Skip to content

WRA CONCEPT

Active
Private limited companyfounded 20242 yrs activeChaussée de Redemont(PAU) 128/130, 7100 La Louvière, BelgiumKBO/BCE: BE 1012.786.007
Summary

The computed 12-month bankruptcy probability of WRA CONCEPT is 2.5% (moderate). The 2025 annual accounts show equity of €37,588 and a net result of €34,588. Its solvency ranks better than 91% of 28281 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability91
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 7.17; short-term debt: 13.2% and cash: 10.2% of total assets), and 13.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.8%
Return on assets
79.9%
Age of the figures
10 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 16-07-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
16 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 August 2024, WRA CONCEPT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
€255,086
EBIT margin
13.5%
Net result
€34,588
Working capital
€35,294

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €43,309
Fixed assets €2,294
Current assets €41,015
Equity and liabilities €43,309
Equity €37,588
Debt €5,721
Debt finances 13.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€34,729
Cash flow
€34,755
Current ratio
7.17
Debt to equity
0.15
ROE
92.0%
ROA
79.9%
Interest coverage
1827.84
Debt ≤ 1 year
€5,721

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€43,309
Fixed assets21/28€2,294
Tangible fixed assets22/27€2,294
Furniture and vehicles24€2,294
Current assets29/58€41,015
Amounts receivable within one year40/41€36,583
Trade receivables40€12,540
Other amounts receivable41€24,043
Cash at bank and in hand54/58€4,432
Equity and liabilities
Total equity and liabilities10/49€43,309
Equity10/15€37,588
Contributions10/11€3,000
Profit (loss) carried forward14€34,588
Amounts payable17/49€5,721
Amounts payable within one year42/48€5,721
Trade debts44€980
Suppliers440/4€980
Taxes, remuneration and social security45€4,741
Taxes450/3€4,741
Income statement Code2025
Turnover70€255,086
Goods, raw materials, services and sundry goods60/61€214,314
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167
Other operating charges640/8€6,043
Gross operating margin9900€40,772
Operating profit (loss)9901€34,562
Financial income75/76B€45
Recurring financial income75€45
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903€34,588
Profit (loss) for the period9904€34,588
Profit (loss) for the period to be appropriated9905€34,588
Appropriation of the result
Profit (loss) to be appropriated9906€34,588

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€255,086
Goods, raw materials, services and sundry goods60/61€214,314
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167
Other operating charges640/8€6,043
Gross operating margin9900€40,772
Operating profit (loss)9901€34,562
Financial income75/76B€45
Recurring financial income75€45
Financial charges65/66B€19
Recurring financial charges65€19
Profit (loss) for the period before taxes9903€34,588
Profit (loss) for the period9904€34,588
Profit (loss) for the period to be appropriated9905€34,588
Line2025
Assets
Total assets20/58€43,309
Fixed assets21/28€2,294
Tangible fixed assets22/27€2,294
Furniture and vehicles24€2,294
Current assets29/58€41,015
Amounts receivable within one year40/41€36,583
Trade receivables40€12,540
Other amounts receivable41€24,043
Cash at bank and in hand54/58€4,432
Equity and liabilities
Total equity and liabilities10/49€43,309
Equity10/15€37,588
Contributions10/11€3,000
Profit (loss) carried forward14€34,588
Amounts payable17/49€5,721
Amounts payable within one year42/48€5,721
Trade debts44€980
Suppliers440/4€980
Taxes, remuneration and social security45€4,741
Taxes450/3€4,741
Line2025
Profit (loss) for the period9904€34,588
+ Depreciation and write-downs630€167
Operating cash flow (approximation)€34,755

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
408 m²
Building footprint
75 m²
Volume, LiDAR
754 m³
Parcel 55015A0164/00X036, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Redemont(PAU) 128/130, 7100 La Louvière
Site preparation
since 20242.362.916.040
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55015A0164/00X036 Wallonia 408 m² 1 · 75 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,465 companies in sector 43120 we hold annual accounts for 3,233. 2,367 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-08-2024
Fiscal year end30-11
Activities, NACEBEL 2025
43120Site preparation
43130Specialised construction activities
43223Specialised construction activities
43230Insulation installation
43350Other building finishing work
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012786007
Also 9925:BE1012786007
Registered 13-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.