
Amounts payable17/49€21k€24k▲
Amounts payable within one year42/48€20k€24k▲
Trade debts44€8k€8k▲
Suppliers440/4€8k€8k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€9k€9k▲
Accrued charges and deferred income492/3€500€375▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€76€405▲
Gross operating margin9900€4k€11k▲
Operating profit (loss)9901€3k€10k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€638€2k▲
Recurring financial charges65€638€2k▲
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€541€2k▲
Profit (loss) for the period9904€1k€6k▲
Profit (loss) for the period to be appropriated9905€1k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€6k▲
Transfer to equity691/2€1k€6k▲
To other reserves6921€1k€6k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dalakkerstraat 488780 OostrozebekeGround area
568 m²
Building footprint
185 m²
Volume, LiDAR
805 m³
Parcel 37010E0375/00G000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WTM-TECH
since 20242.360.681.971
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0375/00G000 | Flanders | 568 m² | 1 · 185 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 205 EUR awarded · 205 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 86 EUR | 86 EUR |
| 2024 | 1 | 119 EUR | 119 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,705 companies in sector 33120 we hold annual accounts for 1,334. 513 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2024
Fiscal year end31-12
Activities, NACEBEL
33120Repair and maintenance of machinery
33200Installation of industrial machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.