Wtec
ActiveWtec has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €22k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.76 against 3.28 in 2024), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
21.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
61 d late
2022
28 d late
2021
30 d late
2020
46 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 36.0%
2024 · €59k
2018: €81k
2019: €37k
2020: €46k
2021: €46k
2022: €56k
2023: €60k
2024: €59k
2018 → 2025
Total assets
€102k▲ 20.0%
2024 · €85k
2018: €114k
2019: €136k
2020: €63k
2021: €84k
2022: €117k
2023: €76k
2024: €85k
2018 → 2025
Net result
€22k
2024 · €-637
2018: €33k
2019: €-44k
2020: €10k
2021: €486
2022: €10k
2023: €4k
2024: €-637
2018 → 2025
Working capital
€81k▲ 37.1%
2024 · €59k
2018: €72k
2019: €30k
2020: €42k
2021: €43k
2022: €52k
2023: €59k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€56k▲ 21.2%€60k▲ 6.3%€59k▼ 1.1%€81k▲ 36.0%
Operating result€383-€12k▲ 3,114%€4k▼ 65.8%€813▼ 80.7%€32k▲ 3,854%
Net result€486-€10k▲ 1,930%€4k▼ 64.2%€-637€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,854% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €102k
Equity
€81k▲ 36.0%
Debt
€21k▼ 16.8%
The debt ratio falls from 30.3% to 21.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€33k▲
2024 · €1k
Cash flow
€22k▲
2024 · €-174
Solvency
79.0%▲
2024 · 69.7%
Current ratio
4.76▲
2024 · 3.28
Quick ratio
4.02▲
2024 · 2.63
Debt / equity
0.27▼
2024 · 0.43
ROE
27.1%▲
2024 · -1.1%
ROA
21.4%▲
2024 · -0.7%
Interest coverage
48.45▲
2024 · 2.79
Debt
€21k▼
2024 · €26k
Debt ≤ 1 year
€21k▼
2024 · €26k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€102k▲
Fixed assets21/28€463-
Tangible fixed assets22/27€463-
Plant, machinery and equipment23€463-
Current assets29/58€85k€102k▲
Stocks and contracts in progress3€17k€16k▼
Stocks30/36€17k€16k▼
Amounts receivable within one year40/41€64k€78k▲
Trade receivables40€64k€71k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€85k€102k▲
Equity10/15€59k€81k▲
Contributions10/11€18k€18k=
Reserves13€41k€62k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€39k€60k▲
Amounts payable17/49€26k€21k▼
Amounts payable within one year42/48€26k€21k▼
Trade debts44€14k€6k▼
Suppliers440/4€14k€6k▼
Taxes, remuneration and social security45€12k€15k▲
Taxes450/3€10k€13k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€30€30=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€463€463▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€5k€2k▼
Gross operating margin9900€6k€39k▲
Operating profit (loss)9901€813€32k▲
Financial income75/76B€594€535▼
Recurring financial income75€594€535▼
Financial charges65/66B€457€673▲
Recurring financial charges65€457€673▲
Profit (loss) for the period before taxes9903€949€32k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€-637€22k▲
Profit (loss) for the period to be appropriated9905€-637€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-637€22k▲
Transfer from equity791/2€637-
Transfer to equity691/2-€22k
To other reserves6921-€22k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.56
Current ratio from 1.86 to 4.56; short-term debt falls from €61k to €17k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.48
Current ratio from 1.31 to 3.48; short-term debt falls from €99k to €17k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-44k ▼232%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
VAN DE POEL Yannick
CurrentDirector · since 20-12-2023
VAN DER HAERT Philippe
CurrentDirector · since 20-12-2023
20-12-2023
VAN DE POEL Yannick: Resigned as Director
20-12-2023
VAN DE POEL Yannick: Appointed as Director
20-12-2023
VAN DER HAERT Philippe: Resigned as Director
20-12-2023
VAN DER HAERT Philippe: Appointed as Director
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderweydendreef 253090 OverijseGround area
789 m²
Building footprint
186 m²
Volume, LiDAR
801 m³
Parcel 23062B0387/00Y002, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WTEC
since 20102.184.103.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0387/00Y002 | Flanders | 789 m² | 1 · 186 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FALIMARO
BE 0633.717.529
Charleroi · Eq €80k
FND CONSULTING
BE 0830.628.717
Beringen · Eq €81k
Ortho4Vets
BE 0730.816.509
Tielt · Eq €81k
EKO-INVEST
BE 0458.152.576
As · Eq €81k
COCO & CO
BE 0787.693.250
Ciney · Eq €81k
Of 12,965 companies in sector 47120 we hold annual accounts for 2,176. 1,526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2009
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
47713Retail trade
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.