WTI
ActiveSummary
WTI has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €483,948 and a net result of €5,661. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+9
Solvency72▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.1 in 2024; short-term debt: 33.3% and cash: 1.5% of total assets), and 52.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
28 d early
2023
35 d early
2022
40 d early
2021
47 d early
2020
37 d early
2019
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€483,948▲ 1.2%
2024 · €478,286
Total assets
€1.0m▲ 10.1%
2024 · €928,237
Net result
€5,661▼ 17.2%
2024 · €6,841
Working capital
-€220,704▼ 14.1%
2024 · -€193,399
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€99,794▲ 76.1%€86,974▼ 12.8%€289,163▲ 232%€13,002▼ 95.5%€18,959▲ 45.8%
Net result€57,317above the sector's middle half▲ 57.7%€59,694above the sector's middle half▲ 4.1%€207,754above the sector's middle half▲ 248%€6,841within the sector's middle half▼ 96.7%€5,661within the sector's middle half▼ 17.2%
Equity€217,998above the sector's middle half▲ 35.0%€263,692above the sector's middle half▲ 21.0%€471,446above the sector's middle half▲ 78.8%€478,286above the sector's middle half▲ 1.5%€483,948above the sector's middle half▲ 1.2%
Total assets€1.2mabove the sector's middle half▲ 198%€1.2mabove the sector's middle half=€965,712above the sector's middle half▼ 22.1%€928,237above the sector's middle half▼ 3.9%€1.0mabove the sector's middle half▲ 10.1%
Debt€1.0m▲ 301%€976,118▼ 4.5%€442,677▼ 54.6%€398,362▼ 10.0%€486,802▲ 22.2%
Working capital-€496,111below the sector's middle half▼ 1,443%-€482,371below the sector's middle half▲ 2.8%-€162,518below the sector's middle half▲ 66.3%-€193,399below the sector's middle half▼ 19.0%-€220,704below the sector's middle half▼ 14.1%
Solvency17.6%within the sector's middle half▼ 21.2pp21.3%within the sector's middle half▲ 3.7pp48.8%within the sector's middle half▲ 27.5pp51.5%within the sector's middle half▲ 2.7pp47.3%within the sector's middle half▼ 4.2pp
Current ratio0.09below the sector's middle half▼ 0.400.14below the sector's middle half▲ 0.040.26below the sector's middle half▲ 0.130.10below the sector's middle half▼ 0.160.35below the sector's middle half▲ 0.25
Return on assets (ROA)4.6%within the sector's middle half▼ 4.1pp4.8%within the sector's middle half▲ 0.2pp21.5%above the sector's middle half▲ 16.7pp0.7%within the sector's middle half▼ 20.8pp0.6%within the sector's middle half▼ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€902,702 ▼ 0.4%
Current assets
€119,636 ▲ 449%
Equity and liabilities €1.0m
Equity
€483,948 ▲ 1.2%
Provisions
€51,589 =
Debt
€486,802 ▲ 22.2%
Debt's share of the balance-sheet total rises from 42.9% to 47.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22,716▲
2024 · €16,981
Cash flow
€9,418▼
2024 · €10,820
Debt to equity
1.01▲
2024 · 0.83
ROE
1.2%▼
2024 · 1.4%
Interest coverage
7.37▲
2024 · 4.82
Debt ≤ 1 year
€340,340▲
2024 · €215,176
Debt > 1 year
€145,637▼
2024 · €180,283
Income taxes
€2,366▼
2024 · €2,640
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,560 | - | €258,118 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,251 | €17,182 | €3,881 | €3,979 | €3,757 | ▼ 5.6% |
| Other operating charges640/8 | €3,266 | €3,389 | €4,646 | €1,185 | €1,160 | ▼ 2.0% |
| Gross operating margin9900 | €120,311 | €107,545 | €297,689 | €18,166 | €23,876 | ▲ 31.4% |
| Operating profit (loss)9901 | €99,794 | €86,974 | €289,163 | €13,002 | €18,959 | ▲ 45.8% |
| Financial income75/76B | €453 | €8,145 | €0 | €0 | - | - |
| Recurring financial income75 | €453 | €4 | €0 | €0 | - | - |
| Non-recurring financial income76B | - | €8,140 | - | - | - | - |
| Financial charges65/66B | €14,431 | €17,836 | €26,875 | €3,521 | €10,931 | ▲ 210% |
| Recurring financial charges65 | €14,431 | €17,715 | €23,986 | €3,521 | €3,082 | ▼ 12.5% |
| Non-recurring financial charges66B | - | €121 | €2,889 | - | €7,849 | - |
| Profit (loss) for the period before taxes9903 | €85,816 | €77,283 | €262,288 | €9,481 | €8,027 | ▼ 15.3% |
| Transfer to deferred taxes680 | - | - | €51,589 | - | - | - |
| Income taxes67/77 | €28,498 | €17,590 | €2,945 | €2,640 | €2,366 | ▼ 10.4% |
| Profit (loss) for the period9904 | €57,317 | €59,694 | €207,754 | €6,841 | €5,661 | ▼ 17.2% |
| Transfer to tax-exempt reserves689 | - | - | €206,356 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €57,317 | €59,694 | €1,397 | €6,841 | €5,661 | ▼ 17.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.2m | €965,712 | €928,237 | €1.0m | ▲ 10.1% |
| Fixed assets21/28 | €1.2m | €1.2m | €908,034 | €906,460 | €902,702 | ▼ 0.4% |
| Tangible fixed assets22/27 | €366,476 | €349,294 | €12,953 | €11,379 | €7,622 | ▼ 33.0% |
| Land and buildings22 | €353,618 | €342,054 | - | - | - | - |
| Plant, machinery and equipment23 | €12,023 | €6,792 | €1,562 | €2,503 | €1,778 | ▼ 29.0% |
| Furniture and vehicles24 | €835 | €447 | €11,391 | €8,876 | €5,844 | ▼ 34.2% |
| Financial fixed assets28 | €823,167 | €814,668 | €895,081 | €895,081 | €895,081 | = |
| Current assets29/58 | €50,371 | €75,848 | €57,678 | €21,777 | €119,636 | ▲ 449% |
| Amounts receivable within one year40/41 | €27,667 | €56,860 | €18,585 | €6 | €99,086 | ▲ 1,679,320% |
| Trade receivables40 | €25,147 | €54,450 | €15,760 | - | €21,000 | - |
| Other amounts receivable41 | €2,520 | €2,410 | €2,825 | €6 | €78,086 | ▲ 1,323,387% |
| Cash at bank and in hand54/58 | €21,917 | €3,785 | €38,153 | €16,965 | €15,826 | ▼ 6.7% |
| Deferred charges and accrued income490/1 | €787 | €15,202 | €939 | €4,807 | €4,724 | ▼ 1.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.2m | €965,712 | €928,237 | €1.0m | ▲ 10.1% |
| Equity10/15 | €217,998 | €263,692 | €471,446 | €478,286 | €483,948 | ▲ 1.2% |
| Contributions10/11 | €74,368 | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Reserves13 | €156,116 | €201,810 | €408,166 | €408,166 | €409,579 | ▲ 0.3% |
| Non-distributable reserves130/1 | €7,437 | €7,437 | - | - | - | - |
| Reserves not available under the articles1311 | €7,437 | €7,437 | - | - | - | - |
| Tax-exempt reserves132 | - | - | €206,356 | €206,356 | €206,356 | = |
| Distributable reserves133 | €148,679 | €194,373 | €201,810 | €201,810 | €203,223 | ▲ 0.7% |
| Profit (loss) carried forward14 | -€12,486 | -€12,486 | -€11,089 | -€4,248 | - | - |
| Provisions and deferred taxes16 | - | - | €51,589 | €51,589 | €51,589 | = |
| Deferred taxes168 | - | - | €51,589 | €51,589 | €51,589 | = |
| Amounts payable17/49 | €1.0m | €976,118 | €442,677 | €398,362 | €486,802 | ▲ 22.2% |
| Amounts payable after more than one year17 | €466,109 | €409,235 | €216,142 | €180,283 | €145,637 | ▼ 19.2% |
| Financial debts170/4 | €466,109 | €409,235 | €216,142 | €180,283 | €145,637 | ▼ 19.2% |
| Amounts payable within one year42/48 | €546,482 | €558,219 | €220,196 | €215,176 | €340,340 | ▲ 58.2% |
| Current portion of amounts payable after more than one year42 | €56,091 | €56,875 | €37,684 | €35,859 | €34,646 | ▼ 3.4% |
| Financial debts43 | €350,000 | €250,000 | - | - | - | - |
| Credit institutions430/8 | €350,000 | €250,000 | - | - | - | - |
| Trade debts44 | €1,388 | €2,601 | €5,344 | €1,817 | €3,668 | ▲ 102% |
| Suppliers440/4 | €1,388 | €2,601 | €5,344 | €1,817 | €3,668 | ▲ 102% |
| Taxes, remuneration and social security45 | €14,585 | €10,659 | €6,486 | €6,599 | €14,566 | ▲ 121% |
| Taxes450/3 | €12,935 | €9,009 | €4,536 | €4,649 | €8,695 | ▲ 87.0% |
| Remuneration and social security454/9 | €1,650 | €1,650 | €1,950 | €1,950 | €5,872 | ▲ 201% |
| Other amounts payable47/48 | €124,418 | €238,085 | €170,682 | €170,900 | €287,460 | ▲ 68.2% |
| Accrued charges and deferred income492/3 | €9,424 | €8,664 | €6,339 | €2,903 | €824 | ▼ 71.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57,317 | €59,694 | €207,754 | €6,841 | €5,661 | ▼ 17.2% |
| + Depreciation and write-downs630 | €17,251 | €17,182 | €3,881 | €3,979 | €3,757 | ▼ 5.6% |
| Operating cash flow (approximation) | €74,568 | €76,876 | €211,634 | €10,820 | €9,418 | ▼ 13.0% |
| Investment in fixed assets (approximation) | - | €8,498 | €252,047 | -€2,405 | €0 | ▲ 100% |
| Change in cash | - | -€18,132 | €34,368 | -€21,188 | -€1,138 | ▲ 94.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Capital & shares · RestructuringMerger · Shareholding · Declaration9 facts ▸
State Gazette act
Capital & shares · Restructuring
Merger · Shareholding · Declaration9 facts ▸
- Merger, fusie door overneming, onder de voorwaarden zoals vastgelegd in dit voorstel
- Shareholding
- Other statement, onroerend goed in eigendom te houden
- Other statement, geen fiscaal overdraagbare verliezen
- Other statement, OVAM heeft ingestemd met de versnelde overdrachtsprocedure
- Other statement, fusie motivatie, Het samenbrengen in één vermogen
- Other statement, fusie motivatie, Het verminderen van de complexiteit
- Declaration, geen bijzondere rechten, De enige aandeelhouder van de overgenomen vennootschap bezit geen bijzondere rechten. Er zijn geen houders van andere effecten dan aand…
- Declaration, geen bijzonder voordeel, Er zal geen enkel bijzonder voordeel worden toegekend aan de leden van de bestuursorganen van de overgenomen vennootschap of de overnem…
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €207,754 ▲248%
Operating result €289,163, net result €207,754, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200,000Eq €217,998 ▲35%
3 profitable years in a row build equity to €217,998.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €161,481 ▲28.2%
2 profitable years in a row build equity to €161,481.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €13,139
Net result €13,139 after one loss-making year.
Show earlier events
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 1988
Ground area
919 m²
Building footprint
214 m²
Parcel 72453F0786/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
WTI
since 19882.032.631.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72453F0786/00K000 | Flanders | 919 m² | 1 · 214 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Het verpakken, het importeren en exporteren van alle producten in verband met hoger vermelde activiteiten; Het optreden als tussenpersoon voor alle producten van de Nationale…
Full purpose (22 activities)
- Het verpakken, het importeren en exporteren van alle producten in verband met hoger vermelde activiteiten
- Het optreden als tussenpersoon voor alle producten van de Nationale Loterij en andere in België toegelaten gokspelen en loterijen
- De uitbating van een kopieercenter
- Elke serviceverlening voor foto-ontwikkeling
- Het voor eigen rekening aanleggen, het oordeelkundig uitbouwen en beheren van een roerend en onroerend vermogen
- Het beheer van en de handel in onroerende goederen voor eigen rekening. Zo kan de vennootschap onroerende goederen bouwen, renoveren, kopen en verkopen, huren en verhuren en alle mogelijke onroerende handelingen verrichten die daarmee verband houden
- De vennootschap kan als waarborg voor eigen verbintenissen en voor verbintenissen van derden borg staan, onder meer door haar goederen in hypotheek of pand te geven, inclusief de eigen handelszaak
- Handel in eigen onroerend goed: flatgebouwen en woningen, niet voor bewoning bestemde gebouwen, gronden
- De renovatie van eigen onroerend goed
- De verkoop van eigen handelszaken en van zelf verworven sleutelgeld
- De verhuur van al dan niet gemeubelde appartementen, huizen en kantoren
- De verhuur van appartementen in hotels
- De exploitatie van onroerend goed in de vorm van timesharing
- De uitoefening voor rekening van derden van de activiteit van vastgoedmakelaar, zijnde de activiteiten van bemiddelaar met het oog op de verkoop, aankoop, ruil, verhuring of afstand van onroerende goederen, onroerende rechten of handelsfondsen, alsmede de activiteiten van beheerder van goederen die instaat ofwel voor het beheer van onroerende goederen of rechten ofwel voor het syndicusschap van onroerende goederen in mede-eigendom
- De vennootschap zal bij de uitoefening van haar activiteit de wet en de beginselen van waardigheid en discretie, inherent aan de uitoefening van het beroep van vastgoedmakelaar, zoals vastgelegd door de bevoegde instanties, eerbiedigen
- Het uitoefenen van managements- consulting- en beheersactiviteiten, waaronder begrepen het uitoefenen van managementfuncties in diverse ondernemingen, het sluiten van consulting overeenkomsten en het uitoefenen van consulting functies op onafhankelijke wijze
- Het verlenen van diensten - zowel consultancy als implementatie - aan derden op het vlak van bedrijfsbeleid, sales en marketing
- De vennootschap mag haar voorwerp verwezenlijken op alle wijzen die haar het meest geschikt voorkomen, zowel in binnen- als buitenland
- Zij mag alle beheers-, commerciële, productieve, financiële, industriële, roerende en onroerende verrichtingen doen, die zich erbij rechtstreeks of onrechtstreeks aansluiten of die van aard zouden zijn om de verwezenlijking ervan te vergemakkelijken, te bevorderen of te beveiligen, dit zowel in België als in het buitenland
- Zij mag alle zaken verrichten die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp
- De vennootschap kan ook de functie van bestuurder of vereffenaar van een andere vennootschap uitoefenen
- De vennootschap mag, zowel in België als in het buitenland, op weike wijze ook betrokken zijn in zaken, ondernemingen of vennootschappen, die hetzelfde, een soortgelijk of een samenhangend voorwerp hebben, of die de ontwikkeling van haar onderneming kunnen bevorderen
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
- GT BandenshopsubsidiaryEquity €221,162Result €88,261100%
According to the 2025 annual accounts of WTI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTook over:GT Bandenshop
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Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-1987
Fiscal year end31-12
Activities, NACEBEL 2025
46720Wholesale of motor vehicle parts and accessories
47820Retail sale of motor vehicle parts and accessories
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0432393732
Also
9925:BE0432393732
Registered
28-08-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.